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Commercial Loan Credit Analyst
The Bank of Elk River
630 Main St NW Elk River, MN 55330-1594
Job Description
The Bank of Elk River has a fulltime opportunity for a Commercial Loan Credit Analyst to join our team at our Main Street office.

Job Summary:
This position is responsible for conducting credit analysis including: gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Makes recommendations and decisions regarding the extension of credit. Prepares and presents credit reports to the loan officers and loan committee for use in the making of prudent lending decisions for all new and renewed extension of loans.

Duties and Responsibilities:

  • Analyzes loan requests, provides loan pricing recommendations, helps determine collateral value, researches and identifies the ability to perfect a security interest in the intended collateral, recommends repayment structure.
  • Spreads the borrower’s financial statements for use by the Commercial Loan Officer when performing an annual credit review or new loan origination.
  • Analyzes and interprets the credit information for a prospective loan or an existing loan.
  • Performs analysis of borrower’s business and global cash flow and highlights the borrower’s key financial trends and ratios.
Education & Experience
  • Bachelor’s degree (BA) from a 4 year college or university preferred and/or 3-5 years related experience and/or training or equivalent combination of education and experience.
  • Experience in SBA Lending and ability to manage the SBA function highly preferred.
About
The Bank of Elk River is an Affirmative Action-Equal Opportunity Employer that seeks individuals who share our core values of customer service, loyalty, and integrity. We are a community bank where our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs. The Bank of Elk River is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.
How to Apply
Please visit our website at https://www.thebankofelkriver.com/about/employment_list for further information and to submit an employment application.
MBA Job number/Date Added
JobtitleApplyBlindadDateaddedEducFilenumJobdescAbout
Commercial Loan Credit Analyst Please visit our website at https://www.thebankofelkriver.com/about/employment_list for further information and to submit an employment application.False10/3/2018
  • Bachelor’s degree (BA) from a 4 year college or university preferred and/or 3-5 years related experience and/or training or equivalent combination of education and experience.
  • Experience in SBA Lending and ability to manage the SBA function highly preferred.
H-6237The Bank of Elk River has a fulltime opportunity for a Commercial Loan Credit Analyst to join our team at our Main Street office.

Job Summary:
This position is responsible for conducting credit analysis including: gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Makes recommendations and decisions regarding the extension of credit. Prepares and presents credit reports to the loan officers and loan committee for use in the making of prudent lending decisions for all new and renewed extension of loans.

Duties and Responsibilities:

  • Analyzes loan requests, provides loan pricing recommendations, helps determine collateral value, researches and identifies the ability to perfect a security interest in the intended collateral, recommends repayment structure.
  • Spreads the borrower’s financial statements for use by the Commercial Loan Officer when performing an annual credit review or new loan origination.
  • Analyzes and interprets the credit information for a prospective loan or an existing loan.
  • Performs analysis of borrower’s business and global cash flow and highlights the borrower’s key financial trends and ratios.
The Bank of Elk River is an Affirmative Action-Equal Opportunity Employer that seeks individuals who share our core values of customer service, loyalty, and integrity. We are a community bank where our customers know they can count on our staff for experience, knowledge, and superior service to meet all of their banking needs. The Bank of Elk River is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.