| Commercial Banker | Click here to apply: Commercial Banker Colonnade
Equal Opportunity Employer | False | 1/9/2020 | Job Skills Required:
- Four-year degree in accounting, finance, business administration, or related field.
- At least three years of credit, lending or similar experience.
- Working knowledge of loan documentation.
- Above-average written and communication skills.
- Proficiency with computer technology.
- Ability to deal with multiple tasks and deadlines.
- Effective time management and organizational skills.
| H-6623 | Job Summary:
This position must possess the technical skills needed to underwrite, document and administer a sizable portion of small and midlevel commercial loans. This position identifies deposit relationships and has a basic knowledge of treasury management products and services offered by Bell Bank. Proficiency in business development is required as this position will be expected to actively solicit new loan relationships within the constraints of the Bank’s loan policy. Generally, a candidate for this position will have basic knowledge of commercial lending as well as some credit background.
Primary Duties:
- Complete training in treasury management, commercial credit, collections, commercial loans, commercial real estate loans, appraisal process and sales.
- Complete training for government insured commercial loan programs (primarily SBA).
- Become proficient in the bank’s small commercial lending guidelines and software.
- With completed training, become the primary commercial banker for small commercial lending (this may include government guaranteed loans such as SBA).
- Interview prospective small and midlevel commercial loan customers in an effort to make a preliminary determination as to the nature and feasibility of the credit request.
- Assist in the analysis of financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
- Assist in the gathering and opening of depository accounts for small commercial customers.
- Establish and negotiate, where necessary, terms under which the credit could be structured, including the costs, repayment methods and collateral requirements.
- Assist in the preparation of the Loan Committee Presentation and required supporting documentation. This package must be prepared in accordance with the standards established in the loan policy.
- Present to the Loan Committee for review and approval all loans in excess of the individual lending authority. This individual shall serve as a voting member of loan committee.
- Provide guidance to the commercial lending coordinator in preparation of loan documentation.
- Monitor credit facilities once they are booked. Assess interim financial information, borrowing base reports and other supporting documentation.
- Assist in the collection of past due loan payments and must utilize support staff to obtain required information and to resolve file technical exceptions.
- Administer all problem credits, implementing the goals and objectives established and agreed upon through the completion of a problem workout strategy.
- Actively engage in business development. Bank wide goals for business development will be established through biweekly business development meetings. In this context, business development includes ongoing contact with existing commercial customers.
- Active involvement in community and civic affairs.
- Know by name and face as many customers and employees as possible, calling them by name as often as possible.
- Know, understand, and live the company values and bottom line.
- Undertake special projects as assigned, as time permits.
| If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.
Company Information:
Founded in 1966, Bell Bank is the largest independently owned bank in Minnesota, North Dakota and South Dakota, with 22 full-service banking locations and more than $6 billion in assets.
Originally founded by early Minneapolis civic leader David C. Bell in 1880, our mortgage division now has thousands of family mortgages to its name and offices throughout the Twin Cities, New Mexico, Wisconsin and Arizona.
For the fifth year in a row, Bell Bank has been named to American Banker Magazine’s list of the nation’s Best Banks to Work For. Star Tribune Media Co. also named Bell to its Top Workplaces list in 2015, 2016, 2017, 2018 and 2019.
If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.
Bell’s Values:
As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:
- Promoting and sustaining our family atmosphere.
- Providing unequaled personal service to each and every customer.
- “Paying it forward” by giving back to the communities we serve.
Our Bottom Line:
Happy Employees! Happy Customers! |