The Regional Credit Officer plays a key role in the loan approval process and overall portfolio management for their assigned market. Primary contact for commercial lenders, underwriters, product specialists, and senior leadership within their region for all new, renewals, and/or modifications of credit.

• Provide credit support to Business Advisors and Underwriters in their market in the decisioning, administering and overseeing commercial credit as outlined in the bank’s loan policy.
• Knowledgeable of and ability to propose loan programs as appropriate (SBA, USDA, FSA, etc.). -Support the bank’s growth and loan quality goals by ensuring that loan policies and procedures are properly adhered to.
• Approve loans within the positions delegated credit authority and facilitate approvals for relationships requiring higher level of approval.
• Manage workflow among underwriters, conduct weekly UW team meetings to discuss workloads and reassign priorities as needed to ensure timely completion in line with client expectations.
• Provide day to day oversight, monitoring, and performance management of staff. Create performance plans and ensure timely reviews for all underwriting staff.
• Obtain monthly loan review completion data and work with staff to ensure team and individual goals are met.
• Manage ongoing administration of credit relationships through oversight of annual review process, management of ticklers and payment status.

• College degree or equivalent education, including upper-level courses in finance and accounting.
• 10 or more years of experience working in commercial credit.
• 5 or more years of experience in personnel management and supervision.
• Strong desire to build relationships within the Alerus organization and effective working relationships with co-workers in credit and business development positions.

With roots tracing back to 1879, Alerus is a diversified financial services company that focuses on helping clients achieve financial wellness through personalized guidance. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and benefits administration, and wealth management services to clients across the U.S. We have offices in Arizona, North Dakota, New Hampshire, Michigan and Minnesota.

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Please apply online via our website: https://alerus.com/about/careers/