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Agricultural Loan Officer
Citizens State Bank of Waverly, Inc.
609 Pacific Ave Waverly, MN 55390
Job Description
FLSA Status: Exempt
Benefits: Eligible
Hours: M-F 8-5 w/additional hours as necessary

Ideal candidate will desire to work in a traditional community bank servicing agricultural loan portfolio. Must possess a strong working knowledge of agricultural lending, understanding financial statements, cash flows and tax returns.

Essential Functions

  • Comprehends lending operations activities.
  • Applies established policies and guidelines to credit applications.
  • Evaluates accurately customers’ credit worthiness.
  • Ensures underwriting and credit quality standards implemented & maintained.
  • Assesses bank’s risks on credit products.
  • Recommends and negotiates terms based on credit and financial analysis.
  • Manages all aspects of the borrowers’ relationship.
  • Passionate about serving customers and developing relationships.
  • Understands USDA and FSA lending programs.
  • Familiarity with using FINPACK software.
  • Visits customer sites as necessary.
Education & Experience
  • Bachelor’s degree in agribusiness, business administration or finance.
  • Minimum 3 years of agricultural lending experience preferably in a community bank environment.
  • Solid understanding of lending regulatory and compliance requirements.
  • High level of personal accountability and regard for confidentiality.
  • Solid analytical skills and credit knowledge.
About
Citizens State Bank of Waverly, chartered in 1907, has an asset size of $70MM. It is a family-owned community bank with a branch office in Montrose. Rated 5-Stars by BauerFinancial.

Citizens State Bank of Waverly is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Member FDIC.

EOE m/f/v/d

How to Apply
Please send a resume to Citizens State Bank of Waverly, Attn: Brian Matzke, 609 Pacific Ave., P.O. Box 68, Waverly, MN 55390 or email brianm@bankwaverly.com.
MBA Job number/Date Added
JobtitleApplyBlindadDateaddedEducFilenumJobdescAbout
Agricultural Loan OfficerPlease send a resume to Citizens State Bank of Waverly, Attn: Brian Matzke, 609 Pacific Ave., P.O. Box 68, Waverly, MN 55390 or email brianm@bankwaverly.com.False5/31/2018
  • Bachelor’s degree in agribusiness, business administration or finance.
  • Minimum 3 years of agricultural lending experience preferably in a community bank environment.
  • Solid understanding of lending regulatory and compliance requirements.
  • High level of personal accountability and regard for confidentiality.
  • Solid analytical skills and credit knowledge.
H-6066FLSA Status: Exempt
Benefits: Eligible
Hours: M-F 8-5 w/additional hours as necessary

Ideal candidate will desire to work in a traditional community bank servicing agricultural loan portfolio. Must possess a strong working knowledge of agricultural lending, understanding financial statements, cash flows and tax returns.

Essential Functions

  • Comprehends lending operations activities.
  • Applies established policies and guidelines to credit applications.
  • Evaluates accurately customers’ credit worthiness.
  • Ensures underwriting and credit quality standards implemented & maintained.
  • Assesses bank’s risks on credit products.
  • Recommends and negotiates terms based on credit and financial analysis.
  • Manages all aspects of the borrowers’ relationship.
  • Passionate about serving customers and developing relationships.
  • Understands USDA and FSA lending programs.
  • Familiarity with using FINPACK software.
  • Visits customer sites as necessary.
Citizens State Bank of Waverly, chartered in 1907, has an asset size of $70MM. It is a family-owned community bank with a branch office in Montrose. Rated 5-Stars by BauerFinancial.

Citizens State Bank of Waverly is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities. Member FDIC.

EOE m/f/v/d