First National Bank is looking to add an Agricultural Loan Officer/Credit Analyst to our Fulda, MN location. The First National Bank team is passionate about serving our customers and the communities where we live and work. In this position you’ll build and maintain relationships with both our customers and community alike, engaging them to understand their financial needs and providing thoughtful solutions that make a difference and enhance their banking experience.

In this position you will: originate, process and service loans; conduct credit analysis on new and existing clients; obtain documentation necessary to facilitate a loan closing; provide high level of service to customers.

Responsibilities:

• Responsible for collecting and analyzing financial related data to determine credit worthiness of prospective and current customers. Preparation of financial spreadsheets and presentations on clients. Participate in presenting that information to managers and members of senior staff.
• Review risk classification definitions compared to actual risk ratings on loans.
• Prepare annual reviews on credits to ensure compliance with loan policy.
• Provide excellent customer service to customers and employees by providing ongoing support via verbal and written communications while adhering to all Bank and Department policies and procedures.
• Ability to problem solve, negotiate and persuade customers. Good organizational and time management skills.
• Analyze economic and financial trends using solid math and analytical skills
• Represent the bank in community organizations

Qualifications:

• Degree in Finance or Business Management or equivalent experience
• Basic knowledge of farm production methods, farm products, and farm business management/finance
• Strong analytical & decision-making skills
• Strong computer skills
• Excellent customer service skills and ability to develop new business relationships

We offer a competitive salary and benefit package including Medical, Dental, and Vision Insurance. Apply today! Visit our website at https://www.firstnationalbanks.bank/mn/about/careers/ to submit an application.

First National Bank is an Equal Opportunity Employer of Minorities, Females, Veterans, and Disabilities. Member FDIC

To apply, visit our website at https://www.firstnationalbanks.bank/mn/about/careers/ to submit an application.