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Revised: April 17, 2018

VP Lending

Under direct supervision of Chief Credit Officer, responsible for selling new commercial relationships by effectively presenting our products and services, interview customers, analyzing financial information, making credit decisions up to lending authority, handling collection of commercial loans, and monitoring the commercial overdrafts.  Handles a small to medium loan portfolio in terms of dollar volume and size, and works in conjunction with loan committee when making credit decisions.  This position will analyze and review credit, loan structure and documents that are less complex in nature.   This position works to ensure commercial lending compliance with Loan Policy and bank regulations.  This position will participate in cross-selling deposit, cash management, retail, and other bank services.  This position is involved in various community organizations and represents Village Bank throughout the community in appropriate community events. Teams with others, assisting with relationship management, ongoing customer communication and active cross selling of related products/services.  Performs all job responsibilities according to compliance and audit requirements.

Minimum Requirements:

  • Bachelors degree (BA); and four to six years consumer or mortgage lending experience or one to three years commercial lending experience.  
  • Specific, formal credit training preferred. Minimum of 6 college accounting credits, including ability to analyze basic balance sheet, income statement ratios, cash flow statements for business with less than $5 million in revenues and personal tax returns.
Village Bank was founded in January 1993 with passion for launching a community bank that stemmed from our desire to help people – both our valued staff and our growing customer base.
 
Our mission: To build valued relationships within our village based on trust and integrity, and help make your vision a reality. We believe that three words best signify our mission; Village, Value and Vision.
 
Village. There is a spirit of village within Village Bank and we are helping raise many fine communities of the northern Twin Cities. 
Value. We value one another and our customer’s trust. Our village is strong and while times may change - values of trust and commitment run deep.
Vision. We take great pride in helping you attain your financial vision and working to make your dreams a reality.

Please use the following URL to apply: https://workforcenow.adp.com/jobs/apply/posting.html?client=villageban&ccId=19000101_000001&type=MP&lang=en_US

(MBA File H-6040) (4-17-18)

Personal Banker

Key Community Bank, located in Inver Grove Heights, is excited to be looking for a Personal Banker to join our staff. The ideal candidate would enjoy working with customers and providing excellent customer service.  

Primary duties include:

  • Provide the highest quality of service to the existing customer base and develop and maintain strong customer relationships by being the Bank’s first point of contact.
  • Meet with customers to determine new account needs, assist the customer in selecting the appropriate account, gather the required information and open all types of new accounts.
  • Develop in-depth product and services knowledge in order to assist customers. 
  • Generate new business for the bank by establishing new customer relationships that result in loan and deposit growth.
  • Identify customers’ needs and recommend ancillary products and services.
  • Responsible for the knowledge of deposit compliance issues and implementation of compliance procedures.
No sales goals or weekend hours.

Previous banking experience desirable, but not required, or related experience with a focus on customer service. 

Other Desired Skills and Abilities

  • Ability to stay organized while handling multiple tasks and being interrupted.
  • Superior communication skills to provide customer assistance and determine customer needs.
  • Sound judgement and a proactive approach to problem solving
  • Ability to work independently with minimal supervision
  • Basic understanding of modern banking delivery channels, such as; mobile banking, apps, online banking and bill payment
Resumes can be submitted to gretcheng@keycommunitybank.com.  

(MBA File H-6039) (4-17-18)

We are hiring a Commercial Credit Underwriter. 

Alerus is a growing financial services company with a focus on banking, mortgage, retirement, and wealth management services.  Alerus is a company that will challenge you to be at your best and where your efforts have real, tangible effects. Our culture is one of collaboration, innovation, forward-thinking, and giving back. We take pride in helping our customers wherever they are on life’s journey.  And we mean it when we say, “It’s our purpose to help you achieve yours.”

Responsibilities:        

As the Commercial Credit Underwriter you are accountable for portfolio of commercial loans generally varying in loan relationships size of $750,000 to $3,500,000, including underwriting credit risk and granting credit approval within prescribed level of loan authority in conjunction with Lead or Senior Underwriters, or presenting credit recommendation to Loan Committee; facilitating loan closing; and servicing booked loans.  Contributes to effective risk management through ordering and execution of loan documentation and ongoing monitoring of customer-supplied information and collateral administration. 

  • Purpose and negotiate lending solutions - 70%
  • Credit administration -25%
  • Research projects–5%

Qualifications:

As a Commercial Credit Underwriter strong problem solving ability, professional customer service skills, strong written and oral communication skills, strong negotiation and interpersonal relationship skills, self-starter with established ability to work effectively with minimal day-to-day supervision, self-assured, good analytical skills, and a team player.

Specific Requirements:

  • College degree or equivalent education, including upper level courses in finance and accounting.
  • In-depth knowledge of advanced loan documentation, banking laws, and regulations preferred, but not required.
  • Three or more years of experience working with large, complex commercial loans.
  • Experience assessing, selling, and closing all types of commercial and commercial real estate loans.
For a full job description or to apply, visit our website at www.alerus.com/careers.  Click on “Employment,” then “View Jobs” and then select the position titled Credit Underwriter.

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-6038) (4-17-18)

Executive Assistant 

Are you looking for an opportunity to work for a Top Minnesota Workplace, collaborate with amazing teammates, grow within your career and utilize your creative skills? This may be the job for you!

Profinium, Inc. has an exciting career opportunity for an Executive Assistant.

This position provides highly confidential, skilled and complex administrative support of an executive nature to the CEO, board of directors and C level staff. Performs complex and technical activities requiring considerable discretion and independent judgment. Facilitates management details and acts as intermediary with delegated administrative functions to relieve executives of administrative responsibilities and details. Works with personnel at all levels of the company, as well as external organizations and customers and handles highly confidential information. Coordinates and facilitates high-level executive and board functions with latitude for independent judgment and assists with numerous highly confidential functions.

Education and special Requirements:

  • High school degree or equivalent. 
  • Prefer four year college degree.  Five to seven years’ related work experience and/or training; or equivalent combination of education and experience. Prior experience as assistant to senior level executive/C Level preferred. 
  • High level of computer literacy required including speed, efficiency, organization and proficiency with Microsoft Office products (Word, Excel, PowerPoint, Publisher, Access, Outlook, and Windows), as well as advanced experience with email and internet.
  • Must possess strong disciplines and wide-range experience in organization, information management, coordination, collaboration, communication, and highly professional personal interactive skills.

To Apply:

Visit our website at https://www.profinium.com/about-us/careers.html and complete an online application.

Profinium is an EEO/AA Employer.

(MBA File H-6037) (4-16-18)

Business Banking Loan Officer – Alexandria, MN

BlackRidgeBANK is currently looking for a full time Business Banking Loan Officer in Alexandria, MN. Position will hold the Assistant Vice President (AVP) officer status and will be responsible for evaluating, authorizing, and recommending approval of commercial loans, commercial real estate, or construction loans. Primary duties include but are not limited to analyzing credit information and financial data for current and potential borrowers, making approval decisions on loans and terms within established lending limits, and monitoring performance of loans extended to existing borrowers. Position will also be responsible for growing the loan portfolio through business development efforts while maintaining loyal customer relationships through outstanding customer service. Position requires a Bachelor’s degree in Finance, Accounting, Business Administration or related field and three to five years of previous commercial lending experience or the equivalent combination of education and related work experience. Individual must be a team player with excellent interpersonal skills, strong written and oral communication skills as well as proven customer service skills. Must be highly efficient, computer proficient and able to multi-task.

To apply please send cover letter and resume to BlackRidgeBANK 825 26th Ave E, West Fargo, ND 58078 Attn: Human Resources or email to humanresources@blackridgebank.com.
 
BlackRidgeBANK is an Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities. 

(MBA File H-6036) (4-16-18)
 

Retail Coordinator

Kensington Bank has an opportunity for someone who would like to be a part of a growing organization! We are seeking a Retail Coordinator to add to our team at our Cokato location.

The Retail Coordinator will be responsible for the overall day-to-day retail operations of the branch. This includes assuring the branch operates within all policies and procedures adopted by the Board of Directors. This position will be responsible for the vault functions and operational duties as well. This includes scheduling, supervising and providing work direction to Universal Bankers to ensure that customers are provided with accurate information and courteous, efficient service in regard to customer/Bank transactions. This person will be responsible for performing customer service functions and handling any complex customer concerns.

Applicants should preferably have a Two-year degree or significant related business experience and previous supervisory experience is required.

To apply, please forward your resume to Connie Isaacson at: cisaacson@kensingtonbanks.com.

 Kensington Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-6035) (4-16-18)

Community Bank Loan Officer – Albany, MN
 
Stearns Bank N.A. is looking for a Community Bank Loan Officer at our Albany, MN bank location. 

As a Community Bank Loan Officer you will develop and manage commercial and consumer loan accounts which meet established lending requirements and provide maximum profitability to the bank with a minimum of risk.

Responsibilities include:

  • Interview loan applicants and collect and analyze financial data to determine the general creditworthiness of the prospect and the merits of the specific loan request.  Make presentations to loan committee for approval.
  • Establish and negotiate where necessary the terms under which credit will be extended, including the costs, repayment method, schedule, and collateral requirements.
  • Promote and have knowledge of all lending programs and other credit enhancement programs.
  • Collect and analyze information that reflects the current creditworthiness of customers and the current merits of existing loans.  Information may be obtained by direct inspection of the applicant's collateral, review of interim financial reports and personal interview.  Perform annual site visit and collateral inspections as needed.
  • Monitor and review assigned commercial and consumer loans on a regular and continuing basis; identify problem or delinquent loan accounts or those having an adverse impact on Bank profitability; initiate appropriate corrective actions on delinquent accounts on a timely basis; refer problem accounts to manager as required or needed.
  • Review delinquent accounts on a daily basis and determine the necessary action.
  • Ensure adequate documentation, adherence to established bank policy, and compliance with banking laws and regulations exists on all bank assets assigned for supervision. Exercise sound credit decisions relating to the banks credit underwriting and management.
  • Keep abreast of new developments and trends in the market; identify potential lending opportunities and participate in the development and implementation of plans and programs to respond to these opportunities.
  • Actively solicit business from existing and new customers.  Participate in various civic and business organizations and activities to develop a business network and favorable image for the Bank.
  • Maintain working knowledge of all legal and regulatory compliance issues as they pertain to this position.
  • Loss prevention and security as applicable for this position.

Qualifications:

  • Bachelor’s Degree in business or related field
  • Three - Five years related lending experience and/or training; or equivalent combination of education and experience. 
  • Excellent computer skills, Microsoft Excel & Word
  • Detail oriented
  • Deadline driven
  • Excellent communication and interpersonal skills

The Company

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, we have maintained outstanding customer service, fast decisions, and customized finance solutions to our customers for decades.

Stearns has been recognized over a 3-year period by the Independent Community Banker’s Association (ICBA) as the #1 top-performing bank in the nation over a 3-year period, based on the 3-year average Return on Assets for banks $1 billion or more. We have also been recognized by American Banker as the #1 top-performing bank in the nation over a 3-year period for Return on Equity for banks from $2 billion to $10 billion. 

As a 2017 and 2018 recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota award, we take pride in our team and hold our employees in extremely high regard.  Our progressive, fast-paced and entrepreneurial approach to the financial services industry distinguishes us as an industry leader and makes us a fantastic company to work for!

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation.  For more information visit our website www.stearnsbank.com.

Email resume to:  Resumes8@stearnsbank.com

EOE/AA

(MBA File H-6034) (4-13-18)

Full-Time Lead Teller

Community Resource Bank, a $280 million community bank with offices in Northfield, Roseville and Cannon Falls is seeking an energetic, customer-focused individual to join our team as a full-time Lead teller in our Roseville location. Candidates should enjoy working in a fast-paced, team environment, providing exceptional customer service

Primary Functions:
The primary responsibility of the Lead Teller will be to serve as a resource for the Roseville tellers. This includes responsibility for the day-to-day teller operations, scheduling, referrals and sales, training and coaching, and directly servicing customers with the paying and receiving functions of the bank. Hours are generally 8:30 a.m. – 5:00 p.m. Monday through Friday, plus rotating Saturday schedule from 8:15 a.m. – 12:00 p.m. 

Minimum Qualifications:

  • Excellent Customer Service Skills
  • Current Cash Handling Skills
  • Basic Computer Skills
  • Needs-Based Selling
  • Referral Skills
  • Positive Attitude & Professionalism
  • Excellent Communication Skills
  • Attention to Detail and Accuracy
  • Ability to Prioritize Tasks and Projects
  • Ability to Resolve Issues and Problems as they Arise
  • Ability to Work Independently and as a Team Player
  • Strict Confidentiality Required
  • Some Lifting Required
  • +1 year of Teller Experience Required
           

Community Resource Bank offers a competitive compensation and benefits package including health insurance, dental insurance, 401(k) and paid-time-off.  Please send your résumé to hr@community-resourcebank.com or Human Resources, Community Resource Bank, 1605 Heritage Drive, Northfield, MN 55057.  No phone calls please. Application Deadline 4/26/2018.

EEO/AA: Women, Minorities, the Disabled and Veterans are encouraged to apply.

(MBA File H-6033) (4-13-18)

Delivery Channel Support Specialist

BankCherokee is a locally owned community bank in the Saint Paul area.  We are adding a Delivery Channel Support Specialist to our Bank Operations & Tech Team.

This position has been developed to support our strategies and provide implementation resources for the ever increasing delivery channels of electronic nature.  The ideal candidate will service and support a variety of delivery channel systems and operational tasks designed to improve the customer experience for both internal and external customers.  

Ideal candidates will meet the following requirements:

  • 4-6 years of related banking experience
  • Fiserv Premier knowledge and experience
  • Strong technology aptitude
  • Personal style characteristics of motivation, initiative, innovation, flexibility, professionalism
  • Team driven with professional interpersonal communication skills
Position is full time, located at our Smith Avenue office, 

Key accountabilities include Project Management & Implementation, Customer Delivery Channel Champion, and Operations Support.  More details can be found by visiting the Careers page at www.bankcherokee.com. 

Benefits include Health, Vision, Dental, Life and Disability.  We also offer a 401(k) with matching contributions and vacation/sick time off benefits.

Check us out at www.bankcherokee.com  to apply online – or – for more information, contact Nancy @ 651-290-6108 or ntuomie@bankcherokee.com

Equal Opportunity Employer

(MBA File H-6032) (4-11-18)

FT - Universal Banker, Edina MN

Community bank seeking customer oriented individual for a FT Universal Banker position in our Hastings office. Provide assistance to bank customers including the promotion and sale of appropriate bank products and services and the processing of deposit and loan transactions. Must possess excellent communication skills and enjoy working with people. Previous banking experience a plus. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, disability, protected veterans, age, marital status, familial status or status with regard to public assistance, or any other characteristic protected by law. 

Resumes can be sent to mklug@nabankco.com.

(MBA File H-6031) (4-11-18)

VP – Operations Manager - Brainerd, MN

American National Bank of Minnesota, a $265 million bank with 9 branches in communities in central Minnesota, has an immediate opening for a full-time VP - Operations in our Corporate Office in Brainerd, MN.  American National Bank has a mission and tradition of providing exceptional service, meeting and exceeding our customers’ expectations.

Position Summary:

The VP - Operations is responsible for the overall administration of the operations functions of the bank, including the direct supervision of operations department employees.  The VP – Operations will report directly to the CEO of American National Bank of Minnesota.

Essential Duties and Responsibilities:

  • Directly responsible for the supervision of operations department staff.
  • Serve as the officer responsible for the development, communication, and implementation of all aspects of operations related programs and procedures.
  • Responsible for recommending, planning, implementation and control of activities designed to achieve long-range objectives, including product development, regulatory compliance, and training of operations staff.
  • Provides operational, administrative, and limited technical support to corporate and branch office employees.
  • Functions as a principal resource to management, branch managers, branch employees, and operations staff on policy, procedures, and legal/regulatory questions as they relate to bank operations.
  • Responsible for the maintenance of financial records and the review of financial and regulatory reports.
  • Responsible for system administration for the bank’s core processing software (Fiserv Premier Navigator) and deposit and loan platform software (Finastra Deposit Pro and Laser Pro) and the interface between them.
  • Responsible for project planning, coordination, and implementation of database conversions.
  • Provide reports and other output to management through the use of Fiserv’s Business Analytics for Premier.
Knowledge, Skills, Abilities and Experience
  • 5 years or more experience in bank operations utilizing core processing software.
  • Solid understanding of bank operations, electronic banking systems, and general banking functions.
  • Knowledge of legal and regulatory guidelines as they pertain to bank operations.
  • Proficiency in Microsoft Office products.
  • Ability to communicate with customers, senior management, and other bank employees at all levels.

Other Desired Skills and Abilities: 

  • Good leadership skills
  • Numeric aptitude, analytical skills, detail orientation
  • Excellent written and verbal communication skills
  • Sound judgment and solid problem solving, decision making and organizational skills
  • Creativity and resourcefulness
  • Excellent time management skills
  • Ability to handle multiple priorities and ensure accurate and timely completion of all tasks

Work Environment

  • Normal office environment at the Corporate Office in Brainerd, MN

Competitive salary and benefit package. Send cover letter and resume to: CareerOpportunities@anbmn.com

Equal Opportunity Employer

(MBA File H-6030) (4-6-18)

Market President - Rochester

Merchants Bank established in 1875 is a growing, employee owned company, dedicated to a philosophy of community banking with total company wide assets of $1.6 billion. Due, to a retirement, we are searching for a Market President to lead and grow our Banks in the Rochester, Minnesota market. The Market President is responsible for providing leadership, direction, and guidance of the Affiliate activities to assure the short and long term profitability of the Bank; responsible to provide a satisfactory rate of return on shareholder investment value; able to provide equitable treatment and development of employees; maintains bank-community citizenship; and the implementation of all policies and decisions of Merchants Bank.

This position requires a college degree and ten or more years of equivalent work experience in a Commercial/Ag Bank environment, plus five years of managerial experience.  This position requires proven sales/business development experience. This position requires a thorough understanding of the banking system, credit evaluation, community banking needs, financial management skills, and extensive previous experience.  The position requires a current and thorough review and update of regulatory laws and changes.

Competitive salary and benefit package provided, including an ESOP. Please apply in person at Merchants Bank, Attn: Alberta, HR, 102 East 3rd St., Winona, MN  55987, online at www.merchantsbank.com/about/careers, or e-mail your resume and cover letter to aarosburg@merchantsbank.com

Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-6029) (4-5-18)

VP – Branch Manager – Plymouth, MN

To apply for this position and to see the full job description please visit our company webpage at www.bankcib.com and click on the About CIB tab and then the Careers section.

The VP – Branch Manager is responsible for directing and administering the operational efforts of the branch. Ensures established policies and procedures are followed. Oversees provision of a full range of services to customers and prospective customers. Ensures customers are promptly and professionally served. Trains, directs, and supervises branch staff.

Essential duties and responsibilities include the following. Other duties may be assigned.

  • Annually assess the market served by the branch, identifying obstacles and opportunities. This, along with similar evaluations from other locations, is the basis for the annual consumer business plan.
  • Select, train, and motivate subordinate staff to achieve unit and bank wide goals.
  • Contribute to the overall profitability of the bank through the achievement of unit goals and by supporting the other Business/Unit Managers in pursuit of their goals.
  • Maintain a high profile in the community through active participation in community organizations to enhance the image of the bank.
  • Maintain a high level of quality in the loan portfolio, which accomplishes the annual objective of minimal losses and maximum profit. Unit performance measures may include loan growth, deposit growth, non-interest income, loan delinquency, net loan losses and product sales.
*Our benefits package is one of the most competitive in the Twin Cities. Our group insurance options include medical, dental, life, short and long-term disability. We also offer a generous 401(k) match. We offer paid time off (PTO) and paid holidays.

Our company is an Equal Opportunity Employer/Disabled/VETS/Affirmative Action Employer. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal "EEO is the Law" poster, its "Supplement" poster, and its "Pay Transparency Nondiscrimination Provision".

(MBA File H-6028) (4-3-18)

Director, Business Services Sales

If you have an entrepreneurial spirit and like working in a fast-paced environment, consider working at Bridgewater Bank. With over $1.5 billion in assets, we’re one of the fastest growing banks in Minnesota. Bridgewater is a non-traditional bank that provides countless opportunities for personal and professional growth, highly competitive compensation and benefits, and an employee focused culture that delivers an unconventional work experience.

Bridgewater Bank is now hiring for Director, Business Services Sales. This position entails promoting the cash management suite of products and services to clients, as well as ensuring internal staff is aware of features and benefits, and able to properly identify referral opportunities. The ideal candidate would have 5 or more years of banking experience, preferably in cash management.

For more information and to apply, please go to www.bridgewaterbankmn.com/joinourteam

(MBA File H-6027) (4-3-18)

Financial Accountant - White Bear Lake, MN

Lake Area Bank and Roundbank are community banks dedicated to providing our customers with a wide range of products and services. We strive to provide the highest standard of personal service and convenience to our customers with the core purpose of making a difference. 

Position summary:

The Financial Accountant is responsible for providing support to the Manager, Treasury & Finance, including, but not limited to financial reporting, financial analysis, budgeting, forecasting, accounting procedures, and policy compliance.  

Accounting

  • Responsible for conducting month end close process
  • Prepare and process journal entries
  • Estimate, document, and maintain prepaid, fixed asset, and accrual items
  • Perform month-end account reconciliations
  • Perform general ledger maintenance and balancing
  • Work with business lines to ensure accurate and timely accounting
  • Develop processes to improve accounting transactions and activities 
  • Work with internal and external auditors to ensure compliance with policy and regulation

Financial Reporting and Analysis

  • Timely and accurate preparation of reports which summarize business activities and financial position; including regulatory reports, board reports, and Asset/Liability reports
  • Analyzes financial data, draws conclusions and presents recommendation on decisions and actions
  • Produce routine and ad hoc financial reports for internal and external distribution
  • Maintain a knowledge of updated regulatory changes and implement into internal and external reports

Education 

  • Bachelor’s Degree (BA) in Accounting and/or Finance 
  • 2-5 years related experience and/or training, or equivalent combination of education and experience

Work Environment

  • Normal office environment
  • Periodic travel to Lake Area Bank and Roundbank locations
Interested applicants can apply on-line at www.lakeareabank.com under career opportunities. 

EOE/AA Employer
M/F/Disabled/Vet 


(MBA File H-6025) (4-2-18)

FT Float Teller

Northeast Bank, located in northeast Minneapolis, has a great opportunity for someone who loves working with a variety of people and personalities. This position would work at all three of our locations – northeast Minneapolis, New Brighton and Coon Rapids. It would include every other Saturday morning. 

This position is responsible for servicing consumer and commercial customer’s cash needs via cash recyclers. They also sell money orders, cashier checks, and cash advances on credit cards. They will recommend appropriate banking products that fit the customer’s needs. 

Qualified applicants should have at least one year of customer service experience or teller experience, strong communication skills and a cheerful disposition. Northeast Bank offers a competitive salary, an excellent benefit package, and a fun atmosphere. Click on this link to apply: 

https://www.jobsinminneapolis.com/j/30974105

Affirmative Action/Equal Opportunity/Vets/Disability Employer

(MBA File H-6024) (3-29-18)

Desktop Administrator

United Bankers’ Bank has an exciting opportunity for a Desktop Administrator in our IT department. This individual is responsible for UBB’s PCs and printers, ensuring efficient operation, updated functionality and User satisfaction.  

To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-6023) (3-28-18)

Banking Operations Assistant Vice President 

United Bankers’ Bank has an exciting opportunity for an Assistant Vice President in our Operations Department. This individual will assist in the overall direction, coordination, planning, and operation of UBB’s online banking product and image exchange network product suite for community bank customers. 

To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-6022) (3-28-18)

Commercial/Ag Lender (Rush City, MN location)

Unity Bank is a community bank serving 8 convenient locations. Our professional staff provides excellent assistance for customers desiring personal banking and financial services. We seek to satisfy the needs of our customers, community and employees by providing the best source of financial service products in our market, while maintaining financial strength, adequate earnings, leadership and integrity. 

Primary Objective:

Our Commercial / Agricultural Lender is responsible for developing new business, underwriting, structuring, and closing commercial and agricultural loans, as well as maintaining and servicing an existing portfolio.  Represents the bank in the local community through active participation in community affairs and participates in marketing all of the bank’s products and services.

Major Areas of Accountability:

  • Support Unity Bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
  • Monitor an existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
  • Source, develop and underwrite new construction, interim, and permanent commercial and agricultural financing requests for new and existing customers.
  • Maximize bank profitability through appropriate pricing of new loan originations, fee income, selling bank products/services.
  • Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority.

Qualification Requirements:

  • Maintain an excellent understanding of all related bank regulations and compliance issues; conformity to banking policy and regulations.
  • Must act in compliance with all policies and procedures of Unity Bank.
  • Ability to develop and maintain positive, cooperative, working relationships with all employees, management, vendors and customers of the bank.

Education/Experience:

  • 3-5 years Commercial and/or Agricultural Lending or Commercial and/or Agricultural Credit Analyst experience preferred.
  • Previous experience with WebEquity or Finpack.
  • Strong general banking knowledge.
  • Excellent written and verbal communication skills, attention to detail and accuracy; good organizational, research and follow up skills.
  • Proficient in Microsoft Word, Excel and Outlook
Unity Bank would be excited to talk to you about a career with us if you are a highly motivated individual looking to make a difference. We offer a full benefit package and competitive compensation.

If you are interested in this position, please submit your cover letter and resume to hr@unitybanking.com.

Unity Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-6021) (3-26-18)

Personal Banker

Community Bank Owatonna is seeking a Personal Banker to join our staff. This individual will report directly to the Operations/IT Manager and will not be responsible for supervising other employees.  

Primary Responsibilities:

  • Open all types of deposit accounts while gathering all relevant customer information.
  • Providing ancillary products and services while referring potential borrowers to the loan department.
  • Managing a teller cash drawer, including accurate daily balancing.
  • Working with the personal banking team to balance the vault, ATM, and various internal accounts, while completing all other tasks as assigned by the immediate supervisor.
  • Answering incoming telephone calls efficiently while transferring calls to other staff members as needed.
  • Assisting the Operations/IT Manager with various tasks as needed.

Qualifications:

  • High school diploma or equivalent.
  • No previous bank experience required, although 2 or more years is preferred.
  • Excellent verbal communication skills with a pleasant, outgoing personality.
  • Ability to work independently with minimal direct supervision.
  • Ability and willingness to maintain confidentiality of privileged information.
  • Proficiency with standard office computer equipment and software.
  • Strong attention to detail.
  • Basic and general math skills.
Community Bank Owatonna is a locally owned and operated $55 million bank that opened in 2003. The bank has a single location and is proud to be the only bank chartered in Owatonna. Community Bank Owatonna has a strong and experienced management team, is well-capitalized, financially sound, and is poised for future growth. To learn more about us please visit www.cbowatonna.com.  

Owatonna (population 25,773) is a steadily growing community located in southern Minnesota that serves as the county seat of Steele County (population 36,805). The community is located one hour south of Minneapolis/St. Paul and is served by Interstate 35, US Highway 14, and US Highway 218.  

If you are interested in this opportunity please send your resume, cover letter, and salary requirements to:

Community Bank Owatonna
640 Bridge Street
Owatonna, MN  55060
% Tim Kluender, President/CEO
tkluender@cbowatonna.com

Community Bank Owatonna is an Equal Opportunity Employer.  

(MBA File H-6020) (3-26-18)

Director of Marketing

Profinium, Inc. is a Star Tribune Top Minnesota Workplace, and is currently offering a tremendous opportunity to lead the company’s marketing efforts.

The Director of Marketing is responsible for supporting company goals and objectives by providing direction, leadership, and the development and implementation of an organization-wide marketing plan and budget. This key role is responsible for achieving results, utilizing marketing, advertising, communications, public relations and social media platforms.  Profinium, Inc. has locations in Fairmont, Truman, Owatonna and Mankato. This position will have the opportunity to work with teammates in all markets.

Profinium is an ideal employer offering a tremendous opportunity for someone to join an organization that brings its Purpose, Pledge and Pursuits to life every day in a positive work environment. If you’re ready to work in a dynamic environment, collaborate with driven teammates, grow within your career, and advance your creative marketing skills, Profinium is the place for you!

Education and special Requirements:

  • Bachelor’s degree (BA) or equivalent from a four (4) year college or university; plus seven (7) to eleven (11) years of marketing and marketing leadership experience.  Work-related experience should consist of a marketing, advertising, ad placement, communications, social media promotion and management, public relations, and corresponding training development and delivery. 
  • Ability to develop a detailed marketing plan and related budget along with the corresponding budget and related tracking, monitoring and reporting. The incumbent should have a strong demonstrated experience in communications, public relations and media relationship and development. Experience in training, teaching, coaching and mentoring are also necessary.
  • Strong skills in personal computer operation including word processing, advertising and client communications creation, and spreadsheet software. Expertise in creating, managing, monitoring and reporting in all social media areas is critical.
  • Team player committed to exceeding expectations and helping others succeed.

To Apply:

Visit our website at https://www.profinium.com/about-us/careers.html and complete an online application. Applications will be accepted until April 6.

Profinium is an EEO/AA Employer.

(MBA File H-6019) (3-23-18)

HR Specialist

The Bank of Elk River currently has a full time opening for an HR Specialist and is seeking an experienced professional to fill this position.

To Apply:

Please visit our website at https://www.thebankofelkriver.com/about/employment_list for further information and to download/submit an employment application. 

In order to be considered for this position a completed application must be submitted by Friday, April 6th.

Job Summary:

The HR Specialist provides comprehensive executive-level administrative support to the Director of Human Resources including: Providing day-to-day calendar management, preparing highly sensitive materials, and assisting in the preparation of trainings, meetings, events, recognition programs, etc. The HR Specialist works closely with the Director of HR on a variety of projects and will often be responsible to ensure the projects are completed in a timely manner.

Essential Duties and Responsibilities:

  • Completes a broad variety of administrative tasks for the Director of HR while managing an active calendar of appointments.
  • Provides a bridge for smooth communication between the HR office and internal departments or management. At times is the conduit to bring resolution to issues.
  • Assists in the creation of statistical reports and complex business analytics. Able to prepare or present presentations on behalf of the HR Director. 
  • Assists with the planning and execution of a variety of events and recognition programs.
  • Assist with the planning and preparation of a variety of trainings conducted by the HR Director.
  • Works closely with HR Generalist on a variety of HR administrative functions. (i.e. payroll, policies, etc.)

Qualifications and Experience: 

  • BA or minimum of AA degree
  • Five or more years of experience supporting executive level roles 
  • Experience in the area of Human Resources
  • Experience administering payroll

Knowledge, Skills and Abilities:

  • Strong organizational and planning skills that reflect ability to perform and prioritize multiple tasks seamlessly with excellent attention to detail.
  • Proficient in Microsoft Office (Outlook, Word, Excel, and Power Point).
  • Strong written and verbal communication skills.
  • Comfortable and open to being the “hub” in the department.
  • Personable and able to comfortably and pleasantly deal with a variety of people and handle delicate situations at times.
  • Critical thinking skills and demonstrated proactive approaches to problem-solving essential.
  • Professional maturity necessary to effectively manage confidential issues/information with discretion and demonstrate respect for the rights and privacy of others.
  • Highly resourceful team-player, with the ability to also be extremely effective working independently.
  • Adaptable to various competing demands, and demonstrate the highest level of customer/client service and response.
  • Demonstrated ability to achieve goals and meet deadlines in a fast paced environment.
The Bank of Elk River is an Affirmative Action-Equal Opportunity Employer that seeks individuals who share our core values of customer service, loyalty, and integrity. We are a community bank where our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs. The Bank of Elk River is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-6018) (3-22-18)

Branch Manager 

Eagle Valley Bank is looking to add to our dedicated and experienced team. We are currently accepting applications for a Branch Manager at our Stillwater, MN location. Come join our hard-working, innovative team!

Title: Branch Manager
Location: Stillwater, MN
Job Type: Full-Time
FLSA Status: Exempt

  • The Branch Manager supports the daily operation of the office by providing leadership, training, coaching and supervision to all branch staff.
  • This position will require business development skills, community involvement and networking abilities to grow and expand the branch and the bank.
  • The position will open new deposit accounts while promoting and cross-selling other bank products & services including consumer loans.
  • Qualified candidates should have prior retail banking, consumer lending and sales experience. Candidates must also have the ability to multi-task and manage multiple deadlines, as well as have excellent verbal and written communication skills. Previous supervisory experience is required.
Eagle Valley Bank offers a competitive salary and benefits package.

To see a full job description, visit our website at www.eaglevalleybank.com.

Qualified candidates may submit a resume and cover letter, including salary requirements, via email to hr@eaglevalleybank.com.

Eagle Valley Bank is an Equal Opportunity Employer.

(MBA File H-6017) (3-19-18)

Customer Service Representative

Union Bank & Trust Company is looking for a Customer Service Representative to join our team. The candidate will provide superior customer service for bank clients. Must possess the ability to deal effectively, tactfully, and knowledgeably with customers and non-customers in handling complaints, problems, and general inquiries. Responsible for new deposit account openings and will provide Treasury Management support which may include implementation, technical assistance, and may act as a liaison between customers, third-party vendors, and internal departments. Resolves product issues and perform refresher product training for existing customers. Must possess basic to intermediate knowledge in general banking, including but not limited to understanding bank products, services, regulations, policies and procedures. No sales goals and no weekend hours.

Education and Experience

  • Strong verbal, written, and interpersonal communication skills
  • Proven customer service/relations skills
  • Associate degree preferred
  • Minimum 1 year banking experience
  • Fiserv experience preferred
  • Experience with Microsoft Outlook, Word and Excel
We offer competitive salaries, great benefits and free parking. We are conveniently located right outside of downtown in SE Minneapolis.

Job Type: Full-time
Salary: $37,000.00 /year

Please send resume to jbaird@ubtmn.com or call 612-436-1417

www.ubtmn.com

(MBA File H-6016) (3-19-18)

Citizens Bank Minnesota

Chief Executive Officer

Citizens Bank Minnesota
is seeking an individual to replace its retiring CEO. Citizens is a $375MM community owned bank, with its home office in New Ulm and branch offices in Lafayette, Lakeville and La Salle. Reporting directly to the Board of Directors, this seasoned executive will lead the company with high level responsibilities that include oversight of the day-to-day operation of the bank, execution of our strategic plan and providing effective leadership of our extraordinary team. This position requires the individual to live in New Ulm where they will be actively involved in the community.

Requirements:

  • The candidate should have a finance related degree, preferably a Bachelor’s Degree in Business Administration, Finance, Economics or Management.
  • The candidate should have previous supervisory or preferably executive management experience.
  • The candidate should have at least 10 years banking experience.
  • The candidate needs to have strong communication and public speaking skills. 
  • The candidate should have leadership and relationship building skills.
  • The candidate needs to be able/willing to become active in the community and to professionally represent the bank.
  • The candidate should have a working knowledge of:
    • All aspects of lending but especially ag and commercial related lending
    • Asset Liability Management
    • Budgeting
    • Operations
    • Strategic Planning
    • Personnel Management
    • Marketing
    • Compliance
    • IT
    • Special Credit and Collections
To learn more about Citizens Bank Minnesota, go to www.citizensmn.bank.
Interested candidates should submit a Letter of Interest and Resume by May 1, 2018 to: Sara Bode, HR Director, Citizens Bank Minnesota, P.O. Box 547, New Ulm, MN  56073, or sbode@citizensmn.com.

Citizens is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, age, gender, religion, national origin, genetic information, protected veterans status, sex, sexual orientation, gender identity, disability status, or any other status protected under federal, state or local laws. 

(MBA File H-6015) (3-19-18)

Business Banker

The following full-time opportunity is now available. Location: Mountain Lake / Windom MN

Position Purpose:

To develop and monitor loan clients which meet our lending guidelines, and provide a fair rate of return, while minimizing the risk to the Bank. Additionally, the Lender will serve the customer by analyzing the potential of the client and justifying the risk associated with each credit.

Responsibilities Include:

  • Recommend United Prairie Bank products or services when it would serve a customer’s financial need.
  • Actively solicit and develop new business and manage existing relationships according to individual goals for loan growth and fee income while meeting Bank wide goals established by the Executive Management Team.
  • Solicit and Interview loan clients and review loan applications for credit worthiness.
  • Prepare and analyze financial statements and spreads, including adequacy of income and sufficiency of collateral and prepare presentation for loan committee when necessary.
  • Make on-site visits to client’s operations to analyze the management of the business for potential credit risk as well as promoting the Bank and its products.
  • Responsible for maintaining customer loan files according to UP policies and procedures.
  • Monitor loan performance, loan agreements, financial statements and collateral to ensure the quality of the loan.
  • Apply collection practices to minimize risk as appropriate.
  • Manage loan portfolio including customer inquiries, collections, and file maintenance
  • Review customer requests and make decisions accordingly.
  • Required to comply with the SAFE Act requirements; including successful initial and ongoing registration in the Registry if you are licensed MLO.
  • Grow the deposit products segment.
  • Provide referrals to UPIA Insurance Agency and UPFN Investment Agency.
  • Provide all around customer service to all customers.
  • Lending authority up to $100,000. Portfolio size expectation of up to $12 million.
  • Represent UP in your community through civic activity, service organizations and/or professional associations.
  • Abide by all policies, procedures and regulations of UP.
  • Review, acknowledge and comply with all end user security requirements stated in the Information Security – End User Policy and Statement of Understanding.
  • Utilize all communication tools available including, but not limited to; UPLink, email, and instant messaging.
  • Any and all other duties as assigned by your supervisor and/or management.

Job Specifications:

This job reports directly to the Market President. Discussion on work objectives will be held regularly while the majority of the work is done independently with a set sales target, performance objectives and functional accountabilities.

Job Qualifications:

  • Four (4) year College degree in Finance, Accounting or Business Management or equivalent experience
  • Demonstrated experience in successful loan portfolio management or other related credit or finance discipline.
  • Thorough understanding of accounting practices and the ability to read financial statements and understand complex financial measures such as cash flow and other financial ratios.
  • Occasional day travel may be required for training/meeting purposes.

About Our Company:

Founded in 1973, United Prairie Bank has 12 branch locations throughout Minnesota. Along with banks, United Prairie also offers insurance and financial planning for its customers. United Prairie Banks typically carries strong overall safety and soundness ratings available from banking regulatory agencies. United Prairie has a centralized administrative support office in Mankato, MN. Centralized support provides specialized support in administration, credit, operations, compliance, investments, marketing and technology. United Prairie offers the below benefits to qualified employees:
  • Health, Dental, Vision insurance & Flexible Benefits
  • Nine paid holidays
  • PTO (paid time off)
  • 401(k) plan with employer match
  • Life insurance

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time with or without notice.

Applicant can apply by emailing an introductory letter and resume to: United Prairie Bank, Human Resources - hr@unitedprairiebank.com.

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

(MBA File H-6014) (3-15-18)

Delivery Channel Support Specialist

BankCherokee is a locally owned community bank in the Saint Paul area.  We are adding a Delivery Channel Support Specialist to our Bank Operations & Tech Team.

This position has been developed to support our strategies and provide implementation resources for the ever increasing delivery channels of electronic nature.  The ideal candidate will service and support a variety of delivery channel systems and operational tasks designed to improve the customer experience for both internal and external customers.  

Ideal candidates will meet the following requirements:

  • 4-6 years of related banking experience
  • Fiserv Premier knowledge and experience
  • Strong technology aptitude
  • Personal style characteristics of motivation, initiative, innovation, flexibility, professionalism
  • Team driven with professional interpersonal communication skills
Position is full time, located at our Smith Avenue office, 

Key accountabilities include Project Management & Implementation, Customer Delivery Channel Champion, and Operations Support.  More details can be found by visiting the Careers page at www.bankcherokee.com

Benefits include Health, Vision, Dental, Life and Disability.  We also offer a 401(k) with matching contributions and vacation/sick time off benefits.

Check us out at www.bankcherokee.com to apply online – or – for more information, contact Nancy @ 651-290-6108 or ntuomie@bankcherokee.com

Equal Opportunity Employer

(MBA File H-6013) (3-14-18)

Financial Analyst – Albany, MN

Come Grow with Us! Stearns Bank N.A. is looking for a Financial Analyst for our Equipment Finance Division in Albany, MN.  

As a Financial Analyst you will be responsible to conduct research and analysis to provide management throughout the company with definitive financial data and prepare related financial statements and reports.

Additional Responsibilities include:

Financial Reporting
  • Prepares various internal management financial reports.
  • Assists in preparing year-end reports for Equipment Finance Division.
Financial Analysis and General Ledger
  • Completes various financial analyses for CFO and Controller.
  • Responsible for preparing or reviewing reconciliations prepared by others of various general ledger accounts and bank controlled deposit accounts.
  • Coordinate information gathering related to annual audit and quarterly tax estimates.
  • Upload information to auditors as requested.  Assist in research as needed.
  • Coordinate customer confirmation process.
Other
  • Monitor Bank Controlled DDA Accounts.
  • Monthly recon between register and GL.
  • Periodic review of selected individual recons.
  • Performs other tasks requested by CFO and Controller as they relate to the bank and its functions.
  • Assist with assembly of monthly reporting package for Board of Directors.
  • Complete all required training.
  • Maintain a working knowledge of all legal and regulatory compliance issues as they pertain to this position.
  • Loss prevention and security as applicable for this position.

Qualifications:

  • Bachelor’s degree in Accounting, Business Administration or Finance from a four-year college or university; 
  • Three to Five years related analyst experience and/or training.
  • Previous leasing or banking experience preferred.
  • Proficient on Financial Related Software, Microsoft Excel and Word software.
  • Strong verbal, written and interpersonal skills.  
  • High attention to detail and ability to be flexible is a must. 
  • Excellent time management skills.
  • Independent thinker and self-motivator.

The Company

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, we have maintained outstanding customer service, fast decisions, and customized finance solutions to our customers for decades. 

Stearns has been recognized over a 3-year period by the Independent Community Banker’s Association (ICBA) as the #1 top-performing bank in the nation over a 3-year period, based on the 3-year average Return on Assets for banks $1 billion or more. We have also been recognized by American Banker as the #1 top-performing bank in the nation over a 3-year period for Return on Equity for banks from $2 billion to $10 billion.  

As a 2017 recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota award, we take pride in our team and hold our employees in extremely high regard.  Our progressive, fast-paced and entrepreneurial approach to the financial services industry distinguishes us as an industry leader and makes us a fantastic company to work for! 

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation.  For more information visit our website at www.stearnsbank.com.

Send or email resume to:
Human Resources
Stearns Bank N.A.
4140 Thielman Lane
St. Cloud, MN  56301
Resumes29@stearnsbank.com
EOE/AA

(MBA File H-6012) (3-14-18)

Peoples Bank Midwest
Market President

Description:

Peoples Bank Midwest, a family owned community bank, is seeking a community minded individual to join our team as a Market President in our Hayward market in Northwest Wisconsin.  The ideal candidate will manage, direct, and drive the development and growth of our Hayward and surrounding markets.  This individual will oversee the marketing, delivery and support of all bank services, including loans and other banking products.  He or she will also lead business development efforts in the market area, as well as maintaining community relations and be a key member of the Bank’s Executive team.

Requirements: 

The candidate will be required to have a Bachelor’s Degree in Business Administration, Finance, Economics, or ten years of bank or sales management experience.   Must have a proven track record to build strong working relationships within the organization and develop professional relationships with customers and business associations.    This person will manage our Commercial/Small Business loan portfolio in the Hayward market.

For more information, interested candidates should submit a Letter of Interest and Resume to:  Mary Hansen, Human Resources, Peoples Bank Midwest, P.O.  Box 391, Hayward, WI  54843 or via email to careers@pbmbank.com.

Equal Opportunity Employer

(MBA File H-6011) (3-13-18)

Part Time Teller

Local community bank has an opening for a part-time teller at our Ham Lake office. We are looking for an individual with strong communication and customer service skills along with previous teller experience.

Must be flexible with schedule and be able to work Saturdays when needed. We offer a positive work environment and competitive wage. 

Please mail or email your resume to:

Community Pride Bank
1441 Bunker Lake Blvd NE
Ham Lake, MN 55304
Attn: Evelyn A Overlie
Fax: 763-862-6600
Email: eoverlie@cpride.com

(MBA File H-6010) (3-12-18)

Teller / Administrative Assistant – Blaine, MN

Boundary Waters Bank has an opening for an organized and detail-oriented person to join our team. This position is responsible for handling customer financial transactions, opening new accounts, phone inquiries, and administrative support for the loan department.

Experience and Qualifications

  • Previous banking experience preferred.
  • Excellent customer service and strong computer skills.
  • Ability to prioritize workflow and manage multiple tasks.
This is a full time position with hours from 8:00 am – 5:00 pm, Monday through Friday. We offer a competitive wage and benefits package.

Please send resumes to swolfe@mybwbank.com.

Boundary Waters Bank is an Equal Opportunity Employer.

(MBA File H-6009) (3-12-18)

Loan Documentation Specialist

United Bankers’ Bank has an exciting opportunity for a Loan Documentation Specialist to prepare and track commercial and real estate loan documentation packages while integrating to accounting software and collateral tracking.

To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-6008) (3-12-18)