| Credit Analyst | Please send resume to: Skroeber@drake-bank.com
Human Resources
Drake Bank
60 East Plato Boulevard
Suite 100
St. Paul, MN 55107 | False | 7/9/2018 | College degree or equivalent experience, with emphasis in Business Administration/Accounting or Finance.
Previous concentrated credit training. 2 - 5 years credit analyst experience.
Critical Skills:
- Professional
- Effective verbal and written communication skills
- Ability to deliver a high level of responsiveness to internal customers
- Ability to multi-task and organize priorities
| H-6138 | Provides credit analysis assistance to lenders. Monitors incoming financial statements. Performs collateral audits, accounts receivable analysis and borrowing base certificate reviews. Develops and maintains knowledge of loan related regulatory and internal procedural compliance issues. Performs all job responsibilities according to compliance requirements.
Accountabilities
- Spreads financial statements as requested to provide overall support and assistance to Lenders in the financial analysis process.
- Reviews incoming financial statements. Updates and/or completes financial spreads and covenant monitoring worksheets to be forwarded to the appropriate Lender.
- Completes an analysis of Accounts Receivable Agings and Borrowing Base Certificates received from borrowers. Forwards report to Lenders for review and sign off.
- Provides written financial statement analysis for credit presentations, file comments and annual reviews. Maintains the report of review due and works with lenders to keep comments current.
- Monitors and reports on specialized portfolios.
- Performs an annual review of the SBA loan portfolio. Reports findings to the appropriate lenders.
| Drake Bank is a community bank focused on helping small businesses in the Twin City area grow and prosper. We do this by listening to needs and dreams, then applying our full range of commercial loan and deposit products to their greatest potential. We strive to build very personal, trusting and long-lasting relationships.
Of course, we also provide the best in personal banking services to our business clients, their employees, and our neighbors. We play a meaningful role in the development of our communities.
Drake Bank opened for business in May 2002, and was the first new bank to be chartered in St. Paul in 40 years. The staff at Drake are Dedicated, Reliable, Authentic, Knowledgeable, and Ethical. Why not join our team? |