Board of Directors

The chair of the association is Gail Mikolich, Chief Operating Officer of Northeast Bank in Minneapolis.

Gail previously served as a member of the Minnesota Bankers Association’s board of directors from 2008 to 2014.

In March of 2006, Gail was named an Emerging Leader by Twin Cities Business Magazine and MDA Leadership Consulting, and in July of 2006, was named a Rising Star in Banking by Northwestern Financial Review. In 2007, Finance and Commerce recognized her as a Top Woman in Finance and in 2008, she was named an Outstanding Woman in Banking by Northwestern Financial Review. In 2009, the Twin Cities Business Journal recognized Gail as a Woman to Watch and in 2011 was inducted into the Finance and Commerce Circle of Excellence.

Gail has a B.A. Degree in Organizational Leadership from Bethel University in St. Paul, Minnesota. She graduated with honors from the Graduate School of Banking in Colorado in 2009. She has served on the Alumni Board of GSBC and is currently an instructor at the school.


Vice Chair/Treasurer

Gail Mikolich, COO
Northeast Bank, Minneapolis

  Mark White, President
First National Bank, Coleraine


Immediate Past Chair


Dean Toft, CEO
HomeTown Bank, Redwood Falls

Joe Witt, President/CEO
Minnesota Bankers Association


District 1 Director

District 2 Director

Rich Hoban, CEO 
Frandsen Financial Corporation, Arden Hills

David Krause, CEO
Pioneer Bank, St. James


District 3 Director

District 4 Director

Heidi Gesell, President/CEO
BankCherokee, St. Paul

Doug Tate, CEO
Worthington Federal Savings Bank


District 5 Director

District 6 Director

Ken Johnson, COO
North Shore Bank of Commerce, Duluth

Sharon Lake, President
Grand Timber Bank, McGregor




Bill Doran
Vice President & Relationship Manager
U.S. Bank NA, St. Paul

Kelly Gosz, District Manager
Wells Fargo Bank Minnesota, NA
Golden Valley