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Revised: October 16, 2017

Universal Banker II - Reliance Bank

Reliance Bank Universal Banker II will provide superior service to all commercial and retail customers.  To include opening of depository accounts and renewals, cross-sale of additional accounts, outside sales calls and customer visits, customer service related questions for retail and commercial accounts (in person, telephone and electronic).

Essential Duties and/or Responsibilities

  • Set up and maintain products and services for customers including:
    • Remote Deposit
    • ACH
    • Wire Transfers
    • Positive Pay
    • Online Banking
  • Perform onsite setup and support to customers for all retail and commercial banking products and electronic banking services
  • Perform annual reviews and risk assessments for all retail and commercial banking products
  • Opening of accounts, primarily commercial but can include personal checking, savings, IRA’s and Certificates of Deposit
  • Process daily Overdrafts, Return items and ACH exceptions
  • Process Reg E disputes
  • Process Levies, Garnishments and Legal Actions
  • Assist in the annual ACH audit, return rate monitoring, and annual ACH client reviews
  • Evaluate competitor statements to assess and suggest appropriate products and services for prospective customers
  • Meet with business customers to review current and future needs to ensure customer retention and satisfaction.
  • Sale / opening of Bank’s Internet product, debit cards, e-statements
  • Cross-sale of all bank products to new and existing customers

Required Knowledge, Skills and Abilities

  • Exceptional oral, written and Interpersonal skills in order to interact well with all customers / coworkers
  • Proficient in internet banking and eBanking systems
  • Understanding of ACH rules and regulations
  • Understanding of IOLTA requirements
  • Exceptional Problem solving, analytical reasoning, and multi-tasking skills
  • Strong knowledge of bank policies and procedures, as well as applicable state and federal banking regulations. 
  • Exceptional attention to detail
  • Solid understanding of Microsoft Office including Word, Excel and Outlook

Needed Experience

  • Associates Degree or above preferred
  • 8+ years banking experience
  • Advance skills in core processing solutions (ideally Fiserv ITI).
Reliance Bank offers a competitive hourly rate as well as a comprehensive benefits package which includes Health, Dental, STD, LTD and Life Insurance.  We offer Paid Time Off and Paid Holidays, 401(k) plan with employer match, and an annual reimbursement for bank logo wear clothing of your choice.

Interested applicants should send their resume to hr@reliancebankmn.com.

Reliance Bank is an equal opportunity employer.

(MBA File H-5822) (10-16-17)

Banking Service Specialist

21st Century Bank

21st Century Bank has opportunities for experienced bankers. These full time customer service positions will perform teller functions, open new accounts, service existing accounts, respond to customer inquiries and provide information regarding financial services. Strong communication skills, organizational attributes and attention to detail required. We offer a competitive salary based on experience and an excellent employee benefit program. 

Apply in person at any of our locations or send resume to:

21st Century Bank
Attn. Human Resources
9380 Central Avenue NE
Blaine, MN 55434
gaugustson@21stcb.com

(MBA File H-5821) (10-16-17)

SBA Servicing Specialist – St. Cloud, MN

Come Grow with Us! Stearns Bank N.A. is looking for a SBA Servicing Specialist for our St. Cloud, MN location.  

The Position

This position is responsible for managing SBA loan files after they have been approved and closed. Duties include investigating and analyzing documentation, correcting any deficiencies, making changes to the terms of the loan, maintaining borrower contact information and other maintenance as needed. This person will work with the borrowers, lenders, insurance companies, title companies and others who may require information related to the loan.

Qualifications

Successful candidate should have excellent written and verbal communication skills, strong computer skills and be detail oriented. Ability to manage multiple priorities and adapt to change are critical to success. Previous experience in customer service, loan administration or banking preferred. 

The Company

Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, we have maintained outstanding customer service, fast decisions, and customized finance solutions to our customers for decades. 

Stearns has been recognized over a 3-year period by the Independent Community Banker’s Association (ICBA) as the #1 top-performing bank in the nation, based on the 3-year average Return on Assets for banks $1 billion or more. We have also been recognized by American Banker as the #1 top-performing bank in the nation over a 3-year period for Return on Equity for banks from $2 billion to $10 billion.  

As a 2017 recipient of the Minnesota Business Magazine 100 Best Places to Work in Minnesota award, we take pride in our team and hold our employees in extremely high regard. Our progressive, fast-paced and entrepreneurial approach to the financial services industry distinguishes us as an industry leader and makes us a fantastic company to work for! 

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation. For more information visit our website www.stearnsbank.com.

Send or email resume to:
Human Resources
Stearns Bank N.A.
4140 Thielman Lane
St. Cloud, MN  56301
Resumes11@stearnsbank.com

EOE/AA

(MBA File H-5820) (10-12-17)

Commercial Credit Analyst

Join a great team! Maple Bank, a community bank in Champlin, MN has an opening for a Commercial Credit Analyst. Maple Bank is the 2016 SBA Top Lender award winner in the small bank category. The ideal candidate will be enthusiastic, have exceptional attention to detail, be able to multi-task, assist internal and external customers, and enjoy working in a team environment.

The position requires excellent communication skills, the ability to collaborate and develop good working relationships with others in order to support team efforts and provide exceptional customer service. We are seeking a candidate who is able to underwrite a transaction from start to finish and continue to utilize those underwriting skills to monitor and service the credit.

The preferred candidate would have a two- or four-year degree in Accounting or Finance and 3-5 years of previous commercial credit analysis or commercial lending experience. The position includes continuing training for professional growth and development.

Responsibilities:

  • Gather information for underwriting new and existing credits
  • Spread and analyze business financial statements/tax returns
  • Analyze cash flows
  • Prepare commercial credit presentations
  • Perform risk rating analysis
  • Monitor compliance with loan covenants
  • Perform annual file reviews

Loan Documentation:

  • Assist with SBA applications and approvals
  • Assist with pre-closing due diligence
  • Coordinate preparation of credit documents with the Lending Assistant
  • Update ticklers and write file comments
  • Audit files to ensure complete documentation
  • Provide backup to the Lending Assistant as needed

Customer Service:

  • Participate in customer meetings with the servicing Banker
  • Service assigned accounts
  • Be a key contact for customers and provide prompt and highly professional service.
Maple Bank offers a competitive salary and an excellent benefit package. Please e-mail your resume to Tony Walker at twalker@maple-bank.com.
 
(MBA File H-5819) (10-11-17)

Business Banking Officer

Frandsen Bank & Trust is seeking a Business Banking Officer for our Baxter, MN office. This position is responsible for prospecting and developing new client relationships, managing existing client relationships, and cross-selling our wide range of financial services.

Desired Skills and Experience

The qualified individual will have a minimum of 8 years’ experience in lending, a bachelor’s degree or equivalent work experience, and must have strong credit analysis and underwriting skills. The ability to work independently with proven communication, organizational, sales and service skills is required. A history and desire for community involvement is expected with this position.

Frandsen Bank & Trust is owned by Frandsen Financial Corporation (“FFC”), a bank holding company with full-service community banking locations in three states, Minnesota, Wisconsin, and North Dakota. FFC currently has $1.7 billion in assets and 36 offices. To learn more about our company please visit www.frandsenfinancial.com.

If you meet requirements please apply through our careers website at https://careers.frandsencorporation.com/

Equal Opportunity Employer

(MBA File H-5818) (10-10-17)

Cash Management Associate/Lakeview Bank

The Cash Management Specialist position is designed to complement the operations department and sales department by providing support services including but not limited to, implementation and continuing support of cash management products, annual reviews and assessments for cash management customers, as well as operational reporting and administrative duties as assigned. This full-time position requires exceptional customer service skills along with a strong attention to detail. Reports to Vice President Operations.

Responsibilities and Duties:

  • Work with Operations and Retail Departments to setup and maintain products and services for customers including:
    • Remote Deposit
    • ACH
    • Wire Transfers
    • Positive Pay
    • Online Banking
  • Perform onsite setup and support to customers for cash management products.
  • Assess and determine the needs of new business customers in order to recommend the most efficient products and services to fit their needs. 
  • Periodically call and/or meet with business customers to review current and future needs as well as to maintain a working relationship to ensure customer retention and satisfaction.
  • Complete customer reviews and risk assessments for cash management products including physical and cyber security.
  • Complete administrative client service functions including account analysis processing, account maintenance, sweep set up, and other basic transaction items.
  • Be proficient and able to assist customers on eBanking systems including internet banking products, mobile banking, estatements, bill pay, and troubleshooting issues. 
  • Maintain a basic understanding of ACH rules and regulations.
  • Complete IOLTA/RETA reporting and remittance quarterly.
  • Manage Unclaimed Property reporting and remittance.
  • Manage Regulation D excessive transactions.
  • Complete customer research requests.
  • Field wire transfer requests.
  • Ability to open new accounts.
Also responsible for working on miscellaneous projects as needed. Other responsibilities may include answering phone calls and directing customer inquiries, as well as assisting other departments with miscellaneous duties. 

Position is expected to work independently to resolve items. Must be capable of making informed decisions within the guidelines of bank policy, procedures, and regulations. 

Supervisory Responsibility

The position of Cash Management Specialist is not currently responsible for the supervision of any employees.  However, should the need arise for supervisory responsibilities, the incumbent will carry out supervisory responsibilities in accordance with the Bank's policies and applicable laws, ensuring adherence to EEO guidelines.

Environment and Physical Activity

  • The environment for this position is an open office that is mostly clean and comfortable, and may include driving a vehicle approximately 5% of the time which includes exposure to the outside weather elements and moving mechanical parts
  • The incumbent in the course of performing this position spends time writing, typing, speaking, listening, lifting (up to 40 pounds), driving, seeing (such as close, color and peripheral vision, depth perception and adjusted focus), sitting, pulling, walking, standing, and reaching.
  • The incumbent for this position may operate any or all of the following: telephone, cellular telephone, copy and fax machines, adding machine (calculator), typewriter, computer terminal, PDA, personal computer and related printers.
  • The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. 
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.   

Mental Demands

The incumbent in this position must be able to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, and multiple concurrent tasks.

Minimum Requirements

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner.  Individual abilities may result in some deviation from these guidelines.
  • Bachelor’s degree (BA) or equivalent from a four year college or university; three to five years related experience and/or training; or the equivalent combination of education and experience.  Work related experience should consist of cash management services and bank operations.  Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
  • Experience, knowledge and training in cash management activities and terminology.
  • Strong knowledge of bank policies and procedures, as well as applicable state and federal banking regulations. 
  • Advance skills in core processing solutions as it pertains to cash management (ideally Jack Henry).
  • Basic skills in computer terminal and personal computer operation, mainframe computer system; word processing and spreadsheet software, and database management.
  • Basic typing skills to meet production needs of the position.
  • Strong knowledge of bank operations , products and services.
  • Excellent organizational and time management skills
  • Ability to work with limited supervision while performing duties.
  • Exceptional problem solving skills.
  • Exceptional oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
  • Current Minnesota driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
  • The incumbent must be able to perform this position safely, without endangering the health or safety to himself or herself or others.
Please send resumes to dturner@lakeview-bank.com.

Management reserves the right to change this position description at any time according to business needs.

(MBA File H-5817) (10-10-17)

Loan Officer/Branch Manager

First National Bank of Waseca, a progressive family owned bank, is seeking a Loan Officer/Branch Manager to work in its Ellendale and Hope, Minnesota locations. The successful candidate should have a minimum of three years of well-rounded lending experience with a background in Agriculture, Mortgage, Commercial, and Consumer lending. This position would be responsible for the daily management of two branch locations, supervision of 8-9 branch employees, and growth of the branch loan portfolio. In addition, this position would be responsible for promoting a positive image of the bank in the community through involvement and participation in community events and organizations.  

Qualifications and Experience Required:

  • Four-year college business related degree or equivalent experience.  
  • A minimum of three years of experience in lending. (Management experience preferred.) 
  • Strong personal computer skills, including a working knowledge of word processing and spreadsheet programs.  
  • Excellent written and oral communication skills.
  • Excellent customer service skills and ability to develop new business relationships. 
If you have a banking background, a desire to gain further experience in lending and management, and enjoy living in rural Minnesota, this position is for you. Interested candidates should send a cover letter and resume to: First National Bank of Waseca, Attn: Human Resource Officer, 101 North State Street, Waseca MN 56093, fax: 507-835-9105, or email at employment@fnbwaseca.com

Equal Opportunity Employer of Protected Veterans and Individuals with Disabilities

(MBA File H-5816) (10-9-17)

Branch President

First National Bank, a community bank in southwest Minnesota, is seeking a Branch President to work in its Slayton, MN location. Successful candidate will participate in all facets of lending and branch banking which includes loan & deposit growth. 

Qualifications and Experience Required:

  • 3-5 years of Ag/Commercial credit and management experience
  • Four-year college degree in business, finance or related area 
  • Strong analytical & decision making skills
  • Strong computer skills
  • Excellent customer service skills and ability to develop new business relationships.
First National Bank offers a competitive salary and benefits package. 

Please submit résumé to todd.lee@firstnationalbanks.com.  

Equal Opportunity Employer of Minorities/Females/Veterans/Disabilities

(MBA File H-5815) (10-9-17)

Experienced Commercial Lender

First American Bank serves its markets by providing excellent financial products and services at competitive prices. We provide a high level of personal service and financial advice to all business and consumer customers. We are a good corporate citizen and members of our staff are active participants in our community. We strive to be the employer of choice in our communities. To continue developing our reach to commercial and business accounts, FAB is currently recruiting for an experienced Commercial Lender to serve the Hudson and Twin Cities markets. 

The goal of the commercial lender is to grow and maintain a quality commercial loan portfolio.  The Commercial Lender actively seeks, develops and builds strong lending relationships with existing and prospective customers. The lender will analyze credits and recommend appropriate loan structures while adhering to loan policy. The Commercial Lender is responsible for marketing FAB's full line of bank products and services to go beyond the lending relationship to becoming a one-stop financial center for the customer. 

Responsibilities include:

  1. Effectively manage an existing loan portfolio 
  2. Identifies, meets and develops prospect and referral sources to generate new    business relationships and meet budgeted growth goals.
  3. Effectively negotiates appropriate terms and structures for approved credit facilities.
  4. Provides the high level of customer service needed to maintain and grow the relationships.
  5. Makes appropriate credit recommendations and credit decisions up to delegated lending authority.
  6. Collects or arranges for collection of delinquent loans and overdrafts.
  7. Develops and implements action plans for deteriorating loans to either improve the loan quality or exit the relationship. 
  8. Maintain compliance/regulatory ratings of satisfactory or better.
  9. Appropriately and professionally represents FAB in community and other outreach activities.

Desired Qualifications include:

  1. Bachelor’s degree with 4-6 years of commercial lending experience.  Or a combination of education and experience equivalent to 10 years commercial lending experience.
  2. Specific work experience in credit administration and lending functions.
  3. Background in commercial business operations and commercial real estate.
  4. Experience in business development activities.
First American Bank is an equal opportunity employer of protected veterans and individuals with disabilities. We invite qualified individuals to submit a cover letter and resume to Joanne Kocik, Human Resources Officer, at employment@fa-bank.net

(MBA File H-5814) (10-9-17)

Customer Service Representative

If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.

Company Information:

Founded in 1966, Bell Bank is the largest independently owned bank in Minnesota, North Dakota and South Dakota, with 20 full-service banking locations and more than $4 billion in assets. Originally founded by early Minneapolis civic leader David C. Bell in 1880, our mortgage division now has thousands of family mortgages to its name and offices throughout the Twin Cities and in Phoenix. Our bottom line, Happy Employees, Happy Customers!

For the fourth year in a row, Bell Bank has been named to American Banker Magazine’s list of the nation’s Best Banks to Work For. Star Tribune Media Co. also named Bell to its Top Workplaces list in 2015 and 2016, and it recognized the bank with a special ethics award. Bell prioritizes giving back, and for the fourth year in a row, Minnesota Business magazine has recognized Bell for making a positive impact on Minnesota communities.

If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.  

Bell’s Values:

As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:
  • Promoting and sustaining our family atmosphere.
  • Providing unequaled personal service to each and every customer.
  • “Paying it forward” by giving back to the communities we serve.

Our Bottom Line:

Happy Employees! Happy Customers!

Job Summary:

Represents Bell Bank to the customers in a courteous and professional manner; provides prompt, efficient, and accurate service in the processing of transactions in accordance with established policies and procedures. They are also responsible to work the teller area and customer service area as scheduled.

Primary Duties: Teller Functions 

  • Strive to reach Star Performer status on a monthly basis. 
  • Accurately complete teller transactions in accordance with established policies and procedures.
  • Greet customers courteously and refer them to the appropriate area or individual.
  • Process mail and night deposits.
  • Keep till, teller line, and customer areas neat and orderly at all times.
  • Develop new business by referring new or additional services to existing customers and prospects.
  • Answer phone promptly and courteously, taking messages as necessary.
  • Assume miscellaneous lobby duties such as date changes, coffee, and maintain information brochures.
  • Fax and make photocopies for customers.
  • Be knowledgeable of check and credit card fraud schemes.
  • Maintain security and confidentiality of the bank at all times.
  • Admit customers to safe deposit boxes.
  • Report suspicious customer transactions to the Bank’s Security Officer, Compliance Officer, or Audit Department. (Examples of suspicious activity or unusual transactions are included in the mandatory “Money Laundering” on-line course.)
  • Be knowledgeable of the various Bank Secrecy Act requirements that apply to the teller transactions (CTRs, Monetary Instrument Log, OFAC, etc.)

Primary Duties: Customer Service Functions

Customer Service and Customer Retention:
  • Know by name and face as many Bank customers as possible, calling them by name as often as possible.
  • Know and practice LOCBUTN, Our Golden Rules, and Bell Bank Customer Service Standards.
  • Counsel customers regarding financial matters, advising them on products and rates, suggesting a strategy to obtain the best results based on individual desires and resources.
  • Resolve customer problems, obtaining information, researching records and following up on details to resolve the matter to the customer’s satisfaction, whenever possible.
  • Serve as primary back up to receptionist.
Sales Programs
  • Actively participate in the Ask Program.
  • Attend Quarterly Retail Sales Meetings.
Training/Development
  • Attend and actively participate in training sessions as scheduled.
  • Attend and actively participate in meetings as scheduled.
Production:
  • Sell bank products and services through personal contact and direct mail including; checking, savings, certificate of deposits, individual retirement accounts, and other retail banking services.
  • Open business and personal accounts, preparing all permanent records.
  • Continue to enhance cross-selling skills and techniques. 
    • Increase customer relationships by cross-selling to include phone and/or letter contact to existing customers for additional services.
    • Cross-sell all products and services to new customers.
Compliance and Regulatory Guidelines:
  • Establish and negotiate, within the framework of the Bank’s policies.
  • Complete Online Compliance Testing Quarterly.
Policies and Procedures
  • Understand and comply with all compliance regulations.
  • Practice and comply with bank policy and procedures on a daily basis.
Other Duties:
  • Assume other duties as assigned.
  • Volunteer for at least one Bell Bank event per year.
  • Volunteer for at least one CEP per year.

Job Skills Required:

  • High school diploma or equivalent.
  • Excellent communication, listening, and social skills. 
  • Must have the ability to prioritize tasks and stay poised under pressure. 
  • Basic bookkeeping, calculator, and computer skills are necessary.
  • 1 year of cash handling experience is preferred
  • Demonstrated ability to manage and multi-task in a high-volume work flow with multiple priorities, interruptions and possible short-term deadlines. 
  • Ability to be flexible in a dynamic and challenging environment characterized by sometimes changing priorities and react to those changes productively.
Bell Bank provides competitive compensation and an excellent benefits package. 

Please send resume to askHR@bellbanks.com 

Bell Bank 
Equal Opportunity Employer

(MBA File H-5813) (10-9-17)

Producing Mortgage Field Manager 

This role will be a producing manager. Responsibilities are to provide management, recruitment, training, and review of MLO’s in their Region(s) and will be responsible for originating loans for their own production. Responsible for overall production volumes, quality, and other activities in their Region(s).
  • Responsible for meeting the Mortgage production goals for the Region(s).
  • Develop and execute a detailed business plan to include specific marketing activities designed to meet established production goals.
  • Provide advice to clients on various loan products including private mortgage insurance, escrows, points, interest rates, and major market conditions.
  • Analyze, calculate and prepare loan for underwriting (income, debt-to-income ratios, collateral).  Make judgment about client’s ability to make payments on a mortgage.
  • Often participates on Region(s) Leadership Teams.
  • Execution of strategic sales management process aligned with our business strategy including introduction and cross sales of other JFG products and services.
  • Lead and coach sales team to cross-sell.
Click here to apply.

(MBA File H-5812) (10-5-17)

Consumer Loan Officer

Citizens Alliance Bank is currently seeking a Full-Time Consumer Loan Officer to join our team in our Clara City location.

Citizens Alliance Bank is a great place to work with competitive wages and benefits. We are customer driven and community focused in all of our locations.

Responsibilities:

  • Responsible for managing an existing consumer loan portfolio along with developing new consumer lending business.
  • Must exercise sound judgment in the loan making process.
  • Training and knowledge of regulations, safety and soundness, and compliance in governing consumer and 1-4 family lending practice.
  • Process consumer and 1-4 family loan applications, loan transactions and inquires, along with loan requests in accordance with loan policies and procedures. 
  • Have the ability to analyze financial statements, cash flows and tax returns.
  • Expected to meet and/or exceed Citizens Alliance Bank’s customer service levels, as well as the over-all goals of the organization.
  • Work effectively with Loan Administration staff to create new loan documentation, update existing loan documents and service all new and existing customers.
  • Adherence to all BSA/AML Laws, Regulations and Compliance will be required in this position.

Education:

  • BS/BA in Finance, Accounting, or similar field of study from a public or private accredited institution of higher education or equivalent work experience is preferred.
  • Continuing Education in order to maintain job knowledge is required.

Experience:

  • Minimum three (3) years of experience within lending and credit underwriting, preferably in banking environment or related field.
  • Physical presence in the bank is required.
Citizens Alliance Bank is an Equal Opportunity Employer of Protected Veterans and Individuals with Disabilities. To apply for this position go to our website to complete an application or send your resume to careers@citizensalliancebank.com

(MBA File H-5811) (10-5-17)

Loan Servicing Representative – Loan Operations Team

We’re growing! Tradition Capital Bank, located in Edina, has an immediate opening for an organized and detail-oriented Loan Servicing Representative for our Loan Operations Team who is ready to hit the ground running!

At Tradition, we see ourselves as more than a private bank. We are stewards of our community, here to serve and connect people in business and life.

Tradition’s Values:
  • Do the Right Thing
  • Work Hard
  • One Team
  • Have Fun
  • Give Back
This position is responsible for loan data input and file maintenance, daily report resolution, transaction processing, problem solving for customer service inquiries, and general ledger and account balancing.

Primary Responsibilities:

  • Loan Servicing
  • Process daily mail, payoff statements & incoming/outgoing wire transfers
  • Process loan payments, advances, paydowns and general inquiries from loan customers
  • Assist with construction draws
  • Maintain loan servicing procedures
Account & File Maintenance
  • Performs basic loan account maintenance 
  • Ensures complete loan files are maintained in KL
  • Manages note ticklers including insurance, UCC continuations, and missing documents
  • Processes paid loan files and release collateral; process partial releases for CDM Team
Reporting/Report Resolution
  • Submits Note/Line Ticklers to Lenders weekly
  • Submits Monthly Trial Balance Reports to Lenders
  • Completes Monthly and quarterly Board reports
  • Reviews Fiserv-Director reports and manages resolution

Experience & Qualifications:

  • 0-3 years’ experience in Loan Operations/Servicing/Administration.
  • Able to perform at a high level in a fast-paced environment; flexible to change in a growing organization
  • Excellent verbal and written communication skills
  • Demonstrate a high level of organization and attention to detail
  • Able to prioritize and manage multiple projects/tasks
  • Demonstrate a collaborative work style and respect for others
Tradition Capital Bank offers a competitive salary, an excellent benefit package, and generous community giving program. If you are interested in this position, please forward your resume to careers@tradition.bank

Questions or need more information? Contact our Human Resources department by phone: 952-806-6600 or email: careers@tradition.bank

(MBA File H-5810) (10-4-17)

Investment Trader/Sales Liaison 

United Bankers’ Bank has an exciting opportunity for an Investment Trader/Sales Liaison in our Investment Sales department. This individual will assist in executing the trading of securities to satisfy customer needs and generate trading income.

Essential Responsibilities

  • Supports the Trading Desk in the execution of fixed income securities transactions at a profit for the bank.
  • Relays pertinent information to Investment Sales Representatives regarding the securities market and investment product conditions.
  • Maintains and updates files and reports on municipal and other government securities to conform to MSRB rules and assists in the tracking and reconciling of trading positions.  Sorts and assists in the preparation of data for Investment Trading.
  • Completes administrative tasks associated with the Trading Desk. Works on special projects to improve the efficiency, organization and effectiveness of the trading desk and investment sales area.
  • Performs telephone customer service providing customers with accurate and timely information on the marketplace, security offerings and economic news.
  • Assists Investment Sales Representatives with investment portfolio and product analysis.
  • Serves as a backup for the Money Desk and the trading of Fed Funds.

Knowledge, Skills & Abilities 

  • A series 52 and 63 license or the ability to successfully obtain those licenses within the first 6 months of employment
  • Bachelor’s degree in Business/Finance or related field or equivalent relevant work experience
  • Trading Desk or Relationship Management/Sales experience preferred
To view a summary of our superior benefits package and apply for this position, please visit our Careers page at https://www.ubb.com/about-us/careers

Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

(MBA File H-5809) (10-3-17)

We are hiring a Credit Underwriter, Senior. 

Alerus is a growing financial services company with a focus on banking, mortgage, retirement, and wealth management services.  Alerus is a company that will challenge you to be at your best and where your efforts have real, tangible effects. Our culture is one of collaboration, innovation, forward-thinking, and giving back. We take pride in helping our customers wherever they are on life’s journey.  And we mean it when we say, “It’s our purpose to help you achieve yours.”

Responsibilities:        

As the Credit Underwriter, Senior you are accountable for portfolio of complex, large commercial loans generally ranging in loan relationship size from $750,000 and up, including proposing and negotiating lending solutions on new commercial loans, underwriting credit risk, and granting credit approval within prescribed level of loan authority; presenting credit recommendation to Loan Committee; facilitating loan closing; and servicing booked loans. 
  • Purpose and negotiate lending solutions - 70%
  • Credit administration -25%
  • Research projects – 5%

Qualifications:

As a Credit Underwriter, Senior you will need strong problem solving ability, professional customer service skills, strong written and oral communication skills, strong negotiation and interpersonal relationship skills, self-starter with established ability to work effectively with minimal day-to-day supervision, self-assured, good analytical skills, and a team player.

Specific Requirements:

  • College degree or equivalent education, including upper level courses in finance and accounting.
  • In-depth knowledge of advanced loan documentation, banking laws, and regulations preferred, but not required.
  • Five or more years of experience working with large, complex commercial loans.
  • Experience assessing, selling, and closing all types of commercial and commercial real estate loans
For a full job description or to apply, visit our website at www.alerus.com/careers. Click on “Employment,” then “View Jobs” and then select the position titled Credit Underwriter, Senior.

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-5808) (10-3-17)

Branch Manager/Loan Officer

American National Bank of Minnesota, a $250MM community bank in central Minnesota is seeking a Branch Manager/Loan Officer to work in its Brainerd, Minnesota location. The successful candidate should have a minimum of five years of well-rounded lending experience with a background in Secondary Market lending, Commercial, and Consumer lending.  This individual would be responsible for the daily management of the branch location, supervision of branch employees and growth of the branch loan portfolio. In addition, this individual would be required to promote a positive image of the bank in the community through involvement and participation in the community organizations, charitable organizations and other agencies.

Qualifications and Experience Required:

  • Four-year college business related degree or equivalent experience.  
  • A minimum of five years of experience in lending, including Secondary Market Lending. 
  • Strong personal computer skills, in particular with Excel are required.  
  • Excellent written and oral communication skills. 
  • Excellent customer service skills and ability to develop new business relationships.
We offer a competitive compensation and benefits package. If interested, Please e-mail resume and salary requirements to Carol McKay, HR, cmckay@anbmn.com or mail to American National Bank of MN. PO Box 427, Brainerd, MN 56401.

EOE

(MBA File H-5807) (10-3-17)

Agricultural Lender

First National Bank, a family owned community bank, with over 20 locations throughout MN, SD, IL, IA & CO, is seeking a qualified candidate for an Agricultural Lender to join our Fulda, MN lending team.  This position will help support the bank’s overall growth and profitability objectives. 

Responsibilities: 

  • Analyze and underwrite credit
  • Managing existing customer relationships
  • Represent the bank in community organizations
  • Prospecting and developing new client relationships

Qualifications:

  • 3+ years’ experience in Agricultural Lending
  • Degree in Business or Finance
  • Web Equity experience a benefit
  • Ability to work independently
  • Strong communication and customer service skills
We offer a competitive salary and benefit package. This position does offer potential for advancement. Check us out at www.firstnationalbanks.com for additional company information. 

Please send your cover letter and résumé to First National Bank, Attn: Todd Lee, 109 N. St Paul Avenue, Fulda, MN  56131 or e-mail: Todd.Lee@firstnationalbanks.com

First National Bank is an Equal Opportunity Employer of Minorities/Females/Veterans/Disabilities

(MBA File H-5806) (10-3-17)

Universal Banker I – Bloomington

Highland Bank specializes in meeting unique needs and business objectives of growing businesses, their customers, employees and owners. We strive to put our customers first, make banking easy and get the job done. Founded in 1943, Highland Bank manages $500 million in assets and serves its customers with 80+ knowledgeable and experienced employees in five locations.  Highland Bank is also proud to have been designated as a Preferred Lender by the Small Business Administration (SBA), one of a handful of banks in Minnesota to have earned this select designation.

We have an exciting opening for a fulltime Universal Banker I position at our Bloomington location! This position provides superior customer service while opening bank products such as checking and savings accounts, while also processing a variety of routine financial transactions including check cashing, withdrawals, and deposits. Ensures quality, accurate, reliable, thorough, and timely processing duties performed and services provided to internal and external customers, to include client satisfaction. 

The right candidate will hold high school diploma, or GED, and preferably, one to two years of experience in the financial services industry, ideally Teller or Phone Bank. This individual will bring a very detail-oriented mantra and be able to handle multiple priorities at one time. He or she will have excellent customer service and interpersonal skills with both customers and employees.

Interested parties should apply online at www.highlandbanks.com/about/careers. Please select and specify Universal Banker I during the application process. No phone calls please. 

Highland Bank.  Your business.  Our bank.

(MBA File H-5805) (10-2-17)

Universal Banker II – Bloomington

Highland Bank specializes in meeting unique needs and business objectives of growing businesses, their customers, employees and owners. We strive to put our customers first, make banking easy and get the job done. Founded in 1943, Highland Bank manages $500 million in assets and serves its customers with 80+ knowledgeable and experienced employees in five locations. Highland Bank is also proud to have been designated as a Preferred Lender by the Small Business Administration (SBA), one of a handful of banks in Minnesota to have earned this select designation.

We have exciting openings for the Universal Banker II position at our Bloomington location! This position provides a wide range of client support related to retail and commercial banking, including processing various teller line deposit and loan payment transactions for retail and commercial clients as well as assisting clients with a variety of questions regarding  retail and commercial products, services, policies and regulations of the bank in a clear and pleasant manner. The position develops and maintains the bank’s retail business by selling loans, deposit accounts and other retail banking services to new and existing customers. 

The right candidate will hold a Bachelor’s degree in Business, Finance, Accounting or related field, and preferably three to five years of experience in the financial services industry, preferably in one or more of the following areas: Teller, Help Desk, Phone Bank. This individual will have a satisfactory registration as a Mortgage Loan Officer with the Nationwide Mortgage Licensing System & Registry. Completion of formal lending training. He or she bring a very detail-oriented mantra and be able to handle multiple priorities at one time. He or she will have excellent customer service and interpersonal skills with both customers and employees.

Interested parties should apply online at www.highlandbanks.com/about/careers. Please select and specify Universal Banker II during the application process. No phone calls please. 

Highland Bank.  Your business.  Our bank.

(MBA File H-5804) (10-2-17)

Commercial Loan Officer

Farmers & Merchants State Bank of Pierz is looking for a highly-motivated individual to join our team as a Commercial Loan Officer.

This person will develop new commercial loan relationships and strengthen relationships with existing customers. The ideal candidate will have five or more years of commercial lending experience although candidates with related experience and a strong desire to move into a commercial lending role will also be considered. The primary market for this position will be the St. Cloud and surrounding area.

Farmers & Merchants is a successful and growing community bank that strives to provide the highest-possible level of customer service. It is also a great place to work. The bank offers a competitive salary and benefits, including family medical coverage, a 401(k) with a matching contribution and paid time off.

To apply, please send a resume and cover letter to merlin.bruns@fmpierz.com or by mail to Merlin Bruns at Farmers and Merchants State Bank of Pierz, 80 Main St., PO Box 308, Pierz MN 56364.

Farmers and Merchants State Bank of Pierz is an Equal Opportunity Employer. 

(MBA File H-5803) (10-2-17)

Lender

The State Bank of Lismore, Lismore, MN, is seeking an individual who can work with existing staff to service and underwrite a $ 50 MM, mostly Ag, loan portfolio. The successful candidate should have a strong working knowledge of agricultural lending, including analysis of financial statements, cash flows, and tax returns. The ideal candidate should possess a passion for serving customers and our community. We would prefer the individual have at least 5 years lending experience with a general knowledge of regulatory and compliance requirements.

We are a family owned bank, formed in 1900, with a history of long term employee relationships. Please submit cover letter and resume to markloosbrock@statebankoflismore.com

(MBA File H-5802) (10-2-17)

Loan Processor 

Star Bank is hiring a Loan Processor for its office in Maple Lake, MN. Maple Lake is west of Rockford and Buffalo, MN on Hwy 55. Star Bank is the only bank in Maple Lake. The work environment is both friendly and professional - a great place to develop and grow your skills!

Responsibilities include:

  • Generate and process documents for consumer and commercial loan closings
  • Provide administrative support to our lenders
  • Assist in ordering appraisals, title work and flood determinations
  • Maintain loan files
  • Filing of credit/collateral documents
  • Document tracking
  • Process and file insurance policies and lien cards
  • Management of tickler system
  • Exception tracking
  • Input and maintenance of loan information on core system
  • Payment processing
  • Pull paid notes and assist in release of liens
  • Assist customers with account questions and inquiries
  • Additional duties as assigned by management           

Interpersonal skills:

  • Strong customer service skills
  • Detail oriented / accuracy
  • Excellent communication skills
  • High level of motivation
  • Problem solving ability
  • Strong organizational skills
  • Time management skills; ability to prioritize workflow
  • Ability to adhere to prescribed routines and practices
  • Consistent work output, especially given strict codes and banking regulations
ALL APPLICANTS MUST UPLOAD A RESUME AND COVER LETTER TO APPLY. MUST BE IN WORD, PDF, OR JPG FORMAT ONLY. 

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. (EO/AA)

Apply online: starbank.acquiretm.com  

(MBA File H-5801) (10-2-17)

VP - Internal Audit/Compliance/BSA

Department: Bank Administration
Supervisor: EVP
Reports to: CEO, and Board of Directors 

Job Summary

Manages audit function including activities, policies and procedures.  Plans, schedules and conducts internal audits of departments and branches.  Prepares audit reports.  Develops and implements changes to audit procedures.  Member of the Audit Committee (along with CEO and designated board members).

Develops, administers and monitors programs for compliance with laws, regulations and rules governing operations and product offerings.  Reviews Bank’s policy and procedures for compliance. Acts as the bank’s Bank Secrecy Act Officer.

Accountabilities

  • Formulates practical internal audit functions to be incorporated into operational procedures, resulting in safety, soundness, regulatory compliance and operational efficiency.
  • Develops annual audit schedule, based on risk assessment, ensuring that those areas with greatest potential risk receive appropriate audit attention.  Develops auditing procedures to address those needs. 
  • Schedules audits, ensuring auditing procedures are carried out according to annual internal audit plan/schedule.  Initiates spot audits as necessary.  Prepares audit work papers, ensuring adequate documentation to support conclusions and provides effective and reasonable recommendations.
  • Furnishes regular reports to the Audit Committee of the Board of Directors and to the President/CEO.
  • Performs internal security and loss investigation activities as needed.
  • Compliance Program Administration
    • Develops, administers and monitors a program that ensures the bank’s compliance with laws, regulations and rules governing banking.
    • Understands federal and state banking laws and regulations, reviews the bank’s policies and procedures, and ensures compliance with laws and regulations.
    • Develops and maintains compliance policies.  Conducts training as needed.
    • Maintains the bank’s compliance library, utilizing current technology whenever possible.
    • Chairs Compliance Committee.
  • Compliance Review and Audit
    • Formulates practical review functions to be incorporated into operational procedures, resulting in safety, soundness, regulatory compliance and operational efficiency.
    • Develops and performs an annual risk-based audit schedule ensuring that those areas with greatest potential risk receive appropriate audit attention.
    • Prepares audit work papers, ensuring adequate documentation to support conclusions and provides effective and reasonable recommendations.
    • Works with department managers to make improvements to systems in order to correct possible violations.  Ensures that responses are received.
    • Provides quarterly compliance reports to the Executive Team, CEO and Board of Directors.
    • Reviews advertisements and new products to ensure compliance.
    • Supervises the bank’s record retention and disposal program. 
  • BSA Officer and Program Administration
    • Develops and maintains a BSA program that is in compliance with the regulation.  Obtains annual Management and Board approval of the BSA Policy. 
    • Conducts annual training of bank staff.
    • Maintains list of exempt customers.
    • Files Suspicious Activity Reports as necessary.
  • Compliance Communication and Training
    • Develops an annual training schedule/program that covers appropriate topics.  Training topics will provide a complete overview of the compliance function to all employees with more focused topics for areas that deal with compliance issues in their daily job function.
    • Develops and maintains a compliance manual for lending areas.  Works with department managers to ensure that compliance topics are covered in procedure manuals. 
    • Coordinates regulatory compliance examinations and prepares responses to Report of Examination
    • Completes other duties as requested.

Expectations

  • Performs job accountabilities with a high level of accuracy and timeliness.
  • Maintains knowledge and understanding of Internal Auditor position. Performs in a manner that meets these expectations.
  • Maintains knowledge and understanding of Internal Service Standards for the department and departments that are a part of the workflow for this position.
  • Provides open communication to supervisor or manager when Service Standards cannot be met due to training needs, equipment problems, quality of work received from others. 
  • Upholds the employment guidelines outlined in the Employee Handbook.
  • Develops and maintains knowledge of compliance and internal control requirements necessary to complete the job.
  • Performs duties in compliance with policy, procedure and process.

Qualifications

Education and/or Experience: Relevant banking experience (5-15 years); or Bachelor’s degree (B.A.) preferably in Business Administration/Accounting/Finance, and four to six years related experience and/or training; or equivalent combination of education and experience  

Critical Skills:
  • Professional
  • Strong written and verbal communication skills
  • Ability to deliver a high level of responsiveness to internal customers
  • Ability to multi-task and organize priorities
  • Strong aptitude for problem solving
  • High level of computer literacy with knowledge of Word, Excel, and ITI.
  • Maintains strict confidentiality
  • Flexible
  • Maintains high level of focus and accuracy
  • Strong analytical skills
  • Ability to interpret regulations
  • Ability to develop and interpret reports
  • Ability to deliver “above average” customer service

Work Environment

Normal office environment

This document is intended to describe the general content and performance requirements of this job.  It is not to be construed as an exhaustive statement of duties, responsibilities or requirements and does not imply a contract.

Please send resumes to drider@riverlandbank.com.

(MBA File H-5800) (10-2-17)

Commercial Banker II 

Minnesota Bank & Trust is searching for a full time Commercial Banker II for our Edina Banking Center!

The Commercial Banker II is responsible for originating new commercial relationships and the cross selling of existing clients. Focuses on growing deposits, loans and fee income in a profitable manner.

Responsibilities:

  1. Participate in the business development activities of the bank
  2. Identify appropriate prospects within defined target markets, create and manage an effective prospect list and perform activities to insure growth in loan portfolios.
  3. Serve our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
  4. Participate in the underwriting and documentation of the credit
  5. Utilize the business case discussion and subsequent meetings with bank management, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
  6. Participate in the management of a loan portfolio
  7. Monitor the portfolio for credit quality.  Understand, detect and report the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.

Job Requirements:

  1. Bachelors Degree in Business, including specific courses in accounting, finance, and economics plus additional bank related training
  2. 4-6 years experience Commercial Banking or other relevant job experience. 
  3. 2 plus years related banking/analysis experience and/or training
  4. Demonstrated sales and business development skills
  5. Formal Credit Training
  6. Or equivalent education and experience
  7. Valid drivers license and personal transportation
To apply, please visit MinnesotaBankandTrust.com and apply to req number 17-0550

EOE/AA Employer
M/F/Disabled/Vet
 

(MBA File H-5799) (9-28-17)

Operations Assistant/Customer Service Representative – Full Time, Nonexempt

An exciting opportunity to join a growing Community Bank in the Twin Cities Metropolitan area.

The Operations Assistant will be responsible for daily operational duties including, but not limited to:
  • ACH
  • Return Item processing
  • Incoming and Outgoing wires
  • Customer and Employee Research requests
  • Teller
  • Garnishments and Levies
  • ATM/Debit Card Management
  • New Accounts
  • Daily/Monthly Reports
  • Other duties as assigned
The desired candidate should have a strong understanding of Banking and Regulations.  This individual must have a high attention to detail with a solid knowledge of Microsoft Office including Word, Excel and Outlook.

Please email cover letter and resume to MBA Employment Opportunities Program.

(MBA File H-5798) (9-27-17)

Quality Assurance Examiner/Auditor

The Federal Reserve Bank of Minneapolis (Bank) is looking for a Quality Examiner/Senior Quality Examiner to staff its Quality Assurance (QA) function within the Banking Supervision and Regulation (SRC) Division. The QA function is responsible for assessments of SRC Supervision Business Line processes and products for conformance and efficacy relative to Federal Reserve Board of Governors’, as well as local District-specific, policies, guidelines and procedures. This position does not require travel.  
 
Quality Assurance activities are focused on reviews of actual supervisory and support processes and products to assess conformance with established System quality policies and expectations. Where gaps in conformance or effectiveness are identified within any particular business line, the function recommends quality improvement activities to business line management, tracks the completion of quality improvement activities as recommended to the business line, and verifies the efficacy of Management’s corrective actions. In addition, this position has day-to-day interaction and engagement with Bank and System workgroups to develop and execute processes and plans that are consistent with the overall System direction.
 
The successful candidate will have 4-6 years of related experience in Bank/Bank Holding Company examinations. It is preferable that the candidate has relevant experience leading successful internal control compliance, quality assurance and/or internal/external audit or related review programs. The candidate will also have a proven ability to think and act strategically and critically while interacting with a diverse group of executives, managers, and professionals. They must have the ability to meet critical deadlines, manage ambiguity, and deal with difficult situations as routine. 

Competitive benefits package includes medical, dental and life insurance; 401(k) and pension plan; annual PTO and 10 paid holidays; educational assistance and development opportunities; subsidized bus passes; on-site fitness center and cafeteria; and more! Visit our website at www.minneapolisfed.org to learn more and to apply!

(MBA File H-5797) (9-26-17)

Loan Operations Supervisor/Compliance Officer – Stillwater, MN

Eagle Valley Bank is looking to add to our dedicated and experienced team. We are currently accepting applications for a Loan Operations Supervisor/Compliance Officer at our Stillwater, MN location. Come join our hard-working, innovative team!

Title: Loan Operations Supervisor/Compliance Officer
Location: Stillwater, MN
Job Type: Full-Time
FLSA Status: Exempt

  • The Loan Operations Supervisor/Compliance Officer will provide overall leadership to the Loan Operations Department in the areas of credit administration, loan related compliance and loan operation functions. 
  • This position also serves and the Compliance Officer for the Bank. 
  • Successful candidates will have a minimum of 5 years of experience in loan operations, compliance and/or a related field, 1 year of supervisory experience and a Bachelor’s Degree or experience commensurate with the responsibilities of the position.
Eagle Valley Bank offers a competitive salary and benefits package.

To see a full job description, visit our website at www.eaglevalleybank.com.

Qualified candidates may submit a resume and cover letter, including salary requirements, via email to hr@eaglevalleybank.com 

Eagle Valley Bank is an Equal Opportunity Employer.

(MBA File H-5796) (9-25-17)

Vice President, Credit Analyst /Jordan or Minneapolis, MN

Salaried, Exempt
Reports to: Chief Credit Officer
Supervises: No current employees; as the bank grows, may supervise Junior Credit Analysts

Position Summary:

Responsible for analyzing credit and financial information to underwrite loans for Bank Lenders while ensuring compliance with loan policy and appropriate regulations.  Evaluates policy and procedures and makes recommendations for changes to keep the credit approval process operating efficiently and effectively.

Primary Duties and Responsibilities:

  • Examine and evaluate documents such as application forms, appraisals, financial reports and other data to determine the degree of loan risk during the underwriting process.  Assist Lenders in resolving questions and issues.
  • Prepare modified credit presentations on new and renewing loans, including exposure summary, financial and cash flow analysis, collateral analysis, covenant and risk rating review.
  • Order and analyze lien searches, D&B reports and credit bureaus.
  • Prepare worksheets and comments for loan closings.  Work with Credit Administration department to clear any pre-closing exceptions.
  • Complete appropriate appraisal review forms and obtains approvals.
  • Obtain outstanding file exceptions and work with Lenders, clients and Credit Administration department to clear them.
  • Coordinate the completion of Problem Loan Memorandums.  Work with Lenders to complete new reports for downgraded credits.  Track action plan items on current watch credit and communicate progress with Lenders on a monthly basis. 
  • Review commercial, commercial real estate and land development loan delinquent accounts.  Work with Lenders to collect past dues and assist Lenders with necessary collection activity.  
  • Attend sales calls with Lenders as requested and act as a secondary contact for clients during the underwriting process.  Work directly with borrower when necessary to obtain additional information.  May assist clients with requests including line advances, payment resolution or additional product needs.  
  • Complete annual reviews on all required relationships including a complete analysis of annual financial statements, collateral evaluation and payment history, risk rating review and any adverse industry or economic changes.
  • Manage the future maturity list to ensure credits are renewed timely.
  • Work directly with Lenders to prioritize and prepare Loan Committee credit presentations on new and existing relationships that require Committee approval. 
  • Work closely with the Chief Credit Officer and Credit Analysts to ensure continued best practices are utilized. 
  • Provide written analysis on all large loans, large aggregate lending to one borrower, complex loans and weak loans.
  • Assist Lenders and Credit Department Manager with special projects and provides backup to department staff.
  • Perform additional responsibilities as needed.

Knowledge, Skills and Abilities

  • Bachelor's degree in Accounting, Finance or a related field.
  • Minimum of five years of experience with the banking/financial institutions industry in the lending area.
  • Specialized formal credit training required with 3 years of commercial credit administration/loan review experience.
  • Ability to thrive and effectively collaborate in an entrepreneurial team environment.
  • Ability to quickly engage and influence business partners.
  • Strong analytical skills needed to integrate and interpret data from diverse sources and find optimal solutions to strategic or process-related problems.
  • Strong business acumen and an understanding of how the industry operates, partnered with attention to the credit element of the business.
  • Proven ability to make difficult decisions to meet company goals and follow through and follow up as needed.
  • Ability to interact in a positive manner with all individuals, both within the company and with external contacts in the public/community.
  • Outstanding verbal and written communication skills, including strong public speaking skills.
  • Multi-tasking and prioritizing skills needed to manage projects and meet tight deadlines.
  • Working knowledge of computer systems, including Microsoft Office.
  • Diligent and firm with high ethical standards.
  • Ability to travel up to 25%.

Working Conditions & Hours:

Work is performed mainly in an office environment with some minimal exposure to injury at warehouse, counter and/or customer locations. Ability to sit for extended periods of time. Some walking, bending, stooping and lifting of materials is required.  Uses a computer and other standard office equipment on a regular, daily basis.  Frequent mental and visual concentration required for computer usage. Some travel in the field will be required.

This job description is intended to describe the general nature and level of work performed by people assigned to this classification. It is not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of individuals so classified.  All requirements are subject to change over time and to possible modification to reasonably accommodate individuals with a disability. The position description is not a contract for employment, and either you or the employer may terminate employment at any time, for any reason.

Please send resumes to jerickson@riverlandbank.com.

Riverland Bank is an Equal Opportunity

(MBA File H-5794) (9-25-17)

Community Reinvestment Fund, Inc. is a national leader in community lending for small businesses, community facilities (non-profits), economic development projects, and contract loan servicing for community lenders. We are a mission-driven organization focused on making a difference in underserved communities by delivering access to capital via a portfolio of financial solutions.
 

Loan Servicing Generalist

As the CRF Loan Servicing Generalist, you will perform and continuously improve the Loan Servicing process. 

Essential Accountabilities:

  • Perform the Loan Payment Process and ensure that the loan payments are received meeting the terms and conditions of the Loan Note on a timely basis
  • Process all loan payments including:
  • Provide excellent customer service that meets the customers' requirements and expectations, internally and externally
  • Addressing customer service requests via fax, e-mail or letter
  • Perform Escrow Analysis as required by State law
  • Data input and tracking of insurance and tax information
  • Insurance processing by conducting appropriate follow-up on insurance coverage
  • Adhere to regulatory and compliance guidelines of Forced Placed Insurance

Minimum Requirements: 

  • Associate Degree (A.A.) and 5 years loan servicing experience or a combination of education and experience providing equivalent knowledge
  • Proven experience in loan servicing processing payments and customer service is highly desirable
  • Experience with the following software:  Microsoft Office, Word and Excel; and a nationally known loan servicing software
  • Spanish language skills preferred

Benefits:

CRF offers a competitive salary, along with a bonus potential and a full range of comprehensive benefits, including medical, dental and a 403(b) tax deferred employee savings plan.

To Apply:

To respond to this opportunity, please email your resume to: humanresources@crfusa.com  

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

(MBA File H-5793) (9-25-17)

Bank Deposit Operations Administrator

Devoted. Dedicated. Committed.
Are you an ACH specialist? This may be your next opportunity!


2017 Best Places to Work winner Signature Bank, a $390 million community bank is looking for our next team member.

Our Bank Deposit Operations Administrator will be part of a Team that is responsible for performing a variety of daily operational duties including, but not limited to, processing of incoming and outgoing wires, ACH processing, return items, reconciling of accounts, report review and research requests.

Some of the responsibilities will include:
  • Process incoming and outgoing wires, and ACH batches according to daily deadlines.
  • Perform a variety of operational functions including: reconciling deposit corrections and ATM/debit card transactions daily, processing branch capture, and processing Reg E. disputes.
  • Manage ACH annual UMACHA audit, return rate monitoring and complete annual ACH client reviews.
  • Working operational knowledge of Customer and Deposit systems as well as all ancillary products and services such as Online Banking, Remote Deposit Capture, Cash Management, Bill Payment, Lockbox and Positive Pay.
  • Complete research requests for internal staff and customers while meeting Signature Bank service and communication standards.
  • Respond to incidents in our contact management system in a timely manner.
  • Daily review of reports for exception items and corrections.
Qualified candidates are those who love variety in a fast paced environment and work with an exceptional attention to detail and a high level of accuracy while meeting deadlines. Strong analytic and problem solving skills are beneficial.  Knowledge of Jack Henry software and ACH rules is a plus.

If you have worked in banking for at least 3 years and have had significant experience with ACH and exposure to Jack Henry banking software, your application will stand out above the rest.

Interested? Email your resume to kcollignon@signaturebankonline.com

Signature Bank is open for business Monday-Friday, 8:00 am-5:00 pm and offers a competitive hourly rate as well as a comprehensive benefits package which includes Health, Dental, LTD and Life Insurance, PTO & paid holidays, 401(k) Plan with employer match, Fitness challenges, pay day treats, happy hours and more!

Signature Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

(MBA File H-5792) (9-19-17)

Commercial Credit Analyst 

Come Grow with a MN 100 Best Places to Work Organization!  Stearns Bank N.A., is hiring a Commercial Credit Analyst for our St. Cloud, MN location.  

As a Commercial Credit Analyst you will be responsible for analysis of the financial condition of new and existing commercial customers, including preparing loan write-ups, annual reviews and monitoring credit file information. 

Responsibilities

  • Spread and analyze both business and personal financial statements and tax returns.
  • Pull credit bureau reports and generate credit references as required.
  • Generate projections as needed and perform sensitivity analysis.
  • Document any findings/exceptions for Loan Officers and Loan Committee after the analysis of:
    • Borrower’s financial condition
    • Repayment capacity and collateral coverage
    • Overall credit risk including strengths and weaknesses
    • Assign preliminary risk rating
    • Loan structure and documentation for compliance with bank loan policy, underwriting guidelines and National Banking Laws and Regulations

Qualifications

  • Four-year college degree in accounting, finance or related field
  • Bachelor’s degree from a four-year college or university in accounting, finance, or related field
  • 3-5 years credit (or related) experience preferred, applicants with varying degrees of experience will be considered
  • Word processing spreadsheet experience
  • Understanding of financial statements
  • Strong verbal, written and interpersonal skills
  • High attention to detail and flexibility
Founded in 1912, Stearns Financial Services Inc. (SFSI) is a $2 billion well-capitalized, independent financial holding company based in St. Cloud, Minnesota. Specializing in nationwide small business lending and equipment financing, we have maintained outstanding customer service, fast decisions, and customized finance solutions to our customers for decades.

We offer a competitive salary and exceptional benefit package including our Employee Stock Ownership Program, one of the best long-term incentive programs in the nation.  For more information visit our website www.stearnsbank.com.

Email resume to: Resumes17@stearnsbank.com

EOE/AA

(MBA File H-5791) (9-19-17)

Insurance Assistant – Part-time

Great Part-time Opportunity! Midwest Bankers Insurance Services (MBIS) is a leading insurance agency for community banks throughout Minnesota and surrounding states. MBIS is a subsidiary of the Minnesota Bankers Association, and has an immediate opening for a part-time Insurance Assistant to assist producers with annual, new business, and renewal insurance submissions for banks. This position will prepare client spreadsheet analysis for producers; analyze carrier proposals for accuracy; complete renewal and new business paperwork; and assist producers in renewal reviews. Previous insurance experience a plus, but are willing to train. This person must have strong computer skills (Excel & Microsoft Office), have excellent communication skills, have the ability to multi-task, and be a self-starter. Hours range from 15-20 hours/week – willing to be flexible on hours/day. Minnesota P&C license a plus. Position located in Eden Prairie at 8050 Washington Avenue South. Interested candidates should email resume and salary history to: hr@minnbankers.com. No phone calls please.  

EOE

(MBA File H-5786) (9-13-17)

Electronic Banking Assistant

Lake Elmo Bank, an independent community bank, has an immediate opening for a Full-Time Electronic Banking Assistant located at the Lake Elmo office.  

Type: Regular Full Time Hourly (eligible for overtime)
Hours: 8-5 Monday-Friday (1 hour lunch) or 8:30-5 Monday-Friday (30 minute lunch)

The Electronic Banking Assistant is responsible for various duties involving Lake Elmo Bank’s electronic products, including set-up and ongoing support of customers using Internet Banking, Bill Payment, e-statements, Credit and Debit Cards, Select Deposit, fraud reports and maintenance of the Bank’s Website.  Responsible also for providing direct customer assistance via telephone and face-to-face as needed.

Education and Experience Requirements:

  • Associates Degree preferred.
  • High School Diploma/GED with the equivalent of two or more years of work experience in an admin role in a business environment required. 
  • Ability to operate a personal computer using various software programs and web applications.
  • General accounting experience is preferred.
  • 2 + years-experience working with electronic banking is highly preferred.

Knowledge, Skills and Abilities:

  • Knowledge of new and emerging digital payment capabilities.
  • Proven ability to multi-task.
  • General knowledge of ACH and Wire functions.
  • Highly organized and efficient.
  • Provide internal and external customers personal service second to none by striving to meet their needs in a timely and friendly manner.
  • Contribute to a positive and productive work environment by working cooperatively and effectively as a member of the Lake Elmo Bank team.
  • Support the community by active participation in worthwhile community projects.
We offer a friendly, professional working environment with competitive wages and excellent benefits, including participation in the Bank’s Employee Stock Option Plan. In order to be considered a candidate for this position, please submit your resume to jroettger@lakeelmobank.com or complete an application by going to: 
https://webadmin.cavionplus.com/custom_apps/Applications/cu0793/employapp.asp?InstID=934  

AA/EEO

(MBA File H-5790) (9-18-17)

Consumer Real Estate Loan Processor 

Community Bank, a family owned and operated financial center in Mankato, MN, seeks qualified candidates for a full-time Consumer Real Estate Loan Processor.  

Primary responsibilities include the processing and document preparation for new loans, balancing loan accounts and tracking exception items. This position will serve as a liaison between the lender and the customer when questions arise regarding the status of an impending loan.  

This position will also be responsible for completing loan closing documents and assisting customers with loan questions, payments and payoffs.

Qualified applicant will:

  • be customer oriented, 
  • have excellent attention to detail, 
  • have good time management skills
Two years of prior loan administration/processing or lending required.   LaserPro experience recommended.

Generous benefit package includes: 401k, PTO, Medical, HSA, Dental, Life/ADD and LTD. salary commensurate with experience.  

Please send resume and salary expectations to: kay.wallerich@cbfg.net

(MBA File H-5789) (9-18-17)

Loan Officer

Security Bank & Trust Co. in Waconia, Minnesota is seeking a Loan Officer to add to our team of lenders. This position would involve reaching out and calling on existing and potential customers, visiting businesses and being active in the community. Applicants must provide exceptional service to our customers from the loan application to approval process. 

Qualifications:

  • A degree in finance/business/accounting is preferred and/or banking experience
  • Ability to work in a team environment
  • Computer skills in Microsoft office with emphasis in word and excel
  • Experience working in a face to face customer service/sales environment
  • Competitive drive with determination to succeed
This position offers a great benefits package with the potential for advancement in a growing and successful community minded bank.

Submit resume to:

Security Bank & Trust Co.
P.O. Box 45
Waconia, MN 55387

HR@security-banks.com

Member FDIC          EOE

(MBA File H-5788) (9-14-17)

Branch Manager/Lender & Head Teller/New Accounts Clerk

Our client, Peoples State Bank located in Wahpeton, ND is seeking highly motivated individuals to join its team. The successful applicants will be involved in a broad variety of responsibilities.

Branch Manager/Lender - In this role you will be responsible for developing, servicing and retaining profitable customer relationships. Also this role will be responsible for all daily branch operations.

Head Teller/New Accounts Clerk - In this role you will coordinate and supervise all aspects of teller operations within the branch ensuring the daily activities of the tellers are performed in a timely and accurate manner. Also this role will be explaining account options to customers, opening of new accounts and being knowledgeable of the products and services offered.

Qualifications include 3 plus years in the banking industry. The ideal candidates would possess knowledge of lending concepts, practices and procedures and good judgment to plan and accomplish goals. In addition, work well both independently and in a team environment and have excellent written and verbal communication skills. A background in Deposit Pro and/or Laser Pro is a plus along with consumer lending and/or teller/account set up experience.

This position offers a competitive compensation and benefits package and a stable work environment. EOE

To apply, please visit – www.eidebailly.com/careers/positions-with-clients

(MBA File H-5787) (9-14-17)

Loan Administration

Lake Country Community Bank in Morristown, Minnesota, is looking for a person to fill the position of Loan Administration. This position requires that the applicant have previous Loan Processing skill while using Laser Pro software. Understanding of lending compliance will also be needed to become new staff member. Applicants with background in using Automated Systems core software will be given preference in job hire. This will be a full time position with hours from 8:30 – 5:00 Monday through Friday. Benefit package will include PTO, Health insurance paid for employee, 401K match of 3% and basic life insurance. Dental insurance is available at cost to employee.

If interested in this opening please contact Gordon Olson, VP Operations at golson@lccbank.com or 507-685-2300.

(MBA File H-5785) (9-13-17)

Universal Banker

First National Bank, located in Hastings, is excited to add an experienced banker to the team.  This position is responsible for providing the high level of customer service, assisting with a variety of transactions while promoting bank products to new and existing customers. 

Responsibilities include:

  • Providing customer service in a warm, friendly and enthusiastic manner.
  • Open accounts for new and existing customers.
  • Cross sell a variety of bank services that meets the customer’s needs.
  • Proactively listen and identify solutions to improve the customer’s banking experience. 
  • Follow up with customers to ensure satisfaction and use of banking services.
  • Perform a variety of deposit account transactions, withdraws, wire transfers, cashier’s check as well as online and mobile banking support.
  • Actively participate in promotions and in community events to represent the bank.

Qualifications include:

  • Motivated to be successful, goal oriented and effective in a team environment.
  • Use a variety of banking services particularly online and mobile banking services.
  • Retail consumer banking and teller experience is preferred.
Successful applicants must pass pre-employment screening including credit history.

We offer competitive salary and benefit package.

Interested? Email your résumé to: chad.collignon@firstnationalbanks.com

First National Bank is an Equal Opportunity Employer of Minorities/Females/Veterans/Disabilities.

(MBA File H-5784) (9-12-17)

Loan Processor

Sherburne State Bank is seeking an experienced loan processor who will be based out of our Becker location. 

Responsibilities include:

  • Generating documents for consumer and commercial loan closings
  • SBA loan processing
  • Coordinating with appraisers and title companies
  • Document tracking
  • Input and maintenance of loan information on core system
  • Payment processing
  • Management of Tickler system
  • Assist lending staff at our three offices – Becker, Monticello and Princeton
  • Experience with LaserPro and SBA Lending preferred but not required
  • Additional duties as assigned by management
Sherburne State Bank was established in 1920 and remains a pillar in our communities. We pride ourselves on quality customer service and on being an asset to the communities we serve. 

To apply, e-mail resume to Alyssa Braaten at  abraaten@sherburnestatebank.com.

Equal Opportunity Employer
Equal Housing Lender
Member FDIC


(MBA File H-5783) (9-11-17)

Commercial Lender 

Sherburne State Bank is seeking a Commercial Lender for our Becker branch. This individual will be responsible for expanding existing client relationships and generating new business. The Commercial Lender will seek out opportunities to provide financial solutions, as well as act as a resource to existing and prospective clients.

Responsibilities include:

  • Gather and analyze credit and financial information on existing and potential clients
  • Make credit underwriting decisions or recommendations
  • Maintain individual portfolio
  • Review collateral valuations and underwriting results and assure loans comply with bank policy
  • Maintain strong working knowledge of bank products
  • Offer solutions to clients, including but not limited to SBA lending, public grants and funding
  • Identify credit risk and make recommendations for additional monitoring or collection
  • Active community involvement

Requirements:

  • Bachelor’s Degree or equivalent from a four year college or university
  • Previous experience in bank lending
  • Knowledge of commercial lending products
  • Strong sales and customer service skills
Sherburne State Bank was established in 1920 and remains a pillar in our communities. We pride ourselves on quality customer service and on being an asset to the communities we serve.

To apply, e-mail resume to Alyssa Braaten at  abraaten@sherburnestatebank.com.

Equal Opportunity Employer
Equal Housing Lender
Member FDIC


(MBA File H-5782) (9-11-17)