Credit Analyst

    Job Description

Lake Area Bank, a locally owned community bank, is seeking a Credit Analyst to work in its White Bear Lake, MN location.

The position is to provide analytical support to Business Bankers to facilitate sound lending decisions. As a primary support person to the lending officers, this person will develop and maintain good co-worker and business relationships and assure that loan documentation is accurate, complete, and complies with regulatory and bank credit standards.

Primary Responsibilities:

  • Spread and analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare accurate and objective loan presentations and annual reviews in consultation with lenders schedules and requirements.
  • Compare liquidity, profitability, and credit histories of borrowers/guarantors with geographic and industry norms.
  • Other duties/projects as assigned by management

    Education & Experience

  • Bachelor’s degree in business, finance or accounting, or equivalent experience required.
  • Three or more years of commercial credit/lending experience with knowledge of bank regulations governing lending and bank loan policies.


Lake Area Bank is an EEO/AAP Employer of women, minorities, protected veterans and individuals with disabilities.

    How to Apply

Interested applicants can apply on-line at under career opportunities.
Lake Area Bank
1400 Highway 96 E Ste 1 White Bear Lake, MN 55110-8500

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