| Correspondent | One easy step to view all of our open positions, just follow the link: www.citizensalliancebank.com/about/careers
Questions or assistance with applying please contact our Human Resources Department at humanresources@citizensalliancebank.com
Citizens Alliance Bank is an Equal Opportunity Employer | False | 1/16/2023 | Required - Four-year bachelor's degree in related field or equivalent experience.
Required - Three to Five years of banking experience.
Required - Continuing Education to maintain job knowledge.
Preferred - Three to Five years of customer service experience.
Preferred - Proficiency in Microsoft Suites. <
| H-7562 | This position can be at any Minnesota branch location.
Grow Your Career with Citizens Alliance Bank!
The Correspondent Banker is responsible for engaging in ongoing discussion with participant banks to obtain the opportunity to assist them with participation loan requests. Additionally, this position contributes significantly to the department and bank objectives of excellent credit quality, excellent customer service and outstanding returns to shareholders. Additionally, the Correspondent Banker will be responsible for working with Credit Administration and Loan Officers on loan analysis, loan structure and terms, title work, leading loan requests through the credit approval process, collateral management, loan servicing and assisting with the overall participation portfolio management.
A few of the responsibilities of the Correspondent Banker are as follows:
- Evaluates loan requests based on sound underwriting practices consistent with regulatory requirements, CAB loan policy requirements and CAB portfolio management practices. Decides to present to appropriate credit authority or decline.
- Calls on community banks to discuss new lending opportunities.
- Maintains ongoing and effective communication with participant banks to understand the broad characteristics of credit requests and advises the participant bank on how best to proceed and what they can reasonably expect from CAB with respect to their request.
- Communicates internally with Loan Officers, Credit Analysts, Market Managers and Credit Committee.
- Analyzes financial, business and market information for a wide variety of businesses including commercial bank holding companies and their subsidiary banks, commercial and industrial businesses, agricultural businesses, commercial real estate projects, including construction and development projects, non-profit organizations, and individuals.
- Maintains knowledge of the appropriate structure for various types of credit and whether the proposed loan is appropriately structured.
Contact Citizens Alliance Bank’s Human Resources Department for a full job description via email: humanresources@citizensalliancebank.com
Citizens Alliance Bank is an Equal Opportunity Employer.
| Citizens Alliance Bank is a community bank that continues to grow and expand in each of our market areas. We employ hardworking employees that we encourage to build and maintain relationships with our current and prospective customers. |