Commercial Credit Officer/Underwriter

    Job Description

Job Summary:
This position will be responsible for functions associated with the commercial credit risk management of the bank. This position will be responsible for identifying and understanding developing trends and providing a thorough, independent assessment of a borrower’s capacity to withstand the risks posed by these trends through the preparation of written, in-depth analyses of business, management and industry factors.

Primary Duties:

  • Spread and analyze financial statements for existing and prospective clients. Provide preliminary recommendation regarding the feasibility of the credit request.
  • Prepare independent, written credit evaluation of new, renewal or modification loan proposals as well as annual credit reviews. Identify trends and analyze performance in order to develop an assessment of credit risks.
  • Participate in the maintenance of the accuracy of the Bank’s loan risk rating system and validate that loan risk ratings accurately reflect the risks inherent in the credit.
  • Provide input to lending officers on terms under which a credit request could be structured including costs, repayment methods and collateral requirements.

    Education & Experience

Job Skills Required:
  • B.A. in accounting, finance, business administration, agri-business, or related field.
  • Four or more years of credit, lending or examining experience.
  • Working knowledge of loan documentation.


If you like to work with people in a family atmosphere, enjoy great benefits and provide unequaled personal service to every customer, consider a career with Bell Bank.

Company Information:
Founded in 1966, Bell Bank is the largest independently owned bank in Minnesota, North Dakota and South Dakota, with 20 full-service banking locations and more than $4 billion in assets.

For the fourth year in a row, Bell Bank has been named to American Banker Magazine’s list of the nation’s Best Banks to Work For. Star Tribune Media Co. also named Bell to its Top Workplaces list in 2015, 2016, 2017 & 2018. If you want to work for a strong, growing, forward-looking organization with world-class employees, this is the place for you.

Bell’s Values:
As stewards, dedicated to the growth and reputation of this independently owned organization, we are committed to:

  • Promoting and sustaining our family atmosphere.
  • Providing unequaled personal service to each and every customer.
  • “Paying it forward” by giving back to the communities we serve.
Our Bottom Line:
Happy Employees! Happy Customers!

Bell Bank provides competitive compensation and an excellent benefits package.

Equal Opportunity Employer

    How to Apply

Bell Bank
3800 American Blvd W Ste 1450 Bloomington, MN 55431-4441

MBA Job number/Date Added