Portfolio Manager

    Job Description

• Analyzes and underwrites commercial customers and credit products that include commercial real estate, commercial and industrial businesses, agriculture, bank holding companies and their subsidiary banks and individul
• Possesses considerable knowledge of credit policies, credit analysis, procedures and philosophy.
• Structures various types of commercial credit and evaluates collateral with respect to value, marketability and control.
• Provides ongoing administration of an assigned loan portfolio including review of the financial and business status of the borrower and recommends risk rating changes when appropriate.
• Supervises the loan renewal cycle and works with the Lender to facilitate credit approval and loan documentation as needed.
• Conducts annual reviews as part of ongoing portfolio monitoring.
• Resolves credit problems, delinquent payment issues and other related affairs.
• Monitors loan covenants to ensure compliance and follows up on any covenant violations.
• Develops strong relationships and ensures prompt communication with client banks and borrowers via written and verbal correspondence.
• Verifies that loan bookings directly correlate with the terms of the approval.
• Assists Credit Administration management in preparing reports on loan portfolio metrics.
• Serves as a mentor to assist junior Credit team members in their professional development.

    Education & Experience

• Bachelor’s degree in Finance or related field with formal credit training or MBA
• 5 – 10 years of experience in credit administration activities
• Previous experience as a Portfolio Manager in a Commercial Banking setting
• Demonstrated financial and risk analysis skills
• Excellent verbal and written communication skills
• Technical aptitude
• Problem solving and presentation skills


Based in Bloomington, MN, United Bankers’ Bank is a highly successful and growing banker’s bank that was originally chartered in 1975. Today, United Bankers' Bank has over $900MM in assets and has grown into one of the largest correspondent banks in the upper Midwest and Pacific Northwest area. The 1,000-plus customer banks we serve stretch across 14 states. Our motto, “First for Your Success,” reflects the importance UBB places on helping our customers and our employees succeed.

United Bankers’ Bank is an EEO/AA employer: All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status or any other characteristic protected by law.

    How to Apply

To view a summary of our superior benefits package and apply for this position, please visit our Careers page at
United Bankers' Bank
1650 W 82nd St Ste 1500 Bloomington, MN 55431-1467

MBA Job number/Date Added