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Revised: December 14, 2017

Director of Operations and Information Technology

Reports to: CEO
Department: Bank Operations

Summary

Manages the day-to-day deposit operations of the bank.  Strategic leader of operations; manage, mentor, and develop professional staff; interact with cash management, lead process improvement team, and execute initiatives to improve bank profitability and growth.

Plans and carries out policies relating to all Information Technology activities and all bank electronic equipment service and maintenance by performing the following IT-related duties personally, through subordinates or by service vendors.

Job Accountabilities

  • Oversees and periodically reviews creation and maintenance of Operational Banking procedures and policies.
  • Oversee daily NSF accounts, non-posts and stop payments on EIM.  
  • Calculate and process continuous overdrafts, monitor risky accounts and close or restrict as appropriate. Recover overdraft debt.
  • Monitor risky cash and debit cards and close or restrict as appropriate.
  • Monitor all incoming and outgoing wire transfers as producers require. 
  • Reviews inactive and dormant transactions and process.  
  • Answer daily correspondence regarding bank office matters and/or bank customers or direct such to appropriate bank personnel for answering.
  • Manage hiring, mentoring, training, development, accountability, and evaluation of operations banking staff.
  • Lead the administration for Core Processing system, First Data online banking, Star Stations and all bank systems.
  • Manage correspondence accounts and internal accounts.
  • Act as the Bank Security Officer, including annual security training.
  • Monitor claims of forgery and recovery of assets.
  • Network password administration;
  • Coordinate with IT staff, Management Team and HR to develop and implement employee training procedures as necessary and with new systems applications and new employees;
  • Systems maintenance;
  • Telephone upgrades;
  • Microsoft Outlook administration;
  • Update and maintain bank web page
  • Purchase, inventory and maintain, (through bank, service agent or service contract) all electronic bank equipment including computers and associated hardware, servers, ATM’s, etc.
  • Other duties as assigned or needed.

Expectations

  • Performs job accountabilities with a high level of professionalism.
  • Maintains knowledge and understanding of bank policies. 
  • Upholds the employment guidelines outlined in the Employee Handbook.  Lead by example. 
  • Develops and maintains knowledge of compliance and internal control requirements necessary to the job. 
  • Performs duties in compliance with policy, procedure and process.
  • The ability to speak effectively with users while troubleshooting and diagnosing technical issues via phone, or in person;
  • The ability to read and interpret documentation such as operating and procedure manuals, maintenance or installation instructions;
  • Self-motivation, good organization skills, and excellent communication and phone skills;
  • Team orientation and the ability to adapt in a fun, fast-paced environment

Qualifications

Education and/or Experience:  Relevant direct banking experience (8-15 years); or Bachelor Degree and 4-6 years of direct, relevant banking experience.  

Critical Skills:

  • Professional
  • Ability to lead, manage, develop, mentor, and hold staff accountable. 
  • Ability to deliver a high level of responsiveness to internal customers
  • Ability to multi-task and organize priorities
  • Aptitude for problem solving
  • High level of computer literacy, including Word, Excel and ITI.
  • Maintains confidentiality
  • Flexible
  • Maintains high level of focus and accuracy
  • Strong analytical skills
  • Ability to work at a fast pace with high accuracy
  • Ability to develop and interpret reports
Contact our Human Resources department at drider@riverlandbank.com.

(MBA File H-5884) (12-14-17)

Commercial Lending Assistant

Deerwood Bank has been a partner in Northern Minnesota’s progress since 1910. We call our customer service #DeerwoodNice. Check out our Facebook page or visit the media page of our website to see what we have been up to!

Like what you see? Consider joining our Bemidji team as a Business Banking Assistant. In this position, you would be responsible for pre-close and post-close file preparation, lien perfection, loan servicing, professional correspondence with bank clients as well as other tasks as assigned. This position demands a high degree of organization, accuracy and attention to detail. The individual must be adaptable to change and able to work in a fast-paced, collaborative, environment.

Minimum of 2 years banking or mortgage experience preferred. Knowledge of a variety of professional software applications, such as word processing, excel spreadsheets, databases and presentation software, is required.

Contact: Phil Verchota at phil.verchota@deerwoodbank.com or 218-759-6919.

Applications are located at http://deerwoodbank.com/join-our-team/.  Please include a resume with application.

(MBA File H-5883) (12-13-17)

Sr. Customer Service Representative - Lakeville

If you are professional, engaging and self-motivated with 2+ years as Teller/Customer service looking to further your career in banking we have an opportunity for you in our retail banking department.at our Lakeville location. This position is an excellent opportunity for someone who is energetic and outgoing with experience in the banking industry with a background in customer service and the ability to lead a team of Customer Service Representatives. The Sr. Customer Service Representative will schedule, train and ensure each customer and non - customer has a positive experience and are handled in a professional and courteous manner. Responsibilities also include handling routine financial transactions, research FB&T product knowledge and cross selling product as appropriate.

The qualified individual will provide professional, superior customer service to both internal and external customers. A pleasant disposition that is personable with the ability to communicate clearly and effectively to new and existing customer is a must. Candidate must have an eye for detail, work efficiently and cooperatively with a team and be flexible. Teller experience is preferred.

Candidates can apply through our website at www.frandsencorporation.com.

(MBA File H-5882) (12-12-17)

Customer Service Representative

Frandsen Bank & Trust is a growing company looking for a full-time Customer Service Representative for our Lakeville, MN office. If you are professional, engaging and self-motivated with an interest in Teller/Customer service  we have an opportunity for you in our retail banking department at our Lakeville location. Responsibilities will include handling routine financial transactions while ensuring a positive interaction with customers/non-customers; handling customer inquiries and research; FB&T product knowledge and cross selling product as appropriate.

The qualified individuals will provide professional, superior customer service to both internal and external customers. A pleasant disposition and ability to communicate clearly and effectively to new and existing customers is a must. Candidates must have an eye for detail, work efficiently and cooperatively, and be flexible. Teller experience is preferred.

Candidates can apply through our website at www.frandsencorporation.com.

(MBA File H-5881) (12-12-17)

Commercial Lender

First National Bank - Plymouth is seeking an experienced Commercial Lender to add to our lending staff. We provide a professional environment that recognizes and rewards you for your results.

Job Summary:

This position is responsible for developing and managing a quality commercial loan portfolio. Provide exceptional customer service while managing all aspects of the borrowing relationship. Identify opportunities to broaden customer relationships and actively cross-sell the bank’s products and services to generate additional revenue. This position requires a strong knowledge of business cash cycles, cash flow analysis, real estate financing and financial statements. 

Essential Responsibilities:

  • Possess a solid understanding of various types of business borrowers. Fully understand business cash cycles, debt service and cash flow. Possess the knowledge and skills to review and underwrite complex commercial loan requests.
  • Possess the drive and ability to successfully market the bank and develop new business leads and quality loan business.
  • Understands SBA products and programs.
  • Strong communication, organizational, sales and service skills are required
  • Actively calls on existing customers and potential customers to generate new loans to support bank loan growth, yield and portfolio objectives.

Qualifications and Experience:

  • Minimum of 5 years of Commercial Lending experience. 
  • Bachelor’s degree preferred.
  • Successful applicants must pass pre-employment screening including credit history.
First National Bank has a history and commitment to customers that goes back to 1934. Since commencing operations in Pierre, South Dakota, we’ve been proud of our tradition as a family-owned business and the connections to the communities we serve. The bank’s Minnesota operations were added over 30 years ago and continue the bank’s tradition of helping the community we serve.  Today the bank, and its affiliates, have over 50 locations in 10 states making the bank large enough to have the resources to meet our growing customers’ needs while being small enough to help deliver the excellent customer service and products based on our community bank heritage. (www.firstnationalbanks.com)

Send cover letter and résumé to: Neil Anderson – Market President – First National Bank, 13605 27th Avenue North, Plymouth, MN 55441 or email to neil.anderson@firstnationalbanks.com.

First National Bank is an Affirmative Action Employer and Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities.  

(MBA File H-5880) (12-11-17)

Customer Service Representative (Full Time Eagan)

Prime Security Bank is seeking an energetic, motivated individual for a full time Customer Service Representative position at our Eagan branch. An ideal candidate should have excellent customer service skills and have 1-3 years of previous banking experience in the areas of New Accounts, Bank Customer Service, Teller Transactions and Product Sales. This position is responsible for serving our customers with their teller transactions, opening new accounts, cross-selling products, and assisting with questions. Accuracy, strong attention to detail, positive attitude, and the ability to be self-motivated are necessary. Hours are Mon-Fri 9-5. Excellent benefits and opportunity for growth with a growing community bank. Salary commensurate with experience.

Interested applicants should email a resume to jlitzenberger@primesecurity.com or send a resume to:

Prime Security Bank
Attn: Julie Litzenberger
1305 Vierling Dr.
Shakopee, MN 55379
Fax: (952) 403-6272  

(MBA File H-5879) (12-11-17)

Commercial Portfolio Manager

Woodlands National Bank, a growing community bank with 7 offices in Minnesota, is seeking a full time Commercial Portfolio Manager in our Onamia location. Primary duties would include:
  • Spread and analyze financial statements
  • Analyze collateral and access the banks’ exposure
  • Perform independent annual reviews on commercial credits
  • Prepare and present loan presentations for loan committee
  • Communicate with borrowers to discuss credit, documentation & required financial information

Qualifications:

  • Four-year college degree in accounting, finance or comparable work experience.
  • Minimum three years of business lending or credit analyst experience.
  • Strong verbal and written communication skills
  • Commercial underwriting and credit analysis experience
  • SBA experience is a plus
Woodlands National Bank offers a competitive compensation and benefit package and a great career opportunity.

If interested please submit resume to Woodlands National Bank Attn: Michael Thinesen, P.O. Box 190, Hinckley, MN or email to mthinesen@woodlandsbank.net

Woodlands National Bank is an Equal Opportunity Employer of woman, minorities, protected veterans and individuals with disabilities.           

(MBA File H-5878) (12-11-17)

Marketing Specialist 

The Bank of Elk River currently has a Marketing Specialist opening in our Marketing Department at our Main Street Office in Elk River. 

Job Summary:

This position is responsible to support online bank marketing efforts including: social media, website management, search engine optimization (SEO), search engine marketing (SEM), email marketing, mobile marketing and customer relationship management (CRM) campaigns. The individual is experienced in social media, digital and website management, an effective multi-tasker, has a strong attention to details and is a proven collaborator.

Duties and Responsibilities: 

  • Support and administer digital marketing efforts for the Marketing Department, including but not limited to: social media efforts, website management, SEO, SEM, mobile, email and CRM campaigns.
  • Generate, edit, publish and share daily content (original text, images, video or HTML) through social media avenues that builds meaningful connections and encourages community members to take action.
  • Recommend changes to website architecture, content, linking and other factors to improve search engine optimization (SEO) positions for target keywords and search engine marketing (SEM). Perform ongoing keyword discovery, expansion and optimization. 
  • Edit proprietary online digital channels and content including, but not limited to, company website, app and other online software platforms.
  • Implement email marketing and CRM campaigns. 
  • Assess results of digital campaigns and key performance indicators (KPIs) to enforce existing, and change as appropriate, bank best practices to meet company’s goals (KPIs, Social Media, content direction and branding).
  • Collaborate with other departments (call center, commercial, consumer, etc.) to manage reputation, identify key players and coordinate actions.
  • Execute tests, collect and analyze data, identify trends and insights in order to achieve maximum ROI in paid search campaigns.

Position Hours:

The hours for this position are Monday through Friday 8:00 am – 5:00 pm.

Qualifications and Experience:

  • 2+ years of experience with interactive marketing techniques including: inbound/outbound marketing, social media email marketing, Search Engine Optimization (SEO), Search Engine Marketing (SEM), Pay Per Click (PPC), Analytics, etc.
  • Marketing Customer Information File (MCIF) and/or Customer Relationship Management (CRM) experience preferred 
  • Knowledge of InDesign, Quark, Illustrator Photoshop and Hootsuite preferred 
  • Marketing or Social Media Certification preferred
  • Business to Business experience preferred
  • Excellent written and verbal communication skills
  • Previous banking experience preferred
The Bank of Elk River is an Affirmative Action-Equal Opportunity Employer that seeks individuals who share our core values of customer service, loyalty, and integrity. We are a community bank where our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs. The Bank of Elk River is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Please visit our website at https://www.thebankofelkriver.com/about/employment_list for further information and to download/submit an employment application.

(MBA File H-5877) (12-7-17)

Commercial Loan Documentation Specialist 

We’re growing! Tradition Capital Bank, located in Edina, has an immediate opening for an experienced Commercial Loan Documentation Specialist to join our Loan Operations team.

At Tradition, we see ourselves as more than a private bank. We are stewards of our community, here to serve and connect people in business and life.

Tradition’s Values:
  • Do the Right Thing
  • Work Hard
  • One Team
  • Have Fun
  • Give Back
This position will perform various loan operations duties including system entry, loan maintenance, and preparing documents (including more complex loans). This role will also perform calculations, build and maintain electronic credit files, collect and verify proper loan documentation, and maintain existing loans.

Responsibilities Include:

  • Loan Administration: Completing all pre and post-closing due diligence. Coordinate with third party vendors and communicate with Attorneys for loan documentation review.
  • Loan Documentation & Booking: Prepare commercial closing documentation in LaserPro. Set up and maintain Guidance Line Facilities – set up sub notes and sub participation notes. Booking or funding of new/extensions/renewal commercial loans using Fiserv.
  • Coordinating Participations: Handle participation advances, payments, maintain loans in system and electronic files, prepare participation financial package for participating banks. Review reporting.
  • Delivering Customer Service: Work with customers, lenders, and analysts on more complex loan account system inquiries.

Experience & Qualifications:

  • 3-5 years’ experience in related field
  • Experience with Commercial Loan Documentation, a plus
  • Knowledge of Fiserv Premier, a plus
  • Able to perform at a high level in a fast-paced environment
Tradition Capital Bank offers a competitive salary, an excellent benefit package, and generous community giving program. If you are interested in this position, please forward your resume to careers@tradition.bank.  Questions or need more information? Contact our Human Resources department by phone: 952-806-6600 or email: careers@tradition.bank

(MBA File H-5876) (12-6-17)

Desktop Administrator

United Bankers’ Bank has an exciting opportunity for a Desktop Administrator in our IT department. This individual is responsible for UBB’s PCs and printers, ensuring efficient operation, updated functionality and User satisfaction.  

Essential Responsibilities

  • Installs, updates and supports all network devices. 
  • Identifies, evaluates, and implements hardware and software solutions.  
  • Troubleshoots network, hardware and software issues and coordinates/escalates issues as appropriate.  
  • Installs, configures, upgrades, migrates and supports PC software.  
  • Manages PCs and Users in an Active Directory environment. 
  • Tracks hardware/software and inventory/assets. 
  • Monitors and manages printer supplies.  
  • Acts as secondary contact for Infrastructure activities.
  • Performs system administration functions for e-mail and phone systems. 
  • Provides technical support with UBB Staff to assist Bank Customers as needed. 
  • Assists in coordinating security related activities (reporting non-compliant emails, managing access cards). 
  • Creates and updates computer images and uses imaging to stage new hardware.
  • Sets up and deploys company owned cell phones.
  • Participates in Tier I after hours on-call rotation as needed.

Knowledge, Skills & Abilities 

  • Associate degree in MIS or related field or equivalent work experience
  • Industry Standard certifications or classroom hours towards certifications (A+ certification encouraged)
  • 1 – 2 years Microsoft technologies experience (OS, network, internet, office)
To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-5875) (12-6-17)

Personal Banker II 

RiverWood Bank is seeking a Personal Banker II for our Monticello, Minnesota location. Candidate will be responsible for selling and promoting new consumer and business deposit accounts, including checking, savings, certificates, retirement accounts, brokerage accounts, ATM, night depository, safe deposit boxes, bank credit cards, merchant processing, credit life and disability insurance, all consumer loan products.  Lending authority will be based on prior lending experience. This position will also profile customers, analyze customer’s needs and recommend products/services.

Our employee friendly environment encourages open and honest communication, collaboration, and teamwork.

Candidates will have 5+ years of personal banking experience, including a lending background. This position will also provide teller support & backup as needed.

To be considered a candidate for this position, please reply by December 16, 2017. To apply, please visit our website at www.riverwoodbank.com and click the "Careers" Link.  

(MBA File H-5874) (12-4-17)

Bank Teller – St. Louis Park

Our company is an Equal Opportunity Employer/Disabled/VETS/Affirmative Action Employer. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal "EEO is the Law" poster, its "Supplement" poster, and its "Pay Transparency Nondiscrimination Provision".

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Essential Duties and Responsibilities

  • Process paying and receiving functions. 
  • Accepts and process payments
  • Issues Cashier's Checks, Money Orders, Certified Checks, Gift cards, and Travel cards.
  • Balancing of teller drawers and machines.
  • Process coin orders, and coin charges
  • Redeem U.S. Savings Bonds
  • Answer phone inquiries
  • Balance the ATM
  • Process cash advances.
  • Perform other activities as requested by the Teller Supervisors, and the Assistant Teller Supervisor

Requirements

1 year customer service & cash handling exp., exceptional customer service skills & good figure aptitude.  Must be flexible & available M-F 6:45 am - 6:00 pm, Saturdays 8:45 am - 12:00 pm.  

Education and/or Experience

High School Degree and one or more years of solid related experience and/or training preferred.

To be considered for this position please go to www.bankcib.com and click on About CIB then Careers at CIB.

(MBA File H-5873) (11-30-17)

Bank Teller – Hopkins, MN

Our company is an Equal Opportunity Employer/Disabled/VETS/Affirmative Action Employer. Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal "EEO is the Law" poster, its "Supplement" poster, and its "Pay Transparency Nondiscrimination Provision".

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Essential Duties and Responsibilities

  • Process paying and receiving functions. 
  • Accepts and process payments
  • Issues Cashier's Checks, Money Orders, Certified Checks, Gift cards, and Travel cards.
  • Balancing of teller drawers and machines.
  • Process coin orders, and coin charges
  • Redeem U.S. Savings Bonds
  • Answer phone inquiries
  • Balance the ATM
  • Process cash advances.
  • Perform other activities as requested by the Teller Supervisors, and the Assistant Teller Supervisor

Requirements

1 year customer service & cash handling exp., exceptional customer service skills & good figure aptitude.  Must be flexible & available M-F 7:45 am - 5:00 pm, Saturdays 8:45 am - 12:00 pm.

Education and/or Experience

High School Degree and one or more years of solid related experience and/or training preferred.

To be considered for this position please go to www.bankcib.com and click on About CIB then Careers at CIB.

(MBA File H-5872) (11-30-17)

V.P. Business Banker
Hopkins and St. Louis Park

For over 65 years, Citizens Independent Bank (CIB) has proudly served its customers and its community. Since opening for business in 1950, CIB’s main goal has been to build strong relationships, taking to heart local involvement and local decision making.

Citizens Independent Bank is looking for experienced Business Bankers at our Hopkins and St. Louis Park locations. This individual will focus on offering the highest level of customer service in order to develop and manage an existing portfolio and identifying opportunities to sell complex business loan solutions to small or medium companies, deposit products or other bank services. This individual will also be responsible for monitoring his/her existing loan relationships to identify credit risk changes that could potentially occur.
 
Bachelor’s degree in related field and five to eight years of business banking and related experience with progressive responsibility. We are seeking an individual with a proven record of attaining growth goals for loans, deposits, sales of products and services, referrals and fee income. This qualified candidate must have strong sales and customer service skills, thorough working knowledge of the commercial lending process, credit analysis, management of loan portfolios and all related laws and regulations. This individual will possess excellent organization, communication and teamwork skills.

*Our benefits package is one of the most competitive in the Twin Cities. Our group insurance options include medical, dental, life, short and long-term disability. We also offer a generous 401(k) match.  We offer paid time off (PTO) and paid holidays.

To be considered for this position please go to www.bankcib.com and click on About CIB then Careers at CIB.

(MBA File H-5871) (11-30-17)

Personal Banker Representative/Teller

We are looking for someone with experience opening new accounts for customers.

This position provides friendly, helpful service that provides lasting relationships. They must have exceptional client service skills, consistently maintain a positive attitude and be a team player. This position will be responsible for a wide variety of duties including assisting customers with all types of transactions and services. Included in their daily tasks will be teller transactions/balancing, safe deposit box entry and transactions, customer inquiries, opening and closing of all deposit account types, selling bank services, assisting with back-office processing, and other projects as assigned. The Personal Banker/Teller must maintain a favorable image of the bank by conducting themselves in a professional, courteous manner at all times. This person must be flexible and willing to work in both locations, Isanti and Ham Lake if necessary, and work Saturdays.

Primary Responsibilities:

  • Perform all teller related transactions; including, but not limited to: general deposits/withdrawals, loan payments, savings bond redemption, gift card sales, safe deposit box payments, etc.
  • Open basic types of new accounts including savings, checking, money market, and certificates of deposit for both consumer and commercial customers. Assist customers with account problems, such as reconcilement or research.
  • Work cooperatively with others to ensure effective working relationships between departments and branches.
  • Provide prompt, friendly, and courteous service to all clients and team members.
  • Market and sell all bank deposit products and make referrals to other appropriate departments.
  • Retain bank clients and increase the level of products used by the clients.
  • Ensure compliance with regulations, bank policies, and safety and security procedures.

Required Skills:

  • Ability to keyboard and enter numerical data with speed and accuracy.
  • Proficiency with Microsoft products and Bank software products.
  • Good mathematical aptitude.
  • Good communication/listening skills.
  • Ability to work independently and within a team environment.
  • Flexible, self-motivated.
  • Ability to plan and organize workload, set priorities, and pay close attention to detail under time constraints.
  • Proven ability to handle multiple tasks efficiently.
  • Exceptional interpersonal and customer service skills.
  • Be able to stand for prolong period of time and lift 20 pounds.

Required Experience:

  • High school diploma
  • Customer service experience
  • Experience opening new accounts
  • Cash handling experience
  • One -two years Bank related work experience
Community Pride Bank is an Equal Opportunity Employer.

Send resumes to Lgenin@cpride.com

(MBA File H-5868) (11-28-17)

AVP/Compliance and Retail Manager / Union Bank & Trust Company

Hours: Exempt
Reports to: SVP Commercial and Retail Lending

Purpose of the position:

To manage the bank compliance program, the teller department, and the customer service/TM support staff, as well as the consumer portfolio. Provide day-to-day leadership, coaching and development of the Retail staff. Represent the bank with the local community and neighborhood organizations.

Responsibilities

Compliance:

  • Act as the Bank Secrecy Act/Anti Money Laundering (BSA/AML) officer.  Manage BSA/AML policy for the Institution.
  • Review all compliance policies and procedures for bank on a daily, monthly, and annual basis for compliance and board review based on required schedules.  Including, but not limited to BSA/AML, Privacy, and other regulations in place and new regulations and acts that pertain to ongoing compliance for the Institution.
  • Provide any assistance, documentation or other duties necessary with regard to state and federal examinations on a required basis. 
  • Provide compliance related training to all bank and trust staff as required.
  • Review activity through various core system generated reports and customer activity through the tellers to determine if a Suspicious Activity Report (SAR) needs to be filed.  File SAR through the BSA e-Filing website if warranted.
  • Review all cash transaction reports, review and validate Currency Transaction Reporting (CTR).
  • Keep informed of regulatory changes through various resources such as the ABA, ICBA, MBA, ICBM, compliance peer groups, and seminars.
  • Review for compliance all marketing materials, loan rates, privacy policy, website content, product disclosures, etc.
  • Act as administrator for Compliance One software.
  • Monitor and review all High Risk Deposit Accounts.

Retail:

  • Directly supervise the retail staff in order to meet the financial services needs of customers in our market.
  • Monitor overdrawn checking accounts, decision daily exception items (OD/NSF), contact customers as needed. 
  • Make certain customer service/treasury management support staff is properly trained with respect to product knowledge, set-up, and servicing.
  • Maintain a working knowledge of the Bank’s lending and credit policies, answers customer questions as appropriate; take loan applications; fully underwrite consumer loan applications. 
  • Review HMDA reporting prior to submission by lending assistants.
  • Perform annual review of consumer Home Equity Line of Credits and Personal Lines of Credit.
  • Handle all charge-offs, judgments, and other legal action required for all consumer customers. 
  • Understand Retail Operations including Debit/ATM and Credit Card Programs.
  • Maintain a Consumer Loan and Deposit Portfolio.
  • Other duties as assigned.

Qualifications:

  • Bachelor’s Degree or experience commensurate with the responsibilities of the position.
  • Minimum of 5 years of experience working with Compliance and/or BSA/AML.
  • A minimum of 1 year of supervisory experience.
  • Ability to research regulatory changes and implement processes to ensure compliance.
  • Excellent organizational and time management skills.
  • Ability to work with minimal or no supervision.

Knowledge preferred:

  • Fiserv
  • EZTeller
  • Compliance One
  • First Data
Please send resumes to Jane Baird, HR Officer at jbaird@ubtmn.com.

(MBA File H-5867) (11-27-17)

Senior Compliance Support

The senior compliance support position assists in overseeing the Bank’s adherence to Federal and State Consumer Compliance Regulations by conducting independent audits, establishing and maintaining departmental audit procedures, and monitoring various aspects of specific regulations subject to regulatory compliance on an ongoing basis. This role will assist in the documentation, development and enhancement of compliance policies and procedures to implement regulatory requirements within various departments of the Bank.

Responsibilities:

  • Under the direction of the Compliance Officer determine existing problems and potential high risk areas for compliance violations on a daily basis in order to avoid technical violations of banking regulations.
  • Collaborate with Compliance staff to develop the scope for compliance audits at the time they are to be conducted to determine if established policies and procedures are effective in preventing violations.
  • Collaborate with Compliance staff with preparing an annual compliance audit schedule to ensure that each area, department, and branch is audited on a regular basis. Carry out assigned audits.
  • Offer constructive recommendations for improving compliance with laws and regulations to Compliance Officer when inadequacies are identified in existing systems.
  • Assist Compliance Officer with reviewing and filing of all compliance reports from department managers as they are received.
  • Assist Compliance Officer with developing and presenting training on compliance related topics by scheduling regular meetings with department managers and/or staff, providing specific training when weaknesses are identified and coordinating Bank wide schedules with stated frequencies and dates for ongoing training by regulation and job description.
  • Interpret, summarize and disseminate information regarding new or amended regulations to the affected personnel and provide assistance, when requested by Compliance Officer, to implement changes necessitated by the new or amended regulation.
  • Participate in regulatory compliance examinations under general direction of Compliance Officer.
  • Collaborate with Compliance personnel to update all compliance related bank policies and procedures annually.

Minimum Qualifications:

  • BS/BA degree or equivalent experience in business related field
  • Working knowledge of Banking law and regulations, including knowledge of all current compliance regulations.
  • Minimum of three years’ experience in regulatory compliance
  • Occasional travel to branches required and occasional travel for training and meeting purposes

Preferred Qualifications:

  • Certified Compliance Officer (CRCM)

About Our Company

Founded in 1973, United Prairie Bank has 13 branch locations through-out Minnesota. Along with banks, United Prairie also offers insurance and financial planning resources for its customers. United Prairie Banks typically carries strong overall safeness and soundness ratings available from banking regulatory agencies. United Prairie has a centralized administrative support office in Mankato, MN. Centralized support provides specialized support in administration, credit, operations, compliance, investments, marketing and technology. United Prairie offers the below benefits to eligible employees:
  • Health, Dental, Vision insurance & Flexible Benefits
  • Nine paid holidays
  • PTO (paid time off)
  • 401(k) plan with employer match
  • Life insurance
Salary will be based on qualifications.  Competitive benefits package included.  Applicant can apply by sending your resume to:  hr@unitedprairiebank.com

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

(MBA File H-5866) (11-27-17)

Alerus is hiring a Full Time Teller!

Alerus is a growing financial services company with a focus on banking, mortgage, retirement, and wealth management services.  Alerus is a company that will challenge you to be at your best and where your efforts have real, tangible effects. Our culture is one of collaboration, innovation, forward-thinking, and giving back. We take pride in helping our customers wherever they are on life’s journey.

Responsibilities:

As the Full Time Teller you are empowered to serve our customers and exceed their expectations through service delivery excellence, thereby delivering on the Alerus brand promise of “Always in your Best Interest”. A Teller is primarily responsible for customer service by handling financial transactions for lobby and/or drive-up customers in a professional manner.
  • Customer Service -70%
  • Technical Knowledge -20%
  • Industry Knowledge -10%

Qualifications:

As a Teller you will need: positive and passionate about taking care of customers, professional appearance and attitude, demonstrated social and interpersonal skills, ability to stay calm in difficult situations, patient and helpful with others, team player and willingness to help, demonstrated aptitude to handle sensitive operational transactions and customer relationships.

Specific Requirements:

  • High school graduate or GED preferred. If a current high school student, must be involved in DECA, BPA, or other similar type business program and have a recommendation from a program coordinator or school counselor.
  • Previous cash handling work experience.
  • Basic math proficiency and aptitude.
  • Dedication to service excellence with one year of demonstrated customer service experience.
  • Dedicated and satisfactory attendance/punctuality.
  • Able to work Saturdays.
For a full job description or to apply, visit our website at www.alerus.com/careers.

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-5865) (11-27-17)

Client Operations Associate

Reporting: Vice President of Operations 

Job Description

Processes all customer transactions in an efficient and accurate manner. Assists customers and potential customers with bank products and services. 

Primary Responsibilities 

  • Handles day-to-day teller transactions related to deposits and withdrawals 
  • Assist new and existing clients in opening deposit accounts
  • Balances cash drawer, and/or vault
  • E-Services support, including online banking, mobile deposit, & remote deposit
  • Client information maintenance
  • ATM/ debit card support and fraud protection
  • Maintenance of various general ledgers 
  • ACH and wire support and monitoring
  • Maintains backup paperwork and mail correspondence as required 
  • Allows customers access to safe deposit boxes 
  • Processes daily mail and completes deposit verification requests 
  • Maintains supplies, performs filing and check orders as required
  • Scan files for electronic storage

Requirements

  • High school diploma or equivalent 
  • Two years banking experience preferred
  • Excellent interpersonal skills, accuracy with numbers and attention to detail essential 
  • Knowledge of ITI Core system is preferred but not necessary
Please send resumes to Matt Krumm at matt@bankwithvision.com 

(MBA File H-5864) (11-27-17)

Loan Operations Specialist / MidCountry Bank- Bloomington, MN

Responsibilities

Reporting:
  • Monitor loan operation reports (daily, weekly and monthly), identify and resolve problems as appropriate
  • Review daily non-post transactions and ensure balancing of internal accounts
  • Resolve daily Freddie edits and remit payoffs as required
  • Prepare and review credit reporting reports
Servicing:
  • Perform file maintenance in an accurate and timely manner to maintain integrity of loan data on system
  • Administer payoff quotes and payoff transactions
  • Oversee the tracking of real estate tax payments, homeowners insurance and flood insurance with vendors
  • Obtain and cancel forced place insurance as necessary and notify customer in appropriate timeframe
  • Research and respond to credit report disputes either directly to the customer or though eOscar
  • Additional duties in full posting
Booking:
  • Accurately build loan files for commercial, agriculture, consumer and mortgage loans to transfer loan documentation to the system of record
Documenting:
  • Create basic documents necessary to meet Credit Policy, Regulatory and Compliance, legal and procedural requirements for commercial, agriculture, and consumer and mortgage new loans, modifications, refinances, extensions, renewals, change in terms, and subordinations within established SLAs.
Reviewing:
  • Complete a file review of all closed loans by reviewing the loan documents to ensure they were properly executed, all loan documents are imaged in Director and all original critical documents are held in the vault, and any errors are resolved in a timely manner.

Requirements

Education
  • Required: 2 year College/Tech Degree or equivalent experience
  • Preferred: Bachelor's Degree or equivalent experience
Experience
  • Required: 2+ years of loan administration or related experience; Fiserv and LaserPro experience preferred
  • Preferred: 5+ years of loan administration or related experience
To view the full job posting and apply, please visit https://midcountrybank.applicantpool.com/jobs/193564.html

(MBA File H-5863) (11-21-17)

Customer Service Representative / Personal Banker

First National Bank, a progressive family owned community bank, is seeking an energetic and friendly individual with excellent customer service skills to assist customers with their personal banking needs in our Waseca Branch location.

This position requires processing account transactions, opening new accounts, explaining available Bank products and services, ensuring cross-sell opportunities are presented by applying professional sales techniques, consumer lending, personnel management and training.

Cash handling experience, strong attention to detail, and basic computer skills are required. Hours: 8:00 a.m. – 5:00 p.m. Monday through Friday, including rotating Saturday mornings and filling in when needed.

Apply to First National Bank, Attn. Human Resource Officer, 101 N. State Street, Waseca MN 56093, fax: 507-835-9105 or email at employment@fnbwaseca.com.

Equal Opportunity Employer of Protected Veterans and Individuals with Disabilities

(MBA File H-5862) (11-21-17)

Commercial Collections – St. Cloud, MN

Come Grow With Us! Stearns Bank is looking for a full time Commercial Collector for our St. Cloud, MN location.  

The Position, Full-Time, Non-Commission

Primary responsibilities include communicating and working with past due commercial borrowers, conducting post-closing audits on loan documentation, and conducting liquidation activities on delinquent commercial loans. Additional responsibilities include, but are not limited to, maintaining departmental reporting and working with U.S. Small Business Administration to communicate updates regarding the status of problem loans. Hours M – F, 8am - 5pm

Qualifications

Qualified candidates are those that have excellent negotiation and communication skills, ability to prioritize matters and work in a fast-paced environment. Previous investigative, research experience and/or skip tracing experience is a plus. Prior banking or collection experience preferred.

The Company

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, we have maintained outstanding customer service, fast decisions, and customized finance solutions to our customers for decades. 

Stearns has been recognized over a 3-year period by the Independent Community Banker’s Association (ICBA) as the #1 top-performing bank in the nation over a 3-year period, based on the 3-year average Return on Assets for banks $1 billion or more. We have also been recognized by American Banker as the #1 top-performing bank in the nation over a 3-year period for Return on Equity for banks from $2 billion to $10 billion.  

As a 2017 recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota award, we take pride in our team and hold our employees in extremely high regard.  Our progressive, fast-paced and entrepreneurial approach to the financial services industry distinguishes us as an industry leader and makes us a fantastic company to work for! 

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation.  For more information visit our website www.stearnsbank.com.

Send or Email Resumes to:
Human Resources
Stearns Bank N.A.
4140 Thielman Lane
St. Cloud, MN  56301
Resumes11@stearnsbank.com 
EOE/AAP

(MBA File H-5861) (11-20-17)

Are You Ready To Make a Change? Check Out This Job Opening for First Minnesota Bank in Mound, MN.

Branch Operations Manager 

First Minnesota Bank is a Minnetonka based Community Bank with multiple branches in Twin City suburbs and small communities west of Minneapolis, MN. We currently have an open position in Mound. 

As a Branch Operations Manager you will provide administrative, management, and operations support for the deposit side of the branch, direct frontline personnel through training, scheduling, and performance coaching and be the primary contact for customer service. You will be responsible for balancing cash vaults, ATM, and coin. You will be responsible for compliance with all deposit related bank regulations, especially: Bank Secrecy Act, Funds Availability, Electronic Funds Transfer, OFAC and Truth-in-Savings.  
 
This position requires three years recent bank deposit operations experience including frontline, new accounts, and supervisory duties, associate degree or high school diploma with equivalent job experience, working knowledge of federal deposit regulatory requirements, proficiency in Word and Excel as well as Compliance One, ITI Premier II and EZ Teller. Should also have strong analytical skills and be 10 key proficient. Excellent verbal communication and interpersonal skills are necessary.  

Qualified applicants should apply via e-mail to hr@firstmnbank.com or fax to Human Resources at 952-474-2176.

First Minnesota Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-5860) (11-20-17)

Data Processor/I.S. Support

Manages Information Systems and related equipment, based on the needs of the bank and in alignment with strategic goals and mission, in a manner that ensures timely and accurate presentation of information needed throughout the Bank. Works with Department Managers to provide support, documentation, input, analysis, evaluation and strategy development for technology/information system implementation and/or changes. Maintains knowledge and understanding of technological advancements and trends in Information Systems Management. Performs Operations and Data Processing functions. Assists internal and external customers.
  • Perform Data Processing functions including ACH processing, return item processing, garnishments and levies, item processing, debit card program support, check item adjustments, stop payment, exception processing, dispute processing, daily/monthly report and statement processing.
  • Member of Technology Committee.
  • Develops procedures and processes that ensure technical resources are optimally available to end users.
  • Customer support including, online banking, bill payment, mobile deposit and debit card support.
  • Installs, upgrades, and maintains existing platforms to ensure optimal use of the bank’s resources.   Maintains integrity of core application and network operation.  Sets standards for software and hardware installations to ensure consistency of all deployed systems.
  • WAN/LAN/APP administration;  Software testing, installation and system maintenance, including desktop patch management. Assist with basic networking and cabling of telephony and computer system.
  • Ensures that adequate backup and disaster recovery procedures are in place for all areas of Information Systems so recovery is timely, accurate and with minimal disruption to end users and customers. Maintains and tests DR Plan at least annually.
  • Identify and remedy any vulnerabilities that would result in the potential loss of data.
  • Field employee questions/difficulties regarding bank software and hardware systems. The ideal candidate will work independently to resolve issues by following Bank policy guidelines.
  • Purchase inventory and maintain, by self, service agent or service contract, all electronic bank equipment including computers and associated hardware, telephone system, fax machines, copy machines, etc.

Qualifications

Education and/or Experience: Relevant banking or related experience (3-5 years); or Bachelor’s degree (B.A.) preferably in Business Administration/Finance/MIS

Please send resumes to Kristi Nelson at knelson@fsbwyoming.com.

(MBA File H-5859) (11-16-17)

Internal Auditor/Compliance Associate

Job Summary

Manages operations audit functions including activities, policies and procedures. Plans, schedules and conducts internal audits of departments and branches. Prepares audit reports. Develops and implements changes to audit procedures. Member of the Audit Compliance Committee. 

Assists with the development, administration and monitoring of programs for compliance with laws, regulations and rules governing operations and product offerings. Reviews Bank’s policy and procedures for compliance. 
Formulates practical internal audit functions to be incorporated into operational procedures, resulting in safety, soundness, regulatory compliance and operational efficiency.
  • Works with Audit/Compliance committee to develop annual audit schedule, based on risk assessment, ensuring that those areas with greatest potential risk receive appropriate audit attention. Develops auditing procedures to address those needs.
  • Schedules audits, ensuring auditing procedures are carried out according to annual internal audit plan/schedule. Initiates spot audits as necessary. Prepares audit work papers, ensuring adequate documentation to support conclusions and provides effective and reasonable recommendations.
  • Furnishes regular reports to the Audit Compliance Committee of the Board of Directors.
  • Strong communication and interpersonal skills.
  • Ability to multi-task and problem solve.
  • Attend pertinent industry schools and seminars to keep abreast of industry changes and bank audit and compliance with regulations.
  • The ability to read and interpret compliance, operating and procedures.
  • Proficiency with MS Office, Outlook, Windows.

Qualifications

Relevant banking, examiner and or audit experience (5-15 years); or Bachelor’s degree (B.A.) preferably in Business Administration/Accounting.

Please send resumes to Kristi Nelson at knelson@fsbwyoming.com.

(MBA File H-5858) (11-16-17)

Commercial Banker

Merchants Bank, Winona, is seeking a Commercial Banker to join our excellent team. Candidates must have 3 to 5 years of Commercial Lending experience, strong business development skills, a passion for serving customers and the ability to build relationships. An excellent opportunity is waiting for a team player looking to make a difference in a growing community with a friendly hometown feeling. Competitive salary and benefit package offered, including an ESOP. 

Please apply in person at Merchants Bank, Winona (102 East 3rd St), online at www.merchantsbank.com/about/careers, or email AARosburg@merchantsbank.com with a cover letter and resume. 

Merchants Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-5857) (11-15-17)

Sunrise Banks is searching for highly motivated individuals to join our team.  If you are interested in a career with one of the 2017 Best Places to Work – read on!

Senior ACH Specialist

The incumbent is responsible for providing risk reporting and advanced analytical support for the on-going management and monitoring of the bank’s treasury products and services. This position will analyze emerging risk factors and make appropriate recommendations to improve risk monitoring and procedures that effectively minimize exposure. 

Loan Operations Specialist

The incumbent is responsible for tasks related to documentation such as preparation of loan closing packages, adverse action notices, collateral perfection, paid loan processing, tickler management, and loan document imaging.

Branch Manager

The incumbent is responsible for Relationship Banking Services at the Arcade Avenue Office.  Interviews, reviews, analyze and markets deposit and loan products for the bank according to established policy guidelines.  Oversees the daily operations of the branch.

Retail Banker

The incumbent promotes and cross-sells bank products and services to new and existing customers; providing superior customer service by effectively explaining and cross selling all types of bank services to new and existing customers to meet their needs and the bank's growth objectives.

Visit our website for more details, at https://sunrisebanks.com/career-finder/

SUNRISE BANKS is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

(MBA File H-5856) (11-15-17)

Universal Banker I / Union Bank & Trust Company

Hours:  8:45 a.m. – 5:30 p.m.- shifts may vary occasionally (M-TH)
             9:15 a.m. – 6:00 p.m. rotating Fridays

Assist customers with deposit account openings, safe deposit box operation and teller line transactions.  To provide exceptional customer service including efficient and accurate transaction processing.  Must be detailed, possess excellent communication skills and be able to prioritize workload.  

Education and Experience Requirements:

  • High School Graduate
  • Excellent Communication Skills
  • Cash Handling Experience
  • Previous Teller and/or Customer Service experience preferred

Position Function, Including, but not limited to;

Customer Service

  • Open, close, and maintain accounts according to Bank procedure and State & FDIC regulations. To have the fundamental understanding of the computer system, to assure that accounts are appropriately entered on the system.
  • Collect and document required client information on multiple computer applications. Assure that signature cards and other documents necessary are completed correctly.
  • Provide assistance with balance inquiries, address changes, internet banking and account maintenance.
  • Recognize the clients’ needs and recommend products and best practices.

Teller/Cash Handling

  • Accept retail and/or commercial deposits, loan payments, process checking and savings account withdrawals.
  • Cash checks and process transfers.
  • Redeem savings bonds. 
  • Maintain an adequate cash drawer at all times; this includes buying and selling currency from the vault as necessary.
  • Balance cash drawer in accordance with Bank procedures and regulations including periodic batching of cashed checks.
  • Issue Cashier’s Checks, Money Orders and prepaid MasterCard cards.
  • Prepare Currency Transaction Reports (CTRs)
  • Identify and report counterfeit bills.
  • Process daily Branch Capture.
  • Confirm Wire Transfers.

Security

  • Understand robbery procedures.
  • Recognize and report any and all suspicious or fraudulent activity, including check kiting and uncollected funds swindles.
  • Monitor High Risk Customers.
  • Maintains the highest level of confidentiality with all bank and customer information.
Please send resumes to Jane Baird, HR Officer jbaird@ubtmn.com or call 612-4361417

(MBA File H-5855) (11-15-17)

Commercial Lending Assistant

Lake Elmo Bank, an independent community bank, has an immediate opening for a Full-Time Commercial Lending Assistant located at our Stillwater Office.

Type: Regular Full Time Hourly (eligible for overtime)
Hours: 8-5 Monday-Friday (1-hour lunch) or 8:30-5 Monday-Friday (30-minute lunch)

The Commercial Lending Assistant assists commercial lenders, as assigned, to document and monitor loans which meet or exceed established Bank standards. Performs a variety of tasks at all levels of the loan-making process, including performing administrative and customer service functions, as directed.  Responsible for gathering, assembling and preparing information and documentation for commercial loans.

Education and Experience Requirements:

  • Associate's degree (A.A.) or equivalent from two-year technical school; and/or three to five years related experience and/or training; or equivalent combination of education and experience.
  • Previous banking experience required.

Knowledge, Skills and Abilities:

  • Proven ability to prioritize multiple tasks.
  • Highly organized and efficient.
  • Ability to independently problem solve.
  • Provide internal and external customers personal service second to none by striving to meet their needs in a timely and friendly manner.
  • Contribute to a positive and productive work environment by working cooperatively and effectively as a member of the Lake Elmo Bank team.
  • Support the community by active participation in worthwhile
We offer a friendly, professional working environment with competitive wages and excellent benefits, including participation in the Bank’s Employee Stock Option Plan.  In order to be considered a candidate for this position, please complete an application by clicking here.

AA/EEO

(MBA File H-5854) (11-14-17)

Credit Analyst

Lake Elmo Bank, an independent community bank in the East Metro Twin Cities area, has an immediate opening for a Full-Time Credit Analyst located at our Lake Elmo Office.

Type: Regular Full Time Hourly (eligible for overtime)
Hours: 8-5 Monday-Friday (1-hour lunch) or 8-4:30 Monday-Friday (30-minute lunch)

The Credit Analyst is responsible for analyzing and interpreting financial data of prospective and existing commercial borrowers and preparing credit displays for review. Ideal candidate is looking for a position in a traditional community bank supporting lenders in a growing commercial lending department. 

Education and Experience Requirements:

  • Preferred candidate will have a Bachelor’s degree in Accounting, Finance or Business; or one to three years related experience and/or training; or, equivalent combination of education and experience.

Knowledge, Skills and Abilities:

  • Ability to read, analyze and interpret tax returns, financial reports, online public information and legal documents. Experience with commercial real estate a plus.
  • Attention to detail, ability to work independently and as part of a team  
  • Positon requires good time management and problem solving skills; along with strong written and verbal communication skills.
  • Provide internal and external customers personal service by striving to meet their needs in a timely and friendly manner.
  • Good working knowledge of standard business computer programs; spreadsheet program experience is a plus.
  • Contribute to a positive and productive work environment by working cooperatively and effectively as a member of the Lake Elmo Bank team.
We offer a friendly, professional working environment with competitive wages and excellent benefits, including participation in the Bank’s Employee Stock Option Plan.  In order to be considered a candidate for this position, please complete an application by clicking here.

AA/EEO

(MBA File H-5853) (11-14-17)

Commercial Lender

Come Grow with Us and Join a Top 100 Companies to Work for!  Stearns Bank N.A. is looking for a Commercial Lender for our St. Cloud, MN location.  

Summary

Stearns Bank N.A. has a great job opportunity for a commercial lender at our St. Cloud location.  Our commercial lenders are responsible for developing and managing small business loans.  Lenders identify potential lending opportunities and participate in the development and implementation of plans and programs to respond to these opportunities.  

Duties & Responsibilities

  • Develop a business plan to generate new loan growth and fee generation opportunity monthly.
  • Meet production related goals on new loans
  • Collect necessary information from loan applicants for loan requests to be understood and properly underwritten; respond to the credit department’s questions pertaining to the underwriting process to determine the credit worthiness of loan applicants
  • Responsible for the accuracy of loan grading, documentation, performance, clearing of exceptions, and follow-up on all loans in assigned portfolio
  • Actively work existing customer base for referrals that garners new business
  • Monitor loan repayment for loans in assigned portfolio, and take necessary action on past due loans.
  • Promote bank services, seek out referral opportunities, & answer & direct customer questions appropriately
  • Maintain working knowledge of lending related legal and regulatory compliance issues

Education/Certifications

  • Undergraduate degree (B.A.) in Finance, Business or related field.

Professional Qualifications

  • 2-5 years banking/lending experience, or related field (finance, accounting, etc.)
  • Experience with financial statements 
  • Understanding of banking products and services
  • Ability to create and cultivate strong business relationships  
  • Positive attitude and abundant enthusiasm - enjoys collaboration and being a team player
  • Demonstrated communication and negotiation skills 
  • Strong organization skills with the ability to manage multiple priorities and meet deadlines
  • Bi-lingual in Spanish a plus, but not required

Personal Characteristics

  • Authentic and servant leader who is amiable, intelligent & discern activity from accomplishment
  • Demonstrated leadership, collaboration, and team building skills
  • A solid strategic thinker who is equally effective at execution, who can address projects tactically and strategically to deliver results
  • An open and effective communicator – willing to lead and participate in debate and spirited discussion
  • Able to assess needs and make compelling business case to senior executive leadership
  • An individual who fosters a sense of teamwork and pride within the group

Company

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, Stearns has maintained outstanding customer service, fast decisions, and customized finance solutions to their customers for decades. CEO Norm Skalicky has led SFSI since 1964 and has extended their foundation of excellence with bank locations in Minnesota, Arizona and Florida.

Stearns Bank has earned itself a stellar reputation amongst customers and competitors alike. This reputation goes beyond just word-of-mouth, as Stearns has been recognized over a 3-year period by the Independent Community Banker’s Association (ICBA) as the #1 top-performing bank in the nation over a 3-year period, based on the 3-year average Return on Assets for banks $1 billion or more. They have also been recognized by American Banker as the #1 top-performing bank in the nation over a 3-year period for Return on Equity for banks from $2 billion to $10 billion. These “Best of the Best” rankings illustrate an ongoing passion and commitment to consistently achieving a high-performing status and reflects hard work and diligence of their employee owners to successfully navigate a variety of economic environments. And, these accolades extend well-beyond a few “lucky years” - Stearns Bank has earned #1 rankings for Return on Assets 12 out of the last 15 years. Stearns’ progressive, fast-paced and entrepreneurial approach to the financial services industry distinguishes them as an industry leader, and makes them a fantastic company to work for.

As a 2017 recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota award, Stearns takes pride in their team and holds their employees in extremely high regard. With approximately 400 employees, Stearns was in the large business category for businesses over 250 employees and received the #2 “Silver” award. Their hiring philosophy of bringing on new people before there is a desperate need promotes team harmony and good work/life balance for their employees. Through the company’s progression, Stearns has experienced almost exclusively organic growth by way of referrals, acquisitions, and high-touch personal service. Their commitment to progressive business and best-in-class technology practices has spurred Stearns to develop its emerging Technologies Innovation Team, which is driven to innovate and offer the cutting edge of mobile banking practices for greater customer access, convenience, and 24/7 service nationwide. At this point in the company story, Stearns is seeking a strong marketing strategist and leader to propel them through a new level of growth, brand and name recognition nationwide.

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation. For more information visit our website at  www.stearnsbank.com

Stearns Bank is an Equal Opportunity Employer. Stearns Bank is committed to workforce diversity. Credit Check, post-offer background check required. 

Please submit your resume & cover letter to Resumes10@stearnsbank.com.

(MBA File H-5852) (11-14-17)

**Mortgage Lender Needed** – HomeTown Bank Shakopee, MN 

If you want to love where you work and actually make a difference, come join our team. That isn’t just talk, HomeTown Bank has been voted a Star Tribune Top 150 Workplace for the last three years, from 2015-2017!

HomeTown Bank is expanding in Shakopee and is seeking a mortgage lender to add to our team! HomeTown is building a 10,000 sqft New Bank in front of the new Hy-Vee going in on the north side of 169. 

Position Summary: This individual will be a primary real estate contact and mortgage lender. The candidate must be able to provide real estate advice and guidance to the other lenders, customers and bank assistants. 

Essential Functions and Responsibilities

  • Develop positive working relationship
  • Build a mortgage lending portfolio
  • Develop and maintain external and internal referral sources
  • Participate in community and business organizations and events
  • Develop new loan business from existing & new customers as well as referral sources
  • Originate investor quality first mortgage loans, adhering to loan policy guidelines

Competencies:

  • Strong and effective written and verbal communication and interpersonal skills
  • Ability to present, sell and service bank products
  • Ability to demonstrate professional knowledge, service, appearance and communication
  • Ability to interact effectively with all internal and external levels of the bank
  • Ability to multi-task, organize projects and prioritize
Education:  Bachelor’s Degree 

Experience: Minimum of 2-5 years’ experience

Resumes may be sent to:  Matthew Gassen at mgassen@htbmn.com or call direct for more information 952.977.8040. 

(MBA File H-5851) (11-13-17)

Director of Education Services

Upper Midwest Automated Clearing House (UMACHA) is hiring a Director of Education Services to start immediately.  This person will report directly to the executive team. 

Qualifications - Experience & Education 

  • Bachelor’s degree or commensurate work experience
  • AAP accreditation and expertise required, NCP preferred
  • Ten or more years of electronic payments work experience, preferably in a financial institution environment
  • Five or more years of management/leadership experience
  • Exceptional public speaking, training and educational program development experience and ability
  • Must possess valid driver’s license to travel independently across the region

Responsibilities

  • Oversee and develop training sessions and programs for member financial institutions and other interested parties
  • Present programs, both in-person and webinar-based for members and non-members
  • Manage the annual UMACHA/Federal Reserve Bank Navigating Payments Conference
  • Supervise Education Services Employees
  • Hire, develop and supervise employees
  • Manage accreditation programs of the association
  • Create and implement overall strategy for marketing UMACHA’s education programs, in conjunction with leadership team

Leadership Responsibilities

  • Work with the Sr. Management team and make recommendations for setting, monitoring and attaining budget figures (income and expense) for categories related to education and customized training.
  • Coordinate and serve as the Senior Staff Person for any standing and future membership committees related to education including the UMACHA/Fed Conference Planning Committee and Rules, including the Rules and Technology Committee

Benefits

  • Medical, Dental, Life Insurance
  • Great retirement benefits plan
  • Generous paid time off - vacation & sick pay
  • Points earned for travel and expenses can go towards personal use
  • Supportive and hardworking executive team
  • Fun team environment, with a focus on family
Please send your resume and salary requirements to Angi Farren at angif@umacha.org

(MBA File H-5850) (11-13-17)

Loan Officer

Northview Bank, a progressive family owned bank, is seeking a Loan Officer to work in its Grand Rapids, Minnesota location. We offer a great career path to help our associates develop professionally and personally. The successful candidate should have a minimum of three years of well-rounded lending experience with a background in Mortgage, Commercial, and Consumer lending. This position would be responsible for the growth of the branch loan portfolio. In addition, this position would be responsible for promoting a positive image of the bank in the community through involvement and participation in community events and organizations.
  

Qualifications and Experience Required:

  • Bachelor’s degree in finance or business, or equivalent job experience.
  • A minimum of three years of experience in lending.
  • Strong personal computer skills, including a working knowledge of word processing and spreadsheet programs.
  • Excellent written and oral communication skills.
  • Excellent customer service skills and ability to develop new business relationships.
Send cover letter and resume to:

Janelle Korpi, Director of Human Resources, Northview Bank, PO Box 257, Finlayson, MN 55735, OR email to janelle@northviewbank.com

Northview Bank is a $315 Million bank with 12 locations throughout north central Minnesota and is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.  

(MBA File H-5849) (11-9-17)

Operations Floater

North American Banking Company is currently seeking an experienced individual for a full time position in our operations department in Roseville MN. This individual will cover duties of other personnel during absences and lunch breaks. Responsibilities will include, but are not limited to accounts payable, balancing accounts, ACH and wire support, check processing, research requests, supply orders, and fraud protection. Must have high school diploma or equivalent and 3-5 years prior bank operations experience. Experience with Fiserv Premier and working knowledge of Fedline operations preferred. 

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Resumes can be sent to employment@nabankco.com.

(MBA File H-5848) (11-9-17)

Business Banking Loan Officer – Alexandria, MN

BlackRidgeBANK is currently looking for a full time Business Banking Loan Officer in Alexandria, MN. Position will be responsible for evaluating, authorizing, and recommending approval of commercial loans, commercial real estate, or construction loans. Primary duties include but are not limited to analyzing credit information and financial data for current and potential borrowers, making approval decisions on loans and terms within established lending limits, and monitoring performance of loans extended to existing borrowers. Position will also be responsible for growing the loan portfolio through business development efforts while maintaining loyal customer relationships through outstanding customer service.

Position requires a Bachelor’s degree in Finance, Accounting, Business Administration or related field and three to five years of previous commercial lending experience or the equivalent combination of education and related work experience. Individual must be a team player with excellent interpersonal skills, strong written and oral communication skills as well as proven customer service skills. Must be highly efficient, computer proficient and able to multi-task.

To apply, please send cover letter and resume to BlackRidgeBANK, 3313 Highway 29 South, Alexandria, MN 56308 Attn: Corey Simonson or email to corey.simonson@blackridgebank.com.

BlackRidgeBANK is an Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities. 

(MBA File H-5845) (11-8-17)

Commercial Lender, Business Development 

Reports to:  President

Job Summary:

Develop and underwrite commercial loans.  

Primary Responsibilities:

  • Develop and maintain client relationships for loans and deposits
  • Future voting member of the Loan Committee
  • Underwrite and analyze (with assistance from credit analysts) financial strength of potential and existing clients by spreading financial statements and tax returns (presentations, comments, annual reviews, etc.)
  • Present potential client and existing client renewal presentations to the Loan Committee
  • Review loan documentation for accuracy prior to signing
  • Attend and manage loan closings
  • Maintain knowledge and understanding of the Bank’s Credit Manual
  • Other duties as assigned

Requirements:

  • Education and experience equivalent to a college degree in a business related field is required
  • Minimum 3 years of banking (lending) experience
  • Demonstrated strong sales ability or aptitude with proven business development skills
  • Commercial real estate lending experience is preferred
  • Excellent written/verbal communication and organization skills required
Please send resumes to Michael Strub at michael@bankwithvision.com.

(MBA File H-5844) (11-7-17)

Commercial/Agricultural Loan Officer

Ideal candidate will desire to work in a traditional community bank servicing existing $44MM commercial and agriculture loan portfolio and manage a commercial lending team. A strong working knowledge of commercial and agriculture lending including analysis of borrower’s business cash cycles, cash flows and tax returns is required. Citizens State Bank of Waverly has an asset size of $67MM and a second location in Montrose. 

Essential Functions

  • Supervise, develop and mentor commercial and agriculture lending team
  • Ability to independently apply established policies and guidelines
  • Possesses strong evaluation skills to review borrowers financial situation
  • Makes recommendations based on credit and financial analysis
  • Manage all aspects of the borrowing relationship
  • Passionate about serving customers and developing relationships 
  • Understands USDA, SBA and FSA lending programs
  • Known for positive character, interpersonal, and leadership traits

Education and Experience 

  • Bachelor’s degree in agribusiness, business administration or finance
  • Minimum 5-7 years of commercial and agricultural lending experience in community bank  
  • Thorough understanding of regulatory and compliance requirements
  • High level of personal accountability, strong credit knowledge and analytical skills

Compensation 

  • Competitive base salary and benefits
Citizens State Bank of Waverly, chartered in 1907, is a family-owned community bank with a branch office in Montrose. Rated 5-Stars by BauerFinancial for the past five years. The bank has always been community-oriented and continues to be strong, safe, and secure. 

Please submit a cover letter and resume to deez@bankwaverly.com or mail to Citizens State Bank of Waverly, Attn:  Dee Zajicek, 609 Pacific Ave., P.O. Box 68, Waverly, MN  55390.

Citizens State Bank of Waverly is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.  Member FDIC.

EOE m/f/v/d

(MBA File H-5840) (11-6-17)

Loan Processor

Sherburne State Bank has an opening for a motivated individual to join our team as a Loan Processor. The Loan Processor will work closely with lenders to accomplish successful loan closings. In addition, the loan processor will be responsible for ongoing loan servicing. 

Responsibilities will include:

  • Generating closing documents for commercial and consumer loans
  • Requesting work orders, coordinating closings and remitting payment to third party vendors including appraisers, insurance companies and title insurance companies.
  • Analyzing, disbursing and tracking escrow accounts
  • Maintenance of Tickler system
  • Maintenance of loan document files
  • Provide support to bank clients and third parties regarding escrow payments and disbursements
  • Loan Payment Processing
  • Processing loan payoffs
To apply, e-mail resume to Alyssa Braaten at abraaten@sherburnestatebank.com.

Sherburne State Bank is an equal opportunity employer.

(MBA File H-5839) (11-6-17)

Commercial Lender

Sherburne State Bank is currently seeking to add a Commercial Lender to the Loan Department at our Becker Branch. This individual will be responsible for expanding existing client relationships and generating new business. The Commercial Lender will seek out opportunities to provide financial solutions, as well as act as a resource to existing and prospective clients.

Responsibilities include:

  • Gather and analyze credit and financial information on existing and potential clients
  • Make credit underwriting decisions or recommendations
  • Maintain individual portfolio
  • Review collateral valuations and underwriting results and assure loans comply with bank policy
  • Maintain strong working knowledge of bank products
  • Offer solutions to clients, including but not limited to SBA lending, public grants and funding
  • Identify credit risk and make recommendations for additional monitoring or collection
  • Active community involvement

Requirements:

  • Bachelor’s Degree or equivalent from a four year college or university
  • Previous bank lending experience
  • Knowledge of commercial lending products
  • Strong sales and customer service skills
To apply, e-mail resume to Alyssa Braaten at abraaten@sherburnestatebank.com.

Sherburne State Bank is an equal opportunity employer.

(MBA File H-5838) (11-6-17)

Loan Operations Assistant – Blaine, MN

Boundary Waters Bank has an opening for an organized and detail-oriented person to join our Loan Operations team. The Loan Operations Assistant is primarily responsible for supporting the consumer and commercial loan staff, maintaining compliant electronic and material loan files, customer inquiries, administrative support and performing teller transactions.

Experience and Qualifications

  • Previous banking experience required, experience in loan servicing is highly desirable.
  • Excellent customer service and strong computer skills.
  • Experience with FISERV and LaserPro preferred.
  • Ability to prioritize workflow and work independently.
This is a full time position with hours from 8:00 am – 5:00 pm, Monday through Friday. We offer a competitive wage and benefits package.

Please send resumes to swolfe@mybwbank.com.

Boundary Waters Bank is an Equal Opportunity Employer.

(MBA File H-5837) (10-30-17)

Commercial Banker II 

Minnesota Bank & Trust is searching for a full time Commercial Banker II for our Edina Banking Center!

The Commercial Banker II is responsible for originating new commercial relationships and the cross selling of existing clients. Focuses on growing deposits, loans and fee income in a profitable manner.

Responsibilities:

  1. Participate in the business development activities of the bank
  2. Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
  3. Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
  4. Participate in the underwriting and documentation of the credit
  5. Utilize the business case discussion and subsequent meetings with bank management, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
  6. Participate in the management of a loan portfolio
  7. Monitor the portfolio for credit quality.  Understand, detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.

Job Requirements:

  1. Bachelors Degree in Business, including specific courses in accounting, finance, and economics plus additional bank related training
  2. 4-6 years experience Commercial Banking or other relevant job experience. 
  3. 2 plus years related banking/analysis experience and/or training
  4. Demonstrated sales and business development skills
  5. Formal Credit Training
  6. Or equivalent education and experience
  7. Valid drivers license and personal transportation
To apply, please visit MinnesotaBankandTrust.com and apply to req number 17-0550

EOE/AA Employer
M/F/Disabled/Vet
 

(MBA File H-5799) (10-30-17)


Loan Coordinator

United Bankers’ Bank has an exciting opportunity for a Loan Coordinator in our Loan Operations department. This individual will assume responsibility for the financial maintenance and cash applications of UBB’s loan portfolio by serving as the primary coordinator. They will also be a point of contact for commercial loan customers. 

Essential Responsibilities

  • Enters daily payments/advances and DDA tickets necessary for loan transactions and makes appropriate General Ledger tickets. 
  • Performs loan maintenance transactions on Jack Henry. 
  • Verifies the financial information existing between UBB and customers is true and accurate. Provides financial information to customers that have sold/purchased loans to/from UBB. 
  • Researches discrepancies between UBB and customers, determines the source of the problem and performs the necessary tasks to resolve the situation.
  • Prepares and maintains spreadsheets for participation loans (involving 2 + participating banks) to calculate percentages and amounts given/charged to each bank.
  • Completes Audit requests. Provides written verification to banks/auditors. Follows up on any discrepancies.
  • Receives daily loan reports and distributes to lenders. 
  • Receives and processes payment checks and prepares daily loan deposit. 
  • Assists with filing in the department.
  • Monitors Late Fees and works with lenders to waive when necessary.

Knowledge, Skills & Abilities 

  • Associate’s degree in Accounting or related field or high school diploma plus equivalent work experience
  • 1 – 3 years banking experience 
  • Loan operations/accounting experience preferred  
  • Experience with Jack Henry or other loan system interface preferred 
  • Strong knowledge of Microsoft Office products with emphasis on Word and Excel
  • 10-key proficiency 
  • Ability to use discretion and exercise good judgment
  • Excellent customer service skills 
  • Able to communicate in a clear, concise and pleasant manner
  • Organizational skills and ability to prioritize multiple tasks
To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-5836) (10-30-17)

Loan Administrator

If you have an entrepreneurial spirit and like working in a fast-paced environment, consider working at Bridgewater Bank. With over $1.5 billion in assets, we’re one of the fastest growing banks in Minnesota. Bridgewater is a non-traditional bank that provides countless opportunities for personal and professional growth, highly competitive compensation and benefits, and an employee focused culture that delivers an unconventional work experience.

Bridgewater Bank is now hiring for a Loan Administrator. This position entails generating and managing loan documentation while following procedures to ensure the efficiency and effectiveness of the bank’s loan operations. For more information and to apply, please go to www.bridgewaterbankmn.com/joinourteam

(MBA File H-5834) (10-30-17)

Client Services Specialist - Rochester, MN

Home Federal Savings Bank is looking for a full-time position within the Deposit Operations Department. Employees in this position use analytical research and system knowledge to find solutions for individual and business clients, as well as performing daily tasks to ensure the safety and security of clients and shareholders.
 

Responsibilities include, but are not limited to:

  • E-Services support
  • Client information maintenance
  • ATM/ debit card support and fraud protection
  • Legal document processes
  • Maintenance of various general ledgers 
  • Cash Management document and agreement completion
  • ACH and wire support and monitoring

Qualifications include:

  • Ability to work independently and handle multiple priorities in a deadline driven environment
  • Excellent written and verbal communication skills to help effectively work with clients, vendors and co-workers
  • Knowledge of bank operations, system capabilities, controls and transaction flow
  • Analytical skills necessary to recognize and resolve problems and/or errors
  • Microsoft Office Suite proficiency such as Microsoft Word and Excel
  • A minimum of a high school diploma and 2 years of banking experience 
  • Knowledge of the Fiserv Premier system (preferred, but not required)
Home Federal Savings Bank offers a competitive salary and benefit package. Please submit your resume and cover letter to:

Home Federal Savings Bank
1016 Civic Center Drive NW
Rochester, MN  55901
www.justcallhome.com 

EOE/AA

(MBA File H-5833) (10-30-17)

Assistant Branch Manager/Lead Teller

Pine Country Bank has a Full-Time Assistant Branch Manager/Lead Teller opening available at the Rice Branch.  Seeking an outgoing and friendly individual with excellent customer service skills, supervisory experience, cash handling, and banking knowledge.  This position requires superior multi-tasking skills. 

Hours for this position will vary from 7:30 am through 5:30 pm, Monday through Friday with rotating Saturdays. 

For consideration for this position, please mail cover letter and resume to:

Pine Country Bank
PO Box 197
Rice, MN 56367
Attention: Curt

EEO * Member FDIC

(MBA File H-5832) (10-26-17)

Business Banker/Commercial Lender

F&M Bank, Tomah, Wisconsin, is seeking a self-motivated, goal oriented, strong work ethic individual in our Business Banking area to initiate and develop business relationships.  The ideal candidate will have a history of participation in community events and organizations within our marketplace.

Under the direction of the Sr., V.P, Business Banking, position includes:

  • Initiating results driven business banking activities that meet the credit needs of a variety of businesses in our marketplace by developing and growing quality, long lasting and profitable (at acceptable level of risk) new commercial business relationships (deposit and loan-secured/unsecured) both for the Bank and its customers within our market as well as managing, strengthening and expanding existing relationships.
  • Providing post-closing support by monitoring existing loans in portfolio to ensure conformity with terms and conditions and identify developing trends. Manage existing loan portfolio including past-due calls.
  • Proactively conduct business development calls to grow deposits, fee income, merchant, cash management and other products & services. 
  • Community involvements that enhance the bank’s visibility, new business opportunities, and is consistent with our mission, vision, and core values.

The ideal candidate will be detail oriented, possess to 2- 5 years banking experience, particularly in direct-contact customer services, bank commercial lending or credit analysis areas. They will possess knowledge and skill equivalent to a college education in the field of a business or finance including courses and seminars in banking. A solid understanding of federal/state laws regarding bank operations, and uniform commercial codes affecting commercial transactions. They must work with minimal direction, demonstrate problem-solving ability, handle time pressures and changing priorities, operate in a team setting, possess excellent interpersonal, business development, organizational, verbal/written communication skills, and maintain tact, diplomacy, and confidentiality. Prior sales experience and knowledge of our financial services marketplace is preferred.

This is your job if you possess integrity, honesty, a winning personality and a strong commitment to success to provide financial leadership. We offer a competitive wage and benefits package.  EOE. To apply, send resume to: tom.rudey@fmnetbank.com

Banking Solutions From People You Trust

(MBA File H-5831) (10-26-17)