Michael Berman, JD
Founder and Chief Executive Officer
Michael Berman is the founder and CEO of Ncontracts, a leading provider of risk management solutions. His extensive background in legal and regulatory matters has afforded him unique insights into solving operational risk management challenges and drives Ncontracts’ mission to manage operational risk efficiently and effectively. During his legal career, Mr. Berman was involved in numerous regulatory, compliance, and contract management challenges and assisted in the development of information systems to better manage these efforts. Prior to founding Ncontracts, he was General Counsel for Goldleaf Financial Solutions, Tecniflex, Inc. and Imagic Corporation. Mr. Berman is a well-regarded speaker at financial institution conferences on risk management. He received his undergraduate degree from Cornell University and holds a J.D. degree from the University of Tennessee. 
Patti Wubbels, CCE
Senior Vice President of Client Development and Crypto Advisory Services, SRM
Patti Wubbels is Senior Vice President of Client Development and lead for our cryptocurrency advisory services at SRM (Strategic Resource Management), an independent firm that advises financial institutions in executing business strategies and strategic sourcing initiatives.
Wubbels has over 20 years of business development experience, with 16+ years in the banking industry. Prior to joining SRM, Wubbels spent three years helping financial institutions across the U.S. with their vendor oversight programs, and three years at Jack Henry & Associates, where her team assisted clients in developing commercial lending programs for alternative revenue sources. She understands the needs of customers and members, having worked as a bank Branch Manager and VP of Cash Management, as well as a credit union Sales/Services Training Manager.
Tim Leonard
aka Tim the Banker
Tim Leonard is the Chief Information Officer at Commercial Bank of Texas. Tim has over 17 years of banking experience and has served in various management positions including information technology, bookkeeping, proof and transit, operations and call center. His passion for banking and education has given him opportunity to speak at state and national conventions concerning IT infrastructure, management and information security. He has worked as a private investigator and computer forensics examiner. Tim graduated from Stephen F. Austin State University and the LSU Graduate School of Banking. He is currently the technology and information security teacher at Texas Tech's and SMU's Graduate Schools of Banking.
Jay Schulman
Principal, Consulting RSM US LLP Chicago, Illinois
 Jay is the National Leader for Blockchain and Digital Assets at RSM. Bringing together all of the services across RSM including Audit, Tax, and Consulting, Jay leads the firm’s capability in addressing both enterprise blockchain technology and the adoption of digital assets such as bitcoin. With 20 years’ experience in information security and technology innovation, Jay helps clients think through the overall risk of adopting blockchain and digital assets and how to mitigate those risks through operational security and proper implementation of the technology.
Bill Bauman
Solutions Design Analyst, Ironcore
Bill has a Master’s Degree in Education and been involved in the IT field since 1985. He has worked at Ironcore since its inception in 2008. At Ironcore, Bill is a Solutions Design Analyst with 20+ years of Disaster Recovery and data security experience with financial institutions across the United States. Prior to moving to Ironcore, Bill worked for a number of years as a Senior Solutions Analyst at Fiserv, a company that provides technology solutions to community banks.  
Adrian Brown, AAP, APRP
Manager of Payments Consulting & Compliance, The Clearing House Payments Authority (TCHPA)
Adrian has more than 30 years of experience in the financial services industry and over 15 years conducting ACH audits and consulting services for financial institutions and companies.
 Joe Sullivan
CEO and Founder of Market Insights
 Joe Sullivan is the CEO and Founder of Market Insights. As a consultant, author and speaker with nearly 30 years of experience in the industry, the themes of relevancy and growth can be found throughout Joe’s work. Over the years, Joe has been invited to share his insights with many international, national, regional and state associations and banking schools — on topics ranging from marketing and delivery network planning, to brand positioning and leadership. Joe’s forward thinking approach and energetic style engages his audiences and consistently makes him a top-rated speaker. He routinely challenges conventional thinking and creates a sense of excited urgency with his audiences. 
Benjamin Taylor
BJ’s passion for sharing information has existed his entire life, even as a child he ensured the entire neighborhood new his family’s business and he knew theirs. This passion lead to careers in Financial Audits, Education, IT Audits, and thus far culminated in a career at CoNetrix as a consultant.  He has a B.B.A in Accounting from Baylor University and a M.Ed in Educational Leadership from Texas Tech University. BJ is also a husband, father, and a part time hobby farmer. 
Roger Seip
Founder of Freedom Personal Development  
Roger has a knack for taking principles of effectiveness that most of us struggle with, and crystallizing them into clear strategies and action plans that get Record-Breaking Results. He’s also one of the world’s foremost authorities on how to train the incredible creative capacity of the human mind.

When it comes to creating Record-Breaking Results, Roger walks the walk. Some examples:

  • In his first sales career, Roger became one of the top 20 producers of over 200,000 in the 160 year history of the company. That’s the top 1% of the top 1% EVER.
  • Roger Co-Founded Freedom Personal Development, one of the world’s premier Personal Development rms. His company has thrived and broken records for more than 15 years.
  • Roger is the author of Train Your Brain For Success, a national bestseller on how individuals can remember more, read smarter and break records in their lives.