| Agriculture/Commerical Lender | Email cover letter and resume to jon.butler@mybankfm.com | False | 6/2/2023 | Ability to work independently in a professional setting. The position requires attention to detail to ensure our customers and the bank have accurate account information. Strong communication, basic math and customer service skills are also required.
Bachelor’s degree with 5+ years of previous banking experience preferred, (but not required) or farm background with working knowledge of the agriculture industry. Business or similar field of study from an accredited institution or equivalent work experience. | H-7648 | At FM BANK, we take pride in serving our local communities while creating a culture that's fun and fast paced. We're seeking an individual to join the team at our brand-new Waseca location as a Loan Officer focused on Agriculture and/or Commercial accounts. Candidates should enjoy interacting with others, have strong attention to detail and want to consistently provide a premier customer experience. Become part of a team with a strong track record in Agriculture and Commercial lending while maintaining the autonomy and service mentality of working in a small business.
Primary Responsibilities and Duties:
Develop credit relationships with agricultural and business customers
Understand customer's requests and needs, collect financial and other necessary information to analyze customer risk to make a lending decision
Analysis includes evaluating operation risk, determining value of collateral, and calculating various financial ratios and historical performance using balance sheet, income statement, and cash flow while ensuring proper documentation
Promote and educate customers on other banking services and refer business to other areas of the bank
Have the ability to learn and understand various sectors of agricultural business including crop production and livestock
Complete internal valuations and determine value of collateral which may include farmland and machinery
Support and attend internal and external events such as customer appreciation events and community functions
Perform other duties as assigned.
Although primarily located in Waseca, willing to travel to our other bank locations on rare occasions for training.
| FM BANK, originally chartered in 1878, is the second oldest family owned community bank in Minnesota. The bank has a long-standing history and knowledge of agricultural and business financing. Current locations in Minnesota include; Olivia, Granite Falls, Clarkfield, Fergus Falls, and Wheaton, |