Who Should Participate
This conference is designed for chief credit officers, senior lenders, commercial loan officers, credit administration and Senior management personnel.
- The Current State of Lending
Every bank has a loan approval along with a loan or credit committee. But as competition to provide consumer, commercial real estate and small business loans accelerates, community banks need to make sure that sound lending policies are in place. This session will provide commentary and analysis on national and regional trends.
- DIY Credit Stress Test: Steps to Create and What the Numbers Tell You
Highlight stress testing, capital planning and proactive loan portfolio risk management before regulators and directors ask. Learn how to build a Do It Yourself (DIY) Credit Stress Test that analyzes current capital needs, and potential needs in stressed conditions. Identify important benchmarks while discussing what the numbers reveal. Bonus: You will learn to incorporate available peer information in assessments to gain a clear perspective of bank position.
- Commercial Real Estate: lending to Developers & Contractors
Lending to CRE developers and contractors requires banks to manage this specialized credit risk. The framework for this kind of lending is different from traditional C & I lending while during the construction phase, there is no cash flow & the collateral value is a work in progress. This session offers insights and recommendations on how to manage & monitor the combined construction & credit risks.
- Regression Analysis and Finding Lending Indicators
It can be difficult to quantify your qualitative reserve adjustments. In this session, we will evaluate actual portfolio experiences relative to external factors on various institution sizes, discuss common correlations and leading indicators, as well as methods to utilize the resulting analysis.
- Growing Your Commercial Loans by Offering More Capital
Bank loans are often a business’s primary source of capital, but some situations require more financing than your bank can or would lend. This session offers a practical toolkit for how you can help your borrowers bridge the gap by providing them a complete financing solution.
- Understanding the Business Borrower
If banks can better understand the business borrower, they can better position their institution to win more business. Participants will take away a more granular understanding of business borrowers, to the point of being able to identify three or four areas for their own institution they can focus on for improvement. We will discuss trends in demand for business loans, cross sale opportunities with business customers, as well as the credit-seeking process for SMBs, the importance of human connection in the lending process and promoters and inhibitors to expanding the business lending process.
- Best Practices in Enhancing Loan Growth through Partnerships
The secondary loan market has been extremely active over the last two years as banks throughout the United States manage varying levels of loan demand. This informative session will explore how banks are taking advantage of this specializes market and delve in the regulatory and underwriting issues that all banks need to be aware of.
Registration Fee (This fee includes materials, lunch, and refreshments)
|Additional registrants from same bank:
|Qualified non-member bank:
Note: You will be given the option to pay by credit card or to invoice your
company during the checkout process.
Dates & Times
February 21, 2018
Check in: 8:30 AM
Program: 9:00 AM - 4:00 PM
Minnesota Bankers Association
8050 Washington Avenue South
Eden Prairie, MN 55344
here for directions
Lodging arrangements can be made at:
Hyatt Place, Eden Prairie. Click here to make an online reservation, or call
952-944-9700 - dial “0” for the front desk, (Ask for the Minnesota Bankers
Association rate of $145.00, plus tax)
The MBA reserves the right to cancel programs due to insufficient enrollment, instructor
illness, or other reasons. Participants wishing to cancel must inform the MBA in writing prior to the event. Send cancellation notices
to firstname.lastname@example.org. A cancellation fee of 25% of the program cost
will be charged for withdrawing, or you may send a substitute. The full program fee will be charged for withdrawing after the event
has taken place or a no-show. If you withdraw/cancel after receiving the textbook, the textbook fee will not be refunded and the
textbook cannot be returned to the MBA.
Qualified non-member bankers are encouraged to apply. Please call our office for further
If you have a disability that may affect your participation in this program - or any dietary
issues - please send a statement regarding any special needs at least two weeks prior to the
program. We will contact you to discuss accommodations.