Accountable To: VP Credit Risk Review
Status: Exempt

Responsibilities:

• Conduct comprehensive reviews of individual credits and loan relationships to ensure that acceptable credit standards are maintained
• Analyze borrower financial statements, review credit presentations and loan documentation; make conclusions regarding appropriateness of management-assigned risk ratings
• Identify exceptions to loan policy and loan structures or underwriting that may present risk to the bank
• Complete high-quality work while meeting deadlines established in the review plan
• Work cross functionally and communicate directly with lending teams and management; identify key issues as they arise
• Develop a thorough understanding of the bank’s lending policies and relevant regulatory guidance
• Responsible for preparing reports for senior leadership and the Board of Directors
• Contribute to the development of new/improved credit risk management practices and procedures
• Other duties as assigned

Qualifications:

• Bachelor’s degree in finance, accounting, economics or related field3+ years of banking experience; commercial loan underwriting experience preferred
• Strong attention to detail, critical thinking ability, accuracy
• Ability to effectively prepare reports to senior management
• Knowledge and understanding of credit underwriting and/or loan review concepts and practices
• Excellent verbal, written and interpersonal communication skills
• Proficiency in Microsoft Office products

It all started with a vision in 2005. This vision was to create a full-service, entrepreneurial bank where clients would notice a difference, team members would be challenged to grow, and the culture would be optimistic. Over a decade later, this unconventional attitude laid the foundation of Bridgewater Bank, a nationwide top-performing bank with an award-winning culture.

We’re on a mission to become the finest entrepreneurial bank in the Twin Cities. And it’s working. Join our team and you will be surrounded by remarkable people who want to challenge the status quo and redefine what it means to work in this industry. This journey began in 2005, and it’s just getting started. Will you join us?

Please visit our website to apply for this position: https://bridgewaterbankmn.com/about-bridgewater/careers.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.