Board of Directors
The chair of the association is David Krause, CEO of Pioneer Bank in St. James.

David has 35 years of banking experience, 33 years of which have been with Pioneer Bank and 23 years as chief executive officer. David’s expertise includes residential mortgage lending, business lending, ag and agribusiness lending, accomplished mergers and acquisitions, de novo expansion and organic growth. David has led Pioneer Bank from a single location to its current size of nine locations.

David is a graduate of Southwest Minnesota State University with a Bachelor of Science degree in Business Administration and Management and also attended the Minnesota Bankers Association's Commercial Lending School and Midwest Banking Institute. David currently serves as chair of GreenSeam Board of Governors and participates in a variety of other community organizations including Greater Mankato Growth Board of Directors and Executive Committee, Greater Mankato Growth Talent Council and Team Leader, Minnesota Bankers Association Government Relations Council, Commissioner of the City of St. James EDA, Region 9 Loan Committee and Watonwan County Revolving Loan Fund Committee.  

In his spare time, David enjoys golf, classic westerns, traveling and baseball, which he played amateur until the age of 52. He is an avid Minnesota sports fan – especially the Twins – and also enjoys spending time with his family including his twin grandsons and his granddaughter.


Vice Chair/Treasurer

David Krause, CEO
Pioneer Bank, St. James

  Andy Noll, President
First Farmers & Merchants Bank, Fairmont


Immediate Past Chair


Mark Miedtke, President
Citizens State Bank, Hayfield

Joe Witt, President/CEO
Minnesota Bankers Association


District 1 Director

District 2 Director

Chris Ryan, President & CEO 
First Security Bank, Byron

Mike Finley, President
Janesville State Bank


District 3 Director

District 4 Director

Andy Schornack, President & CEO
Flagship Bank Minnesota

Jon Hall, Chief Credit Officer
Kensington Bank


District 5 Director

District 6 Director

Kirsten Eggena, President
Pine River State Bank

Del Mari Runck, Chief Operating Officer
Neighborhood National Bank, Alexandria




Ralph Pace, EVP, Central Region Manager
U.S. Bank Commercial Real Estate

Kelly Gosz, District Manager
Wells Fargo Bank Minnesota, NA
Golden Valley