Credit Analyst

    Job Description

Granite Community Bank's credit analyst works closely with lending staff to achieve the bank 's credit quality and growth goals. This position analyzes financial data on new and existing commercial loan customers to assess credit risk in commercial real estate loans, commercial & industrial loans and Ag loans. This role has the potential to evolve into a commercial lending positi on.

Primary Responsibilities:

  1. Spread financial statements and tax returns in order to perform a credit analysis.
  2. Use the bank's risk rating system to evaluate potential new customers.
  3. Utilize financial accounting and critical thinking skills to determine the creditworthiness of current and prospective borrowers.
  4. Perform ongoing risk rating analysis of existing customers to track performance and ensure timely recognition of any deterioration in credit quality.
  5. Provide file maintenance to track financial covenants, conditions of approval, borrowing base certificates, and other file due diligence.

    Education & Experience

  1. Bachelor's degree in accounting, finance or business related field
  2. Strong financial accounting knowledge
  3. Proficient in Excel and Word
  4. 1-2 years of experience preferred


Granite Community Bank is a closely held institution with a competitive position in its local market. We are seeking a credit analyst to join our team and continue building the bank's presence in Central MN!

    How to Apply

To apply, please send your resume to
Granite Community Bank
PO Box 416 Cold Spring, MN 56320-0416

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